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Credit Contracts and Consumer Finance Act 2003

Repossession of consumer goods under consumer credit contract - Disabling devices

83M: Connection or use of disabling device in connection with certain goods prohibited

You could also call this:

"No contract can allow someone to add a device that stops goods from working."

Illustration for Credit Contracts and Consumer Finance Act 2003

You cannot have a contract that lets someone connect a disabling device to certain goods. This rule applies to goods described in section 83ZN(1)(a) or prescribed for the purposes of section 83ZN(1)(c). If a contract breaks this rule, the part that breaks the rule is not valid. You must ensure your contract follows this rule if you are a creditor under a consumer credit contract. If a contract does not follow this rule, the creditor must make sure it does.

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View the original legislation for this page at https://legislation.govt.nz/act/public/1986/0120/latest/link.aspx?id=DLM6501361.

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Topics:
Money and consumer rights > Consumer protection
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83L: Use of disabling device, or

"What happens if a lender uses a device to stop you using something you bought"

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Part 3ARepossession of consumer goods under consumer credit contract
Disabling devices

83MConnection or use of disabling device in connection with certain goods prohibited

  1. A consumer credit contract may not provide for the connection of a disabling device to, or the use of a disabling device in connection with, a consumer good described in section 83ZN(1)(a) or prescribed for the purposes of section 83ZN(1)(c).

  2. A provision of a consumer credit contract that contravenes subsection (1) is of no effect to the extent of the contravention.

  3. Every creditor under a consumer credit contract must ensure that the contract does not contravene this section.

Notes
  • Section 83M: inserted, on , by section 51 of the Credit Contracts and Consumer Finance Amendment Act 2014 (2014 No 33).
  • Section 83M(1): amended, on , by section 28 of the Regulatory Systems (Economic Development) Amendment Act 2019 (2019 No 62).
  • Section 83M(2): amended, on , by section 28 of the Regulatory Systems (Economic Development) Amendment Act 2019 (2019 No 62).
  • Section 83M(3): amended, on , by section 28 of the Regulatory Systems (Economic Development) Amendment Act 2019 (2019 No 62).