You can think of a moratorium as a pause on some actions. The Bank has the power to stop this pause, or parts of it, for some creditors. This means the Bank can choose to let certain creditors, or groups of creditors, keep doing what they were doing. The Bank can make this decision for all or part of a creditor's claim or security interest. You should note that the Bank's power to stop the pause does not apply to one specific part of the law, which is section 284(1)(c). The Bank's decision can affect what creditors can do during a difficult time. The law gives the Bank this power to help manage difficult situations.