This Act helps regulate people who take part in retail payment networks. You will see it gives some powers to the Commission to do this job. The Commission can also control fees that merchants charge for some payment services. The Act lets the Commission look into and check payment networks. You can think of this as keeping an eye on things to make sure they are fair. The Commission can also take action if something is not right. The Commission's job is to make sure payment networks work well and are fair for everyone. This includes looking at fees that merchants charge for payment services like surcharges. The Act is in place to help the Commission do its job and keep payment networks running smoothly.