Retail Payment System Act 2022

Merchant surcharging, monitoring and enforcement, and miscellaneous provisions - Pecuniary penalties

42: Who is involved in contraventions

You could also call this:

"Who breaks the payment rules and how"

Illustration for Retail Payment System Act 2022

You are involved in a contravention of the Retail Payment System Act 2022 if you try to break the rules. You are also involved if you help someone else break the rules. You can be involved in other ways, like convincing someone to break the rules or working with someone to break them.

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View the original legislation for this page at https://legislation.govt.nz/act/public/1986/0120/latest/link.aspx?id=LMS533879.

This page was last updated on 25 December 2025 — View changes

Topics:

Money and consumer rights > Consumer protection

41: Pecuniary penalties for contravention of notice to take corrective action, or

"Breaking rules can mean a fine of up to $10,000 or $30,000"

43: Proceedings for pecuniary penalties, or

"Breaking the rules can lead to a fine in court, but you'll only be fined once."

Part 3Merchant surcharging, monitoring and enforcement, and miscellaneous provisions
Pecuniary penalties

42Who is involved in contraventions

In this subpart, a person is involved in a contravention of any of the provisions of this Act if the person—
has attempted to contravene any of those provisions; or
has aided, abetted, counselled, or procured any other person to contravene any of those provisions; or
has induced, or attempted to induce, any other person, whether by threats or promises or otherwise, to contravene any of those provisions; or
has been in any way, directly or indirectly, knowingly concerned in, or party to, the contravention by any other person of any of those provisions; or
has conspired with any other person to contravene any of those provisions.