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Student Loan Scheme Act 2011

Repayment obligations of borrowers - New Zealand-based borrowers' repayment obligations for salary or wages - Commissioner deductions resulting in over-deductions

68A: Commissioner over-deduction identified by borrower

You could also call this:

"What to do if you think too much money was taken for your student loan"

If you think the government has taken too much money from you for your student loan, you can ask them to check. This is called a "Commissioner over-deduction". You need to tell the government why you think they've taken too much.

To ask the government to check, you need to let them know in a special way. There are rules about how to do this.

A Commissioner over-deduction happens when the government takes money from your pay after they should have stopped. This could be because they told your boss to stop taking the money, or because you've paid back the amount they said you needed to pay.

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View the original legislation for this page at https://legislation.govt.nz/act/public/1986/0120/latest/link.aspx?id=DLM6846891.

Topics:
Education and learning > Higher educationMoney and consumer rights > Banking and loans
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68: Applicable procedures if significant under-deduction, or

"What happens if not enough money is taken from your pay for your student loan"

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68B: Commissioner must determine whether Commissioner over-deduction made, or

"The Commissioner must check if they took too much money from you"

Part 2Repayment obligations of borrowers
New Zealand-based borrowers' repayment obligations for salary or wages: Commissioner deductions resulting in over-deductions

68ACommissioner over-deduction identified by borrower

  1. If a borrower reasonably believes that a Commissioner over-deduction was made in relation to him or her, the borrower may request the Commissioner to determine whether a Commissioner over-deduction was made.

  2. A request under subsection (1) must be made by notifying the Commissioner (see section 211).

  3. In this section, and in sections 68B and 68C, Commissioner over-deduction means a Commissioner deduction that is made on or after the date on which—

  4. the Commissioner notifies the borrower’s employer or PAYE intermediary to stop making Commissioner deductions; or
    1. the Commissioner deductions equal the amount specified in the additional rate notice in accordance with section 49(2)(b).

      Notes
      • Section 68A: inserted, on , by section 9 of the Taxation (Residential Land Withholding Tax, GST on Online Services, and Student Loans) Act 2016 (2016 No 21).