Student Loan Scheme Act 2011

Matters of general application and miscellaneous matters - Matters of general application

193: Recovery of unpaid amount

You could also call this:

“Getting back money you owe on your student loan”

If you don’t pay the money you owe on your student loan, the government can take steps to get it back. This is because the unpaid amount is considered a debt that you owe to the Crown.

The government can use some of the same rules they use for collecting unpaid taxes to collect your unpaid student loan. These rules are found in sections 156 to 165 of the Tax Administration Act 1994. When they use these rules for student loans, they change a few things:

Instead of talking about ‘tax’, they’re talking about your unpaid student loan amount. When the rules mention a ‘taxpayer’ or ‘person’, they mean you, the borrower. If the rules talk about an ‘assessment’ of tax, for student loans this means the assessment of how much you owe, which is done under Part 2 of the Student Loan Scheme Act 2011. Lastly, when these rules refer to ‘this Act’, for student loans they mean the Student Loan Scheme Act 2011.

These changes let the government use similar methods to collect unpaid student loan debt as they do for unpaid taxes.

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View the original legislation for this page at https://legislation.govt.nz/act/public/1986/0120/latest/link.aspx?id=DLM3180387.


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"You have 30 days to pay if no specific date is given"


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193A: Contact person may be requested to assist, or

"Government can ask someone you know to help find you if you owe money on your student loan"

Part 5 Matters of general application and miscellaneous matters
Matters of general application

193Recovery of unpaid amount

  1. An unpaid amount is recoverable as a debt due to the Crown.

  2. Sections 156 to 165 of the Tax Administration Act 1994, as far as they are applicable and with all necessary modifications, apply for the purposes of this Act, as if—

  3. every reference in those provisions to income tax or tax were a reference to an unpaid amount; and
    1. every reference in those provisions to a taxpayer or a person were a reference to a borrower; and
      1. the reference to an assessment in section 162 of the Tax Administration Act 1994 were a reference to an assessment made under Part 2 of this Act; and
        1. every reference to this Act in sections 164 and 165 of the Tax Administration Act 1994 were a reference to the Student Loan Scheme Act 2011.
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