In this law, a financial product refers to things like a debt security, an equity security, a managed investment product, or a derivative. You can think of a debt security as something you lend money for, an equity security as a part of a company, a managed investment product as a way to invest your money with others, and a derivative as a special kind of investment. When you hear the term financial product, it includes all these things unless the government says otherwise through regulations. If the government makes a rule that a particular interest or right is not a security, then it is not considered a financial product. You need to know what is included in the term financial product to understand how this law works.