Part 3ARepossession of consumer goods under consumer credit contract
Rules that apply at time of repossession
83ODocuments to be produced on entry
Every creditor or creditor’s agent who exercises a right of entry of premises for the purpose of repossessing consumer goods must, on first entering the premises if anyone is present, and, if requested, at any subsequent time, produce the following documents:
- a copy of the repossession warning notice (unless one was not required under section 83G(2)); and
- a copy of the credit contract; and
- a copy of the creditor's or creditor's agent’s licence or certificate of approval under the Private Security Personnel and Private Investigators Act 2010, as the case may be; and
- in the case of a creditor’s agent, evidence reasonably capable of establishing the person’s authority to repossess the consumer goods on behalf of the creditor; and
- if a repossession warning notice was not required under section 83G(2), a document setting out the debtor’s name, the address from which the goods will be repossessed, the creditor's contact details, and the reason why the goods are being repossessed; and
- a written statement that specifies that the premises have been entered and the date of entry, and an inventory of consumer goods to be taken; and
- a written statement setting out the debtor’s rights under this Part following the repossession of goods and the debtor's right to make a complaint about the creditor’s or creditor's agent’s conduct; and
- in the case of an entry outside the hours specified in section 83S or on a Sunday or a public holiday, the debtor’s written consent to the exercise of the right of entry.
If a document has been produced to a debtor under subsection (1) (whether on first entering the premises or at a subsequent time), the debtor is not entitled to make a subsequent request under subsection (1) for the same document to be produced again.
Compare
- 1997 No 85 s 17
Notes
- Section 83O: inserted, on , by section 51 of the Credit Contracts and Consumer Finance Amendment Act 2014 (2014 No 33).


