You commit an offence if you structure a transaction to avoid the law. This law is about stopping money laundering and terrorism financing. You do this by changing how a transaction happens. You can structure many types of transactions, like suspicious ones. This includes things that might seem normal but are actually suspicious. The law applies to these transactions. If you try to avoid the law by structuring a transaction, you can get in trouble. This is because the law wants to stop people from doing bad things with money. You must follow the law when doing transactions.