Incorporated Societies Act 2022

Administration of societies - Indemnities or insurance for officers, members, or employees of society

95: Society may indemnify or effect insurance for person in their capacity as employee of third person

You could also call this:

"A society can help pay costs if you make a mistake at work for someone else."

Illustration for Incorporated Societies Act 2022

You can be protected by a society if you work for someone else. This means the society can help pay for costs if you make a mistake at work. The society can do this even if you are not working for them, as explained in Section 94.

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View the original legislation for this page at https://legislation.govt.nz/act/public/1986/0120/latest/link.aspx?id=LMS254704.

This page was last updated on 4 January 2026 — View changes

Topics:

Work and jobs > Worker rightsMoney and consumer rights > Insurance

94: Society restricted from indemnifying or effecting insurance for its own officers, members, and employees, or

"A society can't pay to protect its officers, members, or employees if they do something wrong."

96: Permitted indemnities for certain liabilities or costs, or

"When you make a mistake, your society can help protect you from costs or liability"

Part 3Administration of societies
Indemnities or insurance for officers, members, or employees of society

95Society may indemnify or effect insurance for person in their capacity as employee of third person

Section 94 does not prevent a society from indemnifying, or directly or indirectly effecting insurance for, a member (A) in respect of A’s liability for any act or omission in A’s capacity as an employee of a person other than the society (or costs incurred by A in defending or settling any claim or proceeding relating to that liability).

Example

An incorporated society (T) is a trade union. Its members include employees of various business, including a company (B).

T may effect insurance for its members for liability for acts or omissions as employees of B (or for associated costs).