Credit Contracts and Consumer Finance Act 2003

Consumer leases, credit-related insurance, and buy-back transactions of land - Consumer leases - Disclosure of consumer lease

64: Initial disclosure of consumer lease

You could also call this:

"What you need to know before agreeing to rent something"

Illustration for Credit Contracts and Consumer Finance Act 2003

When you enter a consumer lease, the lessor must tell you about the information that applies to your lease. This information is set out in the Schedule 2. The lessor must give you this information before you agree to the lease. The lessor must also give you a copy of the lease terms that were not already disclosed. They can do this before you agree to the lease or within 5 working days after. The lessor must give you the copy of the lease terms in the same way that they would disclose information under section 35.

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View the original legislation for this page at https://legislation.govt.nz/act/public/1986/0120/latest/link.aspx?id=DLM213132.

This page was last updated on 1 January 2026 — View changes

Topics:

Money and consumer rights > Consumer protection

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Part 3Consumer leases, credit-related insurance, and buy-back transactions of land
Consumer leases: Disclosure of consumer lease

64Initial disclosure of consumer lease

Every lessor under a consumer lease must ensure that disclosure of as much of the information set out in Schedule 2 as is applicable to the lease is made to every lessee under the lease before the lease is made.
Every lessor under a consumer lease must ensure that a copy of all of the terms of the lease not disclosed under subsection (1) (other than terms implied by law) is given or sent to every lessee under the lease—
before the lease is made; or
within 5 working days of the day on which the lease is made.

For the purposes of subsection (2), the copy of the terms of the lease must be given or sent in the same manner that disclosure is made under section 35.