You can ask the court to remove a mortgage from your land if the person who lent you the money cannot take action because of the Limitation Act 2010. The court can make this decision if the lender's ability to get their money back is barred by the Limitation Act 2010 or another law. The lender must also be unable to take any other action related to the land because of the Limitation Act 2010 or another law. You need to apply to the court as the owner of the land. The court's decision must be registered by the Registrar to be official. This registration is done when a sealed copy of the court's decision is received. The court can also decide how to tell people about your application. This can include putting a public notice about your application or sending a notice to specific people the court chooses. The mortgage is officially removed when the court's decision is registered. The Limitation Act 2010 is a law that sets time limits for taking certain actions, and you can find it on the New Zealand legislation website https://legislation.govt.nz/act/public/2010/0101/latest/DLM2033100.html