If you are looking at a law called the Financial Markets Conduct Act 2013, you will find a part that was called 'Presumption relating to consumer insurance contract'. This part was repealed, which means it is no longer a law. It was repealed on 7 April 2025 by section 18 of the Contracts of Insurance (Repeals and Amendments) Act 2024. You can find more information about this change in the Contracts of Insurance (Repeals and Amendments) Act 2024.

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This page was last updated on 15 July 2025

View the original legislation for this page at https://legislation.govt.nz/act/public/1986/0120/latest/link.aspx?id=LMS1428518.

Topics:

Money and consumer rights > Banking and loansMoney and consumer rights > Consumer protectionBusiness > Industry rules

446R: Protection of person who reports contravention or failure to comply, or

"Reporting wrongdoing at work is protected by law"

446T: Effect of certificate from policyholder or client, or

"What happens when you sign a certificate saying you're getting insurance or a service for business, not personal use"

Part 6Licensing and other regulation of market services
Regulating conduct of financial institutions: Miscellaneous provisions

446SPresumption relating to consumer insurance contract (Repealed)

Notes

Section 446S: repealed, on 7 April 2025, by section 18 of the Contracts of Insurance (Repeals and Amendments) Act 2024 (2024 No 47).