You are protected from the Reserve Bank's liabilities if you are a certain type of person. This means you will not be liable for the Bank's liabilities just because of who you are. You can find out what type of person is protected by looking at section 182(1)(a) to (e).
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View the original legislation for this page at https://legislation.govt.nz/act/public/1986/0120/latest/link.aspx?id=LMS296245.
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A person referred to in section 182(1)(a) to (e) is not liable for any liability of the Bank by reason only of being a person of the kind referred to in that section.
