When you get a service from a company that helps you invest, they must have an agreement with you. This agreement is called a client agreement and it covers the service they provide to you. You and the company must agree on this before they start helping you with your investments.

The client agreement must be in place at a certain time, depending on the type of service you are getting. If you are getting a service where the company makes investment decisions for you, the agreement must be in place before they start making those decisions. If you are buying a special kind of investment called a derivative, the agreement must be in place before you get the derivative.

If you are getting a different kind of service from a company, the agreement must be in place at the time that is specified for that service. The company must make sure the agreement is in place, so you can be sure you understand what they will do for you. You should have a clear understanding of what the company will do and what you can expect from them.