If you break a rule in the Deposit Takers Act 2023, you might be able to defend yourself. This defence applies to rules like those in sections 27, 33, 36, and others. You can use this defence if you can prove that someone else's actions caused the problem, or it was an accident that you could not control.

You also need to show that you took reasonable precautions to avoid breaking the rule. This means you must have done what a reasonable person would do to prevent the problem. If you can prove these things, you might be able to defend yourself against a prosecution. You have to prove that you did everything you could to avoid the problem and it was not your fault.