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Credit Contracts and Consumer Finance Act 2003

Enforcement and remedies - Offences

105: When proceedings may be commenced

You could also call this:

"When you can be taken to court for breaking credit contract laws"

Illustration for Credit Contracts and Consumer Finance Act 2003

If you break the law under sections 102A or 103 of the Credit Contracts and Consumer Finance Act, you can be taken to court. The time limit for taking you to court is three years after the problem was found or should have been found. This time limit applies even if the Criminal Procedure Act 2011 says something different, as stated in section 25 of that Act.

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View the original legislation for this page at https://legislation.govt.nz/act/public/1986/0120/latest/link.aspx?id=DLM213188.

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Topics:
Money and consumer rights > Consumer protection
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104: Conviction for 2 or more offences, or

"Breaking the same finance rule more than once has a limited total fine."

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105A: Infringement fee, etc, defined, or

"What is an infringement fee and how much do you have to pay?"

Part 4Enforcement and remedies
Offences

105When proceedings may be commenced

  1. Despite anything to the contrary in section 25 of the Criminal Procedure Act 2011, the limitation period in respect of an offence against section 102A or 103 ends on the date that is 3 years after the date on which the matter giving rise to the breach was discovered or ought reasonably to have been discovered.

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Notes
  • Section 105: replaced, on , by section 69 of the Credit Contracts and Consumer Finance Amendment Act 2014 (2014 No 33).