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Contract and Commercial Law Act 2017

Contracts legislation - Minors’ contracts - Special rules for contracts of service and life insurance contracts

92: Contracts of service and life insurance contracts have effect as if minor were of full age

You could also call this:

“Contracts for jobs and life insurance work like adult contracts for young people”

If you are under 18 years old, which is called being a minor, there are two types of contracts that work as if you were an adult. The first is a contract for a job. The second is a special kind of life insurance contract that you can make if you are 16 or older. These contracts work just like they would if you were an adult. However, there are some other rules that might change how these contracts work, and you can find those rules in sections 93 and 94 of this law.

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View the original legislation for this page at https://legislation.govt.nz/act/public/1986/0120/latest/link.aspx?id=DLM6844203.

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Business > Industry rules Money and consumer rights > Consumer protection Family and relationships > Children and parenting
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91: Further provisions relating to application of sections 86 to 90, or

"Extra rules about when parts of the law for young people's contracts don't apply"

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93: Court may make orders about unconscionable, harsh, or oppressive contract of service or life insurance contract, or

"Court can help if your work or life insurance contract is unfair"

Part 2 Contracts legislation
Minors’ contracts: Special rules for contracts of service and life insurance contracts

92Contracts of service and life insurance contracts have effect as if minor were of full age

  1. The following contracts have effect as if the minor were of full age:

  2. a contract of service entered into by a minor:
    1. a contract entered into under section 66B of the Life Insurance Act 1908 by a minor who has reached the age of 16 years.

      1. This section is subject to sections 93 and 94.

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