When you are in court and a judge is thinking about reopening a credit contract, consumer lease, or buy-back transaction under section 120(a), you can use evidence about what other people were offering at the time. This evidence can be about the terms of credit, hiring goods, or selling land. You can show the court what other options were available to you. When a judge is thinking about reopening a credit contract, consumer lease, or buy-back transaction under section 120(b), you can use evidence about what other people did at the time. This evidence is about how other people used their rights or powers. The court can look at what happened when other people exercised their rights. If a judge is thinking about reopening a credit contract, consumer lease, or buy-back transaction under section 120(c), you can use evidence about what other people offered you at the time. This evidence is about the inducements or incentives that other people offered. You can tell the court about what other people promised or offered to you.