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Credit Contracts and Consumer Finance Act 2003

Repossession of consumer goods under consumer credit contract - Rules that apply at time of repossession

83Q: Creditor must exercise right to enter premises in accordance with lender responsibility principles

You could also call this:

"Creditors must follow rules when entering someone's property"

Illustration for Credit Contracts and Consumer Finance Act 2003

When you are a creditor, you must follow the lender responsibility principles if you want to enter someone's premises. You can find these principles in section 9C. This rule applies whether you are entering the premises to repossess consumer goods or for another reason related to consumer goods.

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View the original legislation for this page at https://legislation.govt.nz/act/public/1986/0120/latest/link.aspx?id=DLM6501366.

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Topics:
Money and consumer rights > Consumer protectionHousing and property > Home safety and repairsHousing and property > Land use
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83P: Entry if occupier not present, or

"What to do when taking goods from a property when the owner is not home"

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83R: Creditor must not enter premises if complaint not resolved or unforeseen hardship application not decided, or

"Creditors can't enter your home if you've complained or applied for hardship help and it's not been sorted yet."

Part 3ARepossession of consumer goods under consumer credit contract
Rules that apply at time of repossession

83QCreditor must exercise right to enter premises in accordance with lender responsibility principles

  1. A creditor must, in exercising the right to enter premises, act in accordance with the lender responsibility principles (see section 9C).

  2. This section applies whether the right to enter premises is exercised—

  3. for the purpose of repossessing consumer goods; or
    1. for any other purpose in connection with consumer goods.

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      Notes
      • Section 83Q: inserted, on , by section 51 of the Credit Contracts and Consumer Finance Amendment Act 2014 (2014 No 33).