Social Security Act 2018

Other provisions - Regulations

433: Regulations: factors affecting benefits: insurance recovery

You could also call this:

“Rules about how insurance money can change your benefit payments”

The Governor-General can make rules about how insurance payments affect your benefits. These rules can say:

You might need to pay back some or all of your benefit to MSD if you get certain types of insurance payments.

If you get an insurance payment for income, debt, health, or disability, MSD can decide to reduce the amount they count. They can do this by taking away any costs you had to pay to get the insurance payment.

If you need to pay back part of your benefit because of an insurance payment:

  • MSD can claim this money from your insurance payment.
  • The money you owe becomes a debt to the government.
  • MSD can collect this debt from you.

These rules are a type of law called secondary legislation.

This text is automatically generated. It might be out of date or be missing some parts. Find out more about how we do this.

This page was last updated on

View the original legislation for this page at https://legislation.govt.nz/act/public/1986/0120/latest/link.aspx?id=DLM6784004.

Topics:
Money and consumer rights > Banking and loans
Health and wellbeing > Healthcare services

Previous

432: Regulations: factors affecting benefits: pre-benefit activities, or

“Rules about things you need to do before getting money help”


Next

434: Regulations: factors affecting benefits: overseas pensions, or

“Rules about how overseas pensions affect your New Zealand benefits”

Part 8 Other provisions
Regulations

433Regulations: factors affecting benefits: insurance recovery

  1. The Governor-General may, by Order in Council, make regulations for the purposes of section 186.

  2. Regulations made under subsection (1) may (without limitation) do all or any of the following:

  3. provide that the grant of a benefit or the rate of benefit is subject to repayment to MSD of all or part of an insurance payment of a kind or description, or that falls within a class or definition, prescribed by the regulations:
    1. provide that the amount of an income-related insurance payment, a debt insurance payment, or a health or disability insurance payment must, to the extent that MSD determines, be treated as being reduced by the amount of any costs incurred—
      1. by an applicant for a benefit or a beneficiary; and
        1. to obtain the payment:
        2. provide that a benefit, or part of a benefit, subject to repayment under the regulations,—
          1. constitutes a charge on the amount of the insurance payment paid to the recipient; and
            1. is a debt due to the Crown under regulations made under section 444; and
              1. is recoverable under regulations made under section 444.
              2. Regulations under this section are secondary legislation (see Part 3 of the Legislation Act 2019 for publication requirements).

              Compare
              Notes
              • Section 433(3): inserted, on , by section 3 of the Secondary Legislation Act 2021 (2021 No 7).