The fund's property belongs to the Bank, but the Bank holds it for the Crown. You can think of the Crown as the government, and the Bank is looking after the fund's property on its behalf. The Bank is in charge of managing the fund for the Crown.

The Bank is not like a trustee, which is someone who looks after something for someone else. When the Bank does its job, it is not acting as a trustee. This means the Bank has its own role and responsibilities.

If someone owes money to the fund, the Bank can take them to court to get the money back. The court can then order the person to pay the money to the Bank. This is like any other debt that needs to be paid back.