Money and consumer rights
This page contains different parts of laws about Money and consumer rights.
Related Plain Language Law
Weights and Measures Act 1987
This law's name and when it started working
1: Short Title and commencement
Weights and Measures Act 1987
Explaining important words and ideas in the Weights and Measures Act
2: Interpretation
Weights and Measures Act 1987
This law applies to everyone, including the government
3: Act to bind the Crown
Weights and Measures Act 1987
New Zealand uses metric units like kilograms and metres for measuring things
4: Metric standards of weights and measures
Weights and Measures Act 1987
Rules for keeping and marking official weights and measures
6: Reference standards
Weights and Measures Act 1987
Inspectors get special measuring tools to check if things are the right size or weight
7: Inspectors' working standards
Weights and Measures Act 1987
Rules about using metric measurements when buying and selling things
Weights and Measures Act 1987
Rules about using metric measurements for buying, selling, and making agreements
8: Obligations to use metric system of weights and measures
Weights and Measures Act 1987
You must use metric units when selling things in New Zealand
10: Obligation to use metric system in advertising goods for sale
Weights and Measures Act 1987
When you don't need to use metric measurements in ads for selling things
11: Exceptions to obligation to use metric weights and measures in advertising goods for sale
Weights and Measures Act 1987
Rules for selling things fairly: making sure you get what you pay for
Weights and Measures Act 1987
Sellers must tell you how much of a product you're actually getting
12: Obligation to sell goods by net weight or measure
Weights and Measures Act 1987
Seller must give you a note with details when delivering goods sold by weight or measure
13: Obligation in respect of invoice or delivery note
Weights and Measures Act 1987
Rules for counting items when you buy them
15: Counting of goods sold by retail
Weights and Measures Act 1987
It's against the law to give less than what someone paid for when selling things
16: Offence to supply short weight, measure, or number
Weights and Measures Act 1987
It's against the law to sell things with less inside than what the package says
16A: Offence to supply weight, measure, or number not in accordance with stated quantity
Weights and Measures Act 1987
It's wrong to lie about how much you're buying
17: Offence for purchaser to state incorrect weight, measure, or number
Weights and Measures Act 1987
Sellers must get a note about how much you're buying
18: Statement of true weight, etc, to be supplied to seller
Weights and Measures Act 1987
Weights and measures must show how much they can weigh or hold
19: Weights and measures to have contents marked
Weights and Measures Act 1987
Weights and measures used for trading need a special approval stamp
21: Weights and measures to be stamped with mark of verification
Weights and Measures Act 1987
Automatic machines don't need to follow some weighing and measuring rules
22: Sections 20 and 21 not to apply to automatic weighing or dispensing machines
Weights and Measures Act 1987
Telling someone their scales or measuring tools don't follow the rules
23: Notification of non-compliance
Weights and Measures Act 1987
It's against the law to use or keep incorrect measuring tools for business
24: Offence to use or possess false or unjust weight or measure
Weights and Measures Act 1987
People who check if weights and measures are correct
26: Inspectors of Weights and Measures
Weights and Measures Act 1987
Inspectors can check shops and vehicles to make sure weights and measures are fair
28: Powers of Inspectors
Weights and Measures Act 1987
You might be responsible if your workers break weight and measure rules
31: Liability of principal for acts of agents, etc
Weights and Measures Act 1987
Rules about pretending to be inspectors and using fake stamps or marks on weights and measures
32: Offences
Weights and Measures Act 1987
What happens when you break weight and measure rules
32A: Infringement offences
Weights and Measures Act 1987
Rules for giving out and handling fines for breaking weight and measure laws
32B: Procedural requirements relating to infringement notices
Weights and Measures Act 1987
How to pay fines for breaking rules about weights and measures
32C: Payment of infringement fees
Weights and Measures Act 1987
What happens if you break the weights and measures rules
33: Penalties
Weights and Measures Act 1987
Court can make you fix mistakes if you sell less than promised
35: Court may order offender to make good any deficiency
Weights and Measures Act 1987
The law assumes weights and measures at work are for trading
37: Presumption as to possession of weights, measures, etc, for use for trade
Weights and Measures Act 1987
This law doesn't cover measuring water, electricity, or gas (except liquid LPG)
38: Act not to apply to water, electricity, or gas
Weights and Measures Act 1987
Getting your seized stuff back if you think it's fair
39: Restoration of articles seized
Weights and Measures Act 1987
What happens to things taken away if they might not be correct
40: Disposal of articles seized
Weights and Measures Act 1987
Rules about getting money back for spoiled food taken by officials
40A: Compensation for loss of perishable goods
Weights and Measures Act 1987
Rules for fair and accurate weights and measures in New Zealand
41: Regulations
Weights and Measures Act 1987
Rules for checking if package contents match their labels
41A: Regulations for purposes of section 16A(3)
Weights and Measures Act 1987
Rules about paying for checking weights and measures
42: Fees
Weights and Measures Act 1987
List of official measurements used in New Zealand
Schedule 2: Standards of weights and measures
Weights and Measures Act 1987
This law explains how weights and measures keep buying and selling fair for everyone
1A: Purpose
Weights and Measures Act 1987
Rules for weighing and measuring goods in shops
15A: Weighing and measuring of goods sold by retail
Weights and Measures Act 1987
Some special weighing or measuring tools used in trade need a paper to show they're correct
22B: Certificate of accuracy required for certain weighing or measuring instruments
Conservation Act 1987
Money given to help conservation goes into a special bank account.
33: Receipts
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Helping you understand and trust money matters
Financial Service Providers (Registration and Dispute Resolution) Act 2008
When this law starts working and how it's decided
2: Commencement
Financial Service Providers (Registration and Dispute Resolution) Act 2008
This law explains who needs to be registered to provide money services and how to handle complaints
3: Overview
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Words and their meanings in this law about money services
4: Interpretation
Financial Service Providers (Registration and Dispute Resolution) Act 2008
What counts as a financial service in this law
5: Meaning of financial service
Financial Service Providers (Registration and Dispute Resolution) Act 2008
People and groups who don't count as financial service businesses
7: Persons who are not in business of providing financial service
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Signing up and staying on the list of money helpers
Financial Service Providers (Registration and Dispute Resolution) Act 2008
This part explains why we keep a list of money helpers and make sure they follow the rules
9: Purpose of this Part
Financial Service Providers (Registration and Dispute Resolution) Act 2008
How to sign up and be removed from the list of financial service providers
10: Registration and deregistration
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Financial service businesses must register and join a special group to handle complaints
11: Person in business of providing financial service must be registered and member of approved dispute resolution scheme
Financial Service Providers (Registration and Dispute Resolution) Act 2008
You can only say you're a registered financial service provider if you really are
12: No holding out that in business of providing financial service unless registered and member of approved dispute resolution scheme
Financial Service Providers (Registration and Dispute Resolution) Act 2008
What you need to be a registered financial service provider
13: Qualifications for registration as financial service provider
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Who can't be registered because of past actions or current situations
14: Disqualified person
Financial Service Providers (Registration and Dispute Resolution) Act 2008
How to sign up as someone who helps with money matters
Financial Service Providers (Registration and Dispute Resolution) Act 2008
How to sign up as a money helper
15: Application to be registered as financial service provider
Financial Service Providers (Registration and Dispute Resolution) Act 2008
How the Registrar signs you up as a financial service provider
16: Registration of financial service provider
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Financial service providers must tell the Registrar about important changes
17: Duty to notify changes relating to financial service provider
Financial Service Providers (Registration and Dispute Resolution) Act 2008
When a financial service provider is removed from the official list
Financial Service Providers (Registration and Dispute Resolution) Act 2008
How a financial service provider can be removed from the register
18: Deregistration of financial service provider
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Letting a financial service provider know they might be taken off the list
19: Notice of intention to deregister
Financial Service Providers (Registration and Dispute Resolution) Act 2008
How financial service providers can say no to being removed from the list
20: Objection to proposed deregistration of financial service provider
Financial Service Providers (Registration and Dispute Resolution) Act 2008
The law says the Registrar must tell people when a financial service provider is taken off the list
21: Notification of deregistration of financial service provider
Financial Service Providers (Registration and Dispute Resolution) Act 2008
A list of financial service providers is created
Financial Service Providers (Registration and Dispute Resolution) Act 2008
The Registrar keeps a list of people and companies that help with money
24: Register of financial service providers
Financial Service Providers (Registration and Dispute Resolution) Act 2008
What is the list of financial service providers for and how does it help people?
26: Purposes of register
Financial Service Providers (Registration and Dispute Resolution) Act 2008
List of important details about financial service providers kept in an official record
27: Contents of register
Financial Service Providers (Registration and Dispute Resolution) Act 2008
You must tell the Registrar about your money business every year
28: Annual confirmation
Financial Service Providers (Registration and Dispute Resolution) Act 2008
The person in charge must update the list of financial service providers when things change
29: Registrar must amend register in certain circumstances
Financial Service Providers (Registration and Dispute Resolution) Act 2008
You can look up information about financial service providers
31: Searches of register
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Why you can look at the list of financial service providers
32: Search purposes
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Rules for sharing private information with other important groups
34: Sharing information with other persons or bodies
Financial Service Providers (Registration and Dispute Resolution) Act 2008
The government picks someone to make a list of money helpers
35: Appointment of Registrar
Financial Service Providers (Registration and Dispute Resolution) Act 2008
How the Registrar can check if you're following the rules for financial services
37: Registrar’s inspection powers
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Company bosses can get in trouble if their company breaks the law
40: Offence also committed by director
Financial Service Providers (Registration and Dispute Resolution) Act 2008
It's against the law to lie or hide facts when registering as a financial service provider
41: Offence to make false or misleading representation
Financial Service Providers (Registration and Dispute Resolution) Act 2008
How to challenge decisions about your financial service provider registration
42: Appeals from Registrar’s decisions and FMA directions
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Rules for managing financial services and providers
44: Regulations under Part 1 and this Part
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Solving money arguments: How to fix problems between customers and money businesses
Financial Service Providers (Registration and Dispute Resolution) Act 2008
This part explains how to get help if you have problems with money companies
47: Purpose of this Part
Financial Service Providers (Registration and Dispute Resolution) Act 2008
What an approved dispute resolution scheme is and how it works
50: Meaning of approved dispute resolution scheme
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Asking for approval to run a complaint-solving service
51: Application for approval
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Things the Minister must think about before saying yes to a new way of solving money problems
52: Mandatory considerations for approval
Financial Service Providers (Registration and Dispute Resolution) Act 2008
You can try again if your application for a dispute resolution scheme is not approved
55: Reapplication by unsuccessful applicant
Financial Service Providers (Registration and Dispute Resolution) Act 2008
The government can stop a dispute resolution scheme if it doesn't follow the rules
56: Withdrawal of approval
Financial Service Providers (Registration and Dispute Resolution) Act 2008
The Government tells a complaint-handling group they might lose their approval
57: Notice of intention to withdraw approval
Financial Service Providers (Registration and Dispute Resolution) Act 2008
What happens to members when a dispute resolution scheme loses approval
61: Effect of withdrawal of approval on members of dispute resolution scheme
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Scheme managers must show everyone who belongs to their group online
62: List of members
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Rules for solving problems between financial companies and customers
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Rules for solving problems with financial service providers
63: Rules about approved dispute resolution scheme
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Dispute scheme bosses must show the rules to everyone
64: Obligation to publish rules
Financial Service Providers (Registration and Dispute Resolution) Act 2008
The Minister decides if changes to dispute resolution rules are okay
66: Minister's consideration of change of rules
Financial Service Providers (Registration and Dispute Resolution) Act 2008
The public can see reports about how complaints are handled
70: Annual report and information requested by Minister to be publicly available
Financial Service Providers (Registration and Dispute Resolution) Act 2008
The rule about a backup plan for financial services was removed
71: Reserve scheme
Financial Service Providers (Registration and Dispute Resolution) Act 2008
The rule about having a backup plan for solving money problems is no longer used
72: Appointment of reserve scheme
Financial Service Providers (Registration and Dispute Resolution) Act 2008
When a backup plan for money help can be cancelled
73: Revocation of appointment as reserve scheme
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Telling a backup problem-solver they might lose their job
74: Notice of intention to recommend revocation of appointment as reserve scheme under section 73(2)(a) or (b)
Financial Service Providers (Registration and Dispute Resolution) Act 2008
You used to be able to disagree if someone wanted to remove a financial service provider from a list, but this rule no longer exists.
75: Objection to intended recommendation for revocation
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Money to pay for backup plan (no longer used)
77: Levy to fund reserve scheme
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Rules for settling money arguments with financial companies
79: Regulations under this Part
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Changes to another law because of this new law about money help companies
Schedule 1: Consequential amendment
Financial Service Providers (Registration and Dispute Resolution) Act 2008
What it means to run a business that offers money-related help to people
6: Meaning of in the business of providing a financial service
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Signing up again to provide money-related services
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Re-adding a financial service provider to the official list
22: Reregistration of financial service provider
Financial Service Providers (Registration and Dispute Resolution) Act 2008
This part about responsible money helpers was taken out of the law
23: Responsible financial service provider
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Financial service providers need to join a special group that handles customer complaints
48: Financial service provider must be member of dispute resolution scheme
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Working together and sharing important information when handling money complaints
67: Duty to co-operate and communicate information in certain circumstances
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Minister can ask for more details about dispute resolution schemes
69: Person responsible for approved dispute resolution scheme must supply further information on Minister’s request
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Sharing information when setting up a backup plan for financial services (no longer applies)
76: Duty to co-operate and communicate information in certain circumstances
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Who can give and who needs special permits for money services
Schedule 2: Licensing authorities and licensed providers
Financial Service Providers (Registration and Dispute Resolution) Act 2008
People who need extra protection when using financial services
49: Who are retail clients
Financial Service Providers (Registration and Dispute Resolution) Act 2008
People who want fewer protections when getting money help
49A: Who are eligible investors
Financial Service Providers (Registration and Dispute Resolution) Act 2008
When someone says they're a big business customer, you need to check they really understand what that means
49B: Acceptance of certification
Financial Service Providers (Registration and Dispute Resolution) Act 2008
How to cancel your special investor status with a financial company
49C: Revocation of certification
Financial Service Providers (Registration and Dispute Resolution) Act 2008
How to tell your financial service provider you don't want to be a wholesale client anymore
49D: How to opt out of being wholesale client
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Telling a financial service provider you're cancelling approval or opting out of their dispute service
49E: Giving revocation of certification or notification of opt out
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Breaking the law if you don't follow a court order about solving problems with customers
49G: Offence to fail to comply with District Court order
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Removed rule about money for a special service that helped with money problems
72A: Reserve scheme: rules about fees and charges
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Rules about fees for financial services were removed
78A: Levy
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Money penalties for breaking rules about selling to businesses
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Money penalty for breaking wholesale certification rules
79A: Pecuniary order for contravening wholesale certification requirement
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Court can order payment for breaking wholesale certification rules
79B: Compensation for contravention of wholesale certification requirement
Financial Service Providers (Registration and Dispute Resolution) Act 2008
This law aims to make money-related activities safe, fair, and easy to understand for everyone
2A: Purposes of this Act
Financial Service Providers (Registration and Dispute Resolution) Act 2008
The FMA can stop people from registering as financial providers if it might mislead others
15A: Purpose of FMA's powers relating to registration
Financial Service Providers (Registration and Dispute Resolution) Act 2008
The FMA can stop you from becoming a registered financial service provider
15B: FMA may prevent registration of financial service provider
Financial Service Providers (Registration and Dispute Resolution) Act 2008
FMA can stop someone from registering as a financial service provider, even if they meet all other rules
15C: FMA may prevent registration regardless of whether applicant is otherwise qualified to be registered
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Why the FMA can remove someone from the financial service providers list
18A: Purpose of FMA's powers relating to deregistration
Financial Service Providers (Registration and Dispute Resolution) Act 2008
FMA can check if a financial service provider should be taken off the list
18B: Consideration of deregistration of financial service provider by FMA
Financial Service Providers (Registration and Dispute Resolution) Act 2008
FMA can remove a financial service provider from the register for any reason
18C: FMA may direct deregistration regardless of whether section 18(1) applies
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Rules for switching to new laws about money services
Schedule 1AA: Transitional, savings, and related provisions
Financial Service Providers (Registration and Dispute Resolution) Act 2008
This law explains who must follow the rules about financial services
7A: Application of Act
Financial Service Providers (Registration and Dispute Resolution) Act 2008
You don't need to sign up twice for some money-related jobs if you're already signed up for similar work
12A: Registration for certain overlapping services not required
Financial Service Providers (Registration and Dispute Resolution) Act 2008
When and how your registration as a financial service provider can be paused
22B: Suspension of registration
Financial Service Providers (Registration and Dispute Resolution) Act 2008
How to sign up as a financial advisor, even if you're not the boss
22C: Registration of financial advisers
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Financial advisers can lose their registration if they don't work with a provider for a long time
22D: Financial adviser may be deregistered if not engaged by provider for extended period
Financial Service Providers (Registration and Dispute Resolution) Act 2008
A simple guide to who hires a financial adviser when they work through someone else
44A: Who financial adviser is treated as engaged by when engaged indirectly
Financial Service Providers (Registration and Dispute Resolution) Act 2008
When a financial adviser doesn't need to join a complaint-handling group
48A: When financial adviser is exempt from being member
Financial Service Providers (Registration and Dispute Resolution) Act 2008
FMA oversees licensing for people who run financial markets
44B: FMA acts as licensing authority in relation to operators of financial product markets
Financial Service Providers (Registration and Dispute Resolution) Act 2008
How the Commerce Commission can share information about some businesses
23: Information-sharing provisions between Registrar and Commission
Financial Service Providers (Registration and Dispute Resolution) Act 2008
Tell the Commerce Commission if you think a mobile trader might be breaking credit laws
67A: Duty to communicate information about mobile traders
Sentencing Act 2002
A declaration as to financial capacity is a statement about how much money someone has.
Sentencing Act 2002
Bailiff can help you pay debt later
184: Bailiff may arrange extension of time to pay
Sentencing Act 2002
Money in an account can be paid to certain organisations by the Secretary.
105F: Distribution of money in account
Sentencing Act 2002
What happens to the money if a leased car is sold and the lessor didn't apply to the court first?
140A: What happens if lessor does not apply to Registrar before motor vehicle sold or disposed of
Parole Act 2002
Living rules don't change your benefits under the Social Security Act 2018
38: Residential restrictions do not affect entitlements under Social Security Act 2018
Immigration Act 2009
Agencies share information to check benefit eligibility and amounts
298: Information matching to verify social security benefit matters
Immigration Act 2009
Government departments share information to recover benefit costs from visa sponsors
299: Information matching to recover costs of visa holder's social security benefit from sponsor
Immigration Act 2009
How to pay fines for immigration offences
364: Payment of infringement fees
Immigration Act 2009
Rules for paying and getting back immigration bonds
396: Imposition of bonds
Immigration Act 2009
Getting your bond money back or having it taken away
397: Refund or forfeiture of bond
Immigration Act 2009
Who pays for sending someone out of New Zealand and helping their family
398: Costs of deportation or repatriation
Immigration Act 2009
Rules for getting back or losing immigration bonds paid under the old law
469: Bonds imposed under former Act
Immigration Act 2009
Definition of 'fine' now includes levies under the Sentencing Act 2002
478: Interpretation
Trade Marks Act 2002
You might need to pay money upfront for trademark cases
167: Commissioner or court may require security for costs
Trade Marks Act 2002
Lying about trade marks is against the law
186: Offences relating to false representation of trade mark
Trade Marks Act 2002
The Commissioner can give you back money if you pay too much or by accident
195: Fees
Trade Marks Act 2002
Getting your goods back after they were held for possibly having fake brand names
135B: Release of goods
Trade Marks Act 2002
How the government uses the money you pay for trademarks
195A: Use of fees under this Act
Local Government Act 2002
The Auditor-General tells the local council about money problems and how to fix them
44: Report by Auditor-General on loss incurred by local authority
Local Government Act 2002
Councils can't give special deals when lending money to their trading groups
63: Restriction on lending to council-controlled trading organisation
Local Government Act 2002
The Auditor-General checks the books for groups run by the council
70: Auditor-General is auditor of council-controlled organisations
Local Government Act 2002
A yearly plan that shows the council's budget and activities for the coming year
95: Annual plan
Local Government Act 2002
Councils must write a yearly report about what they did and how they spent money
98: Annual report
Local Government Act 2002
Making sure your yearly report and its summary are checked by an expert
99: Audit of information in annual report and summary
Local Government Act 2002
Make sure you have enough money coming in to cover what you plan to spend
100: Balanced budget requirement
Local Government Act 2002
Rules for councils on how to handle money wisely for the community's benefit
101: Financial management
Local Government Act 2002
Rules for planning how local areas collect and spend money
102: Funding and financial policies
Local Government Act 2002
How your local council plans to get and spend money
103: Revenue and financing policy
Local Government Act 2002
A plan for how your local council borrows and manages money
104: Liability management policy
Local Government Act 2002
Rules for how local councils handle money and investments
105: Investment policy
Local Government Act 2002
Rules for giving people a break on their property taxes
109: Rates remission policy
Local Government Act 2002
Rules for letting people delay paying their property taxes
110: Rates postponement policy
Local Government Act 2002
Financial reports must follow standard accounting rules, except for funding statements
111: Information to be prepared in accordance with generally accepted accounting practice
Local Government Act 2002
This part explains tricky words about local government money and borrowing
112: Interpretation
Local Government Act 2002
Getting money from someone else to use for now and pay back later
Local Government Act 2002
Councils can't borrow money in foreign money, except for special cases
113: Prohibition on borrowing in foreign currency
Local Government Act 2002
Rules that protect you when you use your stuff as a promise for money you borrow
114: Constraints on receiver
Local Government Act 2002
Rates can be used to guarantee loans or agreements made by councils
115: Rates as security
Local Government Act 2002
A list of money owed by the council and what they own
116: Register of charges maintained by local authority
Local Government Act 2002
Documents must state that the government doesn't guarantee local government loans or investments
122: Disclosure document and loan documents to contain statement that the Crown does not guarantee financial products or loan
Local Government Act 2002
Local councils can set fees for certain services, but there are rules about how they do it
150: Fees may be prescribed by bylaw
Local Government Act 2002
If you break the rules, your council can fix it and make you pay
187: Recovery of cost of works by local authority
Local Government Act 2002
How councils can make you pay for work on your land
188: Liability for payments in respect of private land
Local Government Act 2002
Rules about how communities pay for new things the local council builds
Local Government Act 2002
Getting your money or land back if you cancel your building project
209: Refund of money and return of land if development does not proceed
Local Government Act 2002
Local councils can keep the money from fines they give out
246: Entitlement to infringement fees
Local Government Act 2002
How local councils can get money you owe them
252: Recovery of debts
Local Government Act 2002
Rules the government can make to help run local areas
259: Regulations
Local Government Act 2002
Changes made to rules about using personal items as loan guarantees
264: Amendment to Personal Property Securities Act 1999
Local Government Act 2002
A new list of rules was added to a law about managing money problems
265: New Schedule added to Receiverships Act 1993
Local Government Act 2002
Rules about when you might need to pay extra money to your local council for building or connecting to services
290: Development contributions
Local Government Act 2002
Rules for community groups that look after money from selling port shares
298: Community trusts
Local Government Act 2002
Using money from a special council fund for borrowing
299: Borrowing from sinking fund
Local Government Act 2002
Paying back part of a loan early using a special savings fund
300: Cancellation of part of loan in respect of which sinking fund is held
Local Government Act 2002
You need permission to get money from a special savings account for loans
301: Consent required for release of sinking fund
Local Government Act 2002
Rules for changing who manages money saved to repay local government loans
302: Provisions relating to Public Trust and Board of Trustees of National Provident Fund
Local Government Act 2002
Rules about old loans and rates for city councils
306: Local Authorities Loans Act 1956
Local Government Act 2002
Council's plan for managing money and services over many years
101A: Financial strategy
Local Government Act 2002
Councils may need to pay a fee to help make rules about how well they're doing their job
259A: Levy to fund rules for performance measures
Local Government Act 2002
The government can give back extra money they collected if they don't need it all
259B: Power to refund levy
Local Government Act 2002
Local councils must pay back money the government spends to help fix their problems
258W: Recovery of expenses from local authority
Local Government Act 2002
Rules can include special money guidelines in the law
259D: Regulations may incorporate financial reporting standards by reference
Local Government Act 2002
How changes to financial reporting standards affect government rules
259E: Effect of amendments to, or replacement of, standards incorporated by reference in regulations
Local Government Act 2002
How to prove that official standards are part of the rules
259F: Proof of standards incorporated by reference
Local Government Act 2002
What happens when money rules in the law stop working
259G: Effect of expiry or revocation of standards incorporated by reference
Local Government Act 2002
How you can see and read the special rules included in the law
259H: Access to standards incorporated by reference
Local Government Act 2002
Some special rules don't apply to certain financial standards used in local government
259I: Application of Legislation Act 2019 to standards incorporated by reference
Local Government Act 2002
What you can argue about when you think the council made a mistake asking you for money to build things in your neighbourhood
199D: Scope of development contribution objections
Local Government Act 2002
Rules for deciding how much money local boards get
48M: Local boards funding policy
Local Government Act 2002
What your local council needs to tell you about their big future plans
93C: Content of consultation document for adoption of long-term plan
Local Government Act 2002
Rules for fair sharing of costs for new community facilities
197AB: Development contributions principles
Local Government Act 2002
List of community projects funded by new building fees
201A: Schedule of assets for which development contributions will be used
Gambling Act 2003
The Purpose of the Gambling Act 2003 is to make gambling fair and safe for everyone.
3: Purpose
Gambling Act 2003
What 'conduct' means in gambling law, including organising, managing, and helping with gambling activities
5: Extended meaning of conduct
Gambling Act 2003
Counting gaming machines with many player spots
6: Multi-terminal and multi-player gaming machines
Gambling Act 2003
What it means to have a big say in how a casino is run
7: Meaning of significant influence in casino
Gambling Act 2003
The Government can ask you for information to check if you have too much control over a casino.
8: Secretary may seek information to assess influence
Gambling Act 2003
Gambling rules help keep you safe. They control things like: • Who can gamble • What games are allowed • How much you can bet These rules also say what happens if someone breaks them.
Gambling Act 2003
Gambling Act 2003
No gambling allowed, except when the law says it's okay
9: Gambling prohibited
Gambling Act 2003
No new casinos can open in New Zealand, but existing ones can stay open.
10: No more casinos
Gambling Act 2003
Don't make it easier for people to gamble at casinos
11: No increase in casino gambling
Gambling Act 2003
What makes casino gambling increase, according to the Gambling Commission?
12: What is increase in casino gambling
Gambling Act 2003
You can't get paid back by the government if you lose something because of these rules.
13: No compensation
Gambling Act 2003
What happens to contracts about gambling that are against the law
14: Legality of gambling contracts
Gambling Act 2003
No lending money for gambling, unless a casino has special permission
15: Providing credit for gambling prohibited
Gambling Act 2003
No advertising of overseas gambling allowed in New Zealand
16: Advertising overseas gambling prohibited
Gambling Act 2003
Rules can limit or stop prizes for gambling to keep it fair and safe.
17: Regulations may restrict or prohibit prizes
Gambling Act 2003
Running sales promotions is allowed under the law
18: Sales promotion schemes authorised
Gambling Act 2003
Breaking the rules about illegal gambling is against the law and can get you in trouble
19: Offences
Gambling Act 2003
Gambling Act 2003
A guide to the different types of gambling and the rules that keep them fair and safe.
20: Overview
Gambling Act 2003
The Government can choose which games are allowed or not allowed as gambling.
21: Secretary may categorise gambling
Gambling Act 2003
What 'class 1 gambling' means in simple terms: a small, low-stakes type of gambling with strict rules
22: Meaning of class 1 gambling
Gambling Act 2003
You don't need a special permit for Class 1 gambling
23: No licence required
Gambling Act 2003
Class 2 gambling refers to a type of gambling with a moderate prize and is regulated by the law.
Gambling Act 2003
What is class 2 gambling, and how does it work in New Zealand?
24: Meaning of class 2 gambling
Gambling Act 2003
Rules for running and taking part in class 2 gambling, like lotteries and raffles, to keep things fair and safe.
25: Requirements for class 2 gambling
Gambling Act 2003
Societies don't need a licence for some types of gambling.
26: No licence required
Gambling Act 2003
What is class 3 gambling, where prizes are over $5,000 and money goes to good causes
27: Meaning of class 3 gambling
Gambling Act 2003
Rules for running small or regular gambling events with a licence
28: Requirements for class 3 gambling
Gambling Act 2003
Old licences are now called class 3 operator's licences
29: Existing licences class 3 operators’ licences
Gambling Act 2003
What is class 4 gambling, where money goes to good causes?
30: Meaning of class 4 gambling
Gambling Act 2003
Rules for running class 4 gambling games and venues
31: Requirements for class 4 gambling
Gambling Act 2003
What happens to old gaming machine licences when the new law starts
32: Existing gaming machine licences and site approvals
Gambling Act 2003
TAB NZ and racing clubs have special rules for running gambling games
33: Status of TAB NZ and racing clubs
Gambling Act 2003
Gambling Act 2003
People can apply for a special licence to run certain types of gambling activities.
Gambling Act 2003
Applying for a licence to run a small gambling event
35: Application for class 3 operator’s licence
Gambling Act 2003
The government checks you out before giving you a special licence to run a gambling business.
36: Secretary must investigate applicant for class 3 operator’s licence
Gambling Act 2003
When can you get a licence to run a class 3 gambling operation to raise money for a good cause?
37: Grounds for granting class 3 operator’s licence
Gambling Act 2003
What a class 3 operator's licence must include and the rules it must follow
38: Content and conditions of class 3 operator’s licence
Gambling Act 2003
Tell us about big changes to your class 3 operator's licence
39: Significant changes in relation to class 3 operator’s licence must be notified
Gambling Act 2003
You need approval to make big changes to a class 3 operator's licence, like changing goals or closing down.
40: Change of purpose and winding up provisions of holder of class 3 operator’s licence ineffective without approval
Gambling Act 2003
Changing or renewing a special licence for people who run big gambling games
Gambling Act 2003
How to renew a special licence to run a small gambling game
41: Renewal of class 3 operator’s licence
Gambling Act 2003
Changing a class 3 gambling licence: how to apply for changes
42: Amending class 3 operator’s licence
Gambling Act 2003
What happens if a gambling operator's licence is stopped, cancelled, or not renewed?
Gambling Act 2003
What happens if a gambling operator breaks the rules and might lose their licence?
43: Suspension or cancellation of class 3 operator’s licence
Gambling Act 2003
What happens if someone wants to suspend, cancel, or refuse to renew your gambling licence
44: Procedure for suspending, cancelling, or refusing to amend or renew class 3 operator’s licence
Gambling Act 2003
What happens if your class 3 gambling licence is suspended, cancelled, or not renewed?
45: Consequences of suspension, cancellation, or refusal to amend or renew class 3 operator’s licence
Gambling Act 2003
Appealing a decision about your charity's gambling licence to the Gambling Commission
46: Appeal to Gambling Commission regarding class 3 operator’s licence
Gambling Act 2003
What happens to your licence if you appeal a decision about it
47: Consequences of appeal regarding class 3 operator’s licence
Gambling Act 2003
Giving back a class 3 gambling licence
48: Surrender of class 3 operator’s licence
Gambling Act 2003
You can't give or sell your Class 3 gambling licence to someone else.
49: Class 3 operator’s licence not transferable
Gambling Act 2003
Gambling Act 2003
People can apply for a special licence to run certain types of gambling games.
Gambling Act 2003
Applying for a licence to run a gambling event to raise money for a good cause
50: Application for class 4 operator’s licence
Gambling Act 2003
The government checks you out when you apply for a special gambling licence.
51: Secretary must investigate applicant for class 4 operator’s licence
Gambling Act 2003
When can you get a licence to run a class 4 gambling operation to raise money for good causes?
52: Grounds for granting class 4 operator’s licence
Gambling Act 2003
What's on a class 4 gambling licence and the rules that come with it
53: Content and conditions of class 4 operator’s licence
Gambling Act 2003
Tell the government about big changes to your class 4 gambling licence
54: Significant changes in relation to class 4 operator’s licence must be notified
Gambling Act 2003
You need approval to make big changes to a class 4 operator's licence, like changing goals or closing down.
55: Change of purpose and winding up provisions of holder of class 4 operator’s licence ineffective without approval
Gambling Act 2003
Changing or renewing a special licence for people who run gambling games
Gambling Act 2003
How to renew a special licence to run gambling games
56: Renewal of class 4 operator’s licence
Gambling Act 2003
Changing a class 4 gambling licence: how to apply for changes
57: Amending class 4 operator’s licence
Gambling Act 2003
What happens if a gambling operator's licence is stopped, cancelled, or not renewed?
Gambling Act 2003
What happens if a gambling operator breaks the rules: suspension or cancellation of their licence
58: Suspension or cancellation of class 4 operator’s licence
Gambling Act 2003
What happens if someone wants to suspend, cancel, or refuse to renew your gambling licence
59: Procedure for suspending, cancelling, or refusing to amend or renew class 4 operator’s licence
Gambling Act 2003
What happens if your class 4 gambling licence is suspended, cancelled, or not renewed?
60: Consequences of suspension, cancellation, or refusal to amend or renew class 4 operator’s licence
Gambling Act 2003
Challenging a decision about your gambling licence: how to appeal to the Gambling Commission
61: Appeal to Gambling Commission regarding class 4 operator’s licence
Gambling Act 2003
What happens to your class 4 operator's licence when you appeal a decision about it
62: Consequences of appeal regarding class 4 operator’s licence
Gambling Act 2003
Giving back a class 4 gambling licence and what you still have to do
63: Surrender of class 4 operator’s licence
Gambling Act 2003
You can't give or sell your Class 4 gambling licence to someone else.
64: Class 4 operator’s licence not transferable
Gambling Act 2003
Applying for a licence to run gambling games at a venue
65: Application for class 4 venue licence
Gambling Act 2003
The government checks you and your team before giving a special licence for a gambling venue.
66: Secretary must investigate applicant for class 4 venue licence
Gambling Act 2003
When can you get a licence to run a gambling venue in New Zealand?
67: Grounds for granting class 4 venue licence
Gambling Act 2003
Checking if you're a suitable person to run a gambling venue
68: Determining suitability for class 4 venue licence
Gambling Act 2003
What needs to be in a class 4 venue agreement for gambling venues
69: Form and content of class 4 venue agreement
Gambling Act 2003
What's included in a class 4 venue licence for gambling
70: Content and conditions of class 4 venue licence
Gambling Act 2003
Tell the government about big changes to your class 4 venue licence
71: Significant changes in relation to class 4 venue licence must be notified
Gambling Act 2003
How to renew a licence for a place where people can gamble
72: Renewal of class 4 venue licence
Gambling Act 2003
Changing a gambling venue's licence: how to make changes to a class 4 venue licence
73: Amending class 4 venue licence
Gambling Act 2003
What happens if a venue's gambling licence is stopped, cancelled, or not renewed?
Gambling Act 2003
The government can stop or cancel a venue's gambling licence if rules are broken.
74: Suspension or cancellation of class 4 venue licence
Gambling Act 2003
What happens when someone wants to stop or cancel a venue's gambling licence
75: Procedure for suspending, cancelling, or refusing to amend or renew class 4 venue licence
Income Tax Act 2007
This section about tax credits no longer applies as it was removed in 2009
LH 1: Who this subpart applies to
Income Tax Act 2007
Tax credits for research and development spending (no longer available)
LH 2: Tax credits relating to expenditure on research and development
Income Tax Act 2007
This section about tax credit requirements was removed in 2009
LH 3: Requirements
Income Tax Act 2007
This provision about calculating credits no longer applies
LH 4: Calculation of amount of credit
Income Tax Act 2007
This section about changing eligible expenses for tax credits no longer applies
LH 5: Adjustments to eligible expenditure
Income Tax Act 2007
Overseas research and development rules no longer apply
LH 6: Research and development activities outside New Zealand
Income Tax Act 2007
Tax credits are no longer available for research and development
LH 7: Research and development activities and related terms
Income Tax Act 2007
Government's power to make special tax credit rules (no longer in use)
LH 8: Orders in Council
Income Tax Act 2007
No tax credits for developing software within your company
LH 9: Internal software development: general
Income Tax Act 2007
Tax credits for internal software development without an associated developer no longer apply
LH 10: Internal software development: no associated internal software developer
Income Tax Act 2007
Old rules for software developers working together no longer apply
LH 11: Internal software development: associated internal software developer with same income year
Income Tax Act 2007
Outdated rule about tax credits for software development by related companies with different financial years
LH 12: Internal software development: associated internal software developer with different income year
Income Tax Act 2007
Limit on internal software development tax credits no longer applies
LH 13: Internal software development: limit
Income Tax Act 2007
This provision about tax credits for certain property depreciation no longer applies
LH 14: Treatment of depreciation loss for certain depreciable property
Income Tax Act 2007
This provision about approved research organisations for tax credits was removed in 2009
LH 15: Listed research providers
Income Tax Act 2007
Tax credits for industry research co-operatives were removed from the law
LH 16: Industry research co-operatives
Income Tax Act 2007
Definitions for tax credits removed and no longer apply
LH 17: Some definitions
Income Tax Act 2007
This section about tax credits paid in cash no longer applies
ML 1: What this subpart does
Income Tax Act 2007
Redundancy payment tax credits no longer available
ML 2: Tax credit for redundancy payments
Income Tax Act 2007
Commissioner no longer pays tax credits in cash
ML 3: Payment by Commissioner
Income Tax Act 2007
How to report income and expenses when you work with others but aren't business partners
HG 1: Joint venturers
Income Tax Act 2007
Partnerships are treated as see-through for tax purposes
HG 2: Partnerships are transparent
Income Tax Act 2007
Partners in limited partnerships can carry forward unused deductions to future years
HG 12: Limitation on deductions by partners in limited partnerships: carry-forward
Income Tax Act 2007
This provision states the official name of the law: Income Tax Act 2007
A 1: Title
Income Tax Act 2007
When this tax law begins to apply and affect your income
A 2: Commencement
Income Tax Act 2007
This Act explains how income is taxed and outlines your tax responsibilities
AA 1: Purpose of Act
Income Tax Act 2007
How to read and understand the Income Tax Act 2007
AA 2: Interpretation
Income Tax Act 2007
This section explains important terms and how to interpret the law
AA 3: Definitions
Income Tax Act 2007
Explains the goals and structure of this part of the tax law
BA 1: Purpose
Income Tax Act 2007
Your main tax obligations: calculating, paying, and withholding
BB 2: Main obligations
Income Tax Act 2007
How tax avoidance rules and international agreements can override other tax laws
BB 3: Overriding effect of certain matters
Income Tax Act 2007
Explains how your tax status affects how your income tax is calculated
BC 1: Non-filing and filing taxpayers
Income Tax Act 2007
The total amount you can deduct from your income for the tax year
BC 3: Annual total deduction
Income Tax Act 2007
How to calculate your taxable income by subtracting tax losses from your net income
BC 5: Taxable income
Income Tax Act 2007
How to calculate the income tax you owe if you file a tax return
BC 6: Income tax liability of filing taxpayer
Income Tax Act 2007
How tax is calculated when you have income from specific sources
BC 7: Income tax liability of person with schedular income
Income Tax Act 2007
How tax credits are used to pay your income tax
BC 8: Satisfaction of income tax liability
Income Tax Act 2007
Different types of income and how they're taxed in New Zealand
BD 1: Income, exempt income, excluded income, non-residents' foreign-sourced income, and assessable income
Income Tax Act 2007
Rules for assigning income to specific tax years
BD 3: Allocation of income to particular income years
Income Tax Act 2007
How to assign your expenses to the correct tax year
BD 4: Allocation of deductions to particular income years
Income Tax Act 2007
Rules for deducting tax from different types of income and benefits
BE 1: Withholding liabilities
Income Tax Act 2007
Rules to prevent people from using special arrangements to avoid paying taxes
BG 1: Tax avoidance
Income Tax Act 2007
Income includes what the law defines as income and what is generally considered income
CA 1: Amounts that are income
Income Tax Act 2007
Types of income you don't have to pay tax on
CA 2: Amounts that are exempt income or excluded income
Income Tax Act 2007
Money you earn from your business is counted as income
CB 1: Amounts derived from business
Income Tax Act 2007
How to handle money from selling business assets, including stock
CB 2: Amounts received on disposal of business assets that include trading stock
Income Tax Act 2007
Money earned from planned profit-making activities is considered income
CB 3: Profit-making undertaking or scheme
Income Tax Act 2007
Profit from selling personal items bought to resell is taxable income
CB 4: Personal property acquired for purpose of disposal
Income Tax Act 2007
Income from selling personal property in your business
CB 5: Business of dealing in personal property
Income Tax Act 2007
Tax on profit from selling land you bought to resell
CB 6: Disposal: land acquired for purpose or with intention of disposal
Income Tax Act 2007
Money from selling land may be taxable if bought for land-related business purposes
CB 7: Disposal: land acquired for purposes of business relating to land
Income Tax Act 2007
Tax rules for selling land previously used as a landfill if you notify the tax office
CB 8: Disposal: land used for landfill, if notice of election
Income Tax Act 2007
Income from selling land within 10 years if you or a close associate deal in land
CB 9: Disposal within 10 years: land dealing business
Income Tax Act 2007
Income rules for selling land within 10 years if you or someone close to you is in land development
CB 10: Disposal within 10 years: land development or subdivision business
Income Tax Act 2007
Tax on land sold within 10 years of improvements by a house-building business
CB 11: Disposal within 10 years of improvement: building business
Income Tax Act 2007
Income from selling land developed or divided within 10 years of purchase
CB 12: Disposal: schemes for development or division begun within 10 years
Income Tax Act 2007
Taxable income from selling land after major development or division
CB 13: Disposal: amount from major development or division and not already in income
Income Tax Act 2007
Tax on profits from selling land affected by zoning or use changes
CB 14: Disposal: amount from land affected by change and not already in income
Income Tax Act 2007
Rules for selling or gifting land to people you're connected with
CB 15: Transactions between associated persons
Income Tax Act 2007
Exemption from tax when selling your main home
CB 16: Residential exclusion from sections CB 6 to CB 11
Income Tax Act 2007
Exceptions for work done on your residential land
CB 17: Residential exclusion from sections CB 12 and CB 13
Income Tax Act 2007
Exemption for selling land bought for personal living to another person for the same purpose
CB 18: Residential exclusion from section CB 14
Income Tax Act 2007
Selling business premises: when tax doesn't apply
CB 19: Business exclusion from sections CB 6 to CB 11
Income Tax Act 2007
Exclusion for businesses improving their own land
CB 20: Business exclusion from sections CB 12 and CB 13
Income Tax Act 2007
Farm land sales: when you don't have to pay tax on profits
CB 21: Farm land exclusion from sections CB 12 and CB 13
Income Tax Act 2007
Farm land sold for farming is exempt from certain tax rules
CB 22: Farm land exclusion from section CB 14
Income Tax Act 2007
Money made from selling land you bought to make money from is not counted.
Income Tax Act 2007
Exclusion for land improvements made to earn income
CB 23: Investment exclusion from sections CB 12 and CB 13
Income Tax Act 2007
Selling timber or timber rights counts as income
CB 24: Disposal of timber or right to take timber
Income Tax Act 2007
Tax rules for selling land with trees
CB 25: Disposal of land with standing timber
Income Tax Act 2007
How portfolio investment entities handle income from selling certain shares and related dividends
CB 26: Disposal of certain shares by portfolio investment entities
Income Tax Act 2007
Rules for managing income over time using special schemes
CB 27: Income equalisation schemes
Income Tax Act 2007
How income is calculated from environmental restoration account refunds and transfers
CB 28: Environmental restoration accounts
Income Tax Act 2007
Money from selling minerals counts as income, regardless of land ownership
CB 29: Disposal of minerals
Income Tax Act 2007
Money from selling patent applications or rights counts as income
CB 30: Disposal of patent applications or patent rights
Income Tax Act 2007
Income from transferred employee costs when buying a business
CB 31: Disposal of business: transferred employment income obligations
Income Tax Act 2007
Income from mutual deals between an association and its members is taxable
CB 33: Amounts derived by mutual associations
Income Tax Act 2007
How rebates from mutual associations may count as income
CB 34: Amounts derived by members from mutual associations
Income Tax Act 2007
Money received when tenant breaches repair agreement
CC 2: Non-compliance with covenant for repair
Income Tax Act 2007
Income from financial arrangements and debt forgiveness for trustees
CC 3: Financial arrangements
Income Tax Act 2007
How interest earnings and related income are treated for tax purposes
CC 4: Payments of interest
Income Tax Act 2007
How regular payments from annuities are treated as income
CC 5: Annuities
Income Tax Act 2007
How prizes from building societies are taxed as income
CC 6: Prizes received under Building Societies Act 1965
Income Tax Act 2007
How non-monetary benefits for business loans are treated as income
CC 7: Consideration other than in money
Income Tax Act 2007
Interest paid to you by the Commissioner is counted as income
CC 8: Use of money interest payable by Commissioner
Income Tax Act 2007
Payments for using your property or rights are considered income
CC 9: Royalties
Income Tax Act 2007
Paying tax when you sell something you bought after leasing it
CC 11: Lessee acquiring lease asset on expiry of term of lease
Income Tax Act 2007
Owner's income from reselling or re-leasing an item after a finance lease ends
CC 12: Lessor acquiring lease asset on expiry of term of lease
Civil Aviation Act 1990
How much money you might get if something goes wrong with your flight
91H: Value of special drawing right
Civil Aviation Act 1990
The Government tells us how much money 'francs' are worth in New Zealand dollars
91S: Currency equivalent notices
Civil Aviation Act 1990
Airlines can't change rules about paying you if something goes wrong
91ZD: Contracting out
Civil Aviation Act 1990
Rules for buying and drinking alcohol at airports for international travellers
96: Sale of alcohol at international airports
Civil Aviation Act 1990
Rules for financing and protecting big moving things across countries
Schedule 7: Convention on International Interests in Mobile Equipment
Smokefree Environments and Regulated Products Act 1990
No smoking or vaping is allowed in most parts of casinos.
13A: Smoking and vaping in casinos
Smokefree Environments and Regulated Products Act 1990
No smoking or vaping allowed in gaming machine venues.
13B: Smoking and vaping in certain gaming machine venues
Smokefree Environments and Regulated Products Act 1990
Breaking smoking and vaping rules is against the law
17: Offences in respect of smoking and vaping
Smokefree Environments and Regulated Products Act 1990
No advertising for some products allowed
23: Publishing regulated product advertisement prohibited
Smokefree Environments and Regulated Products Act 1990
Rules for packaging of certain products to keep you safe
50: Standardised packaging of regulated products
Smokefree Environments and Regulated Products Act 1990
When a product is not safe, the government can make the maker take it back.
73: Recall
Smokefree Environments and Regulated Products Act 1990
Charges for selling certain products to help cover government costs
86: Regulations imposing levies
Resource Management Act 1991
Paying rent and royalties is a condition of getting a coastal or water permit
112: Obligation to pay rent and royalties deemed condition of consent
Resource Management Act 1991
Money and travel expenses paid to people who help the environment court
263: Remuneration of Environment Commissioners, Deputy Environment Commissioners, and special advisors
Resource Management Act 1991
Paying back costs for emergency work or getting compensation for damage
331: Reimbursement or compensation for emergency works
Resource Management Act 1991
When someone breaks the law, the money they pay as punishment goes to the local council that caught them.
342: Fines to be paid to local authority instituting prosecution
Resource Management Act 1991
Regional councils collect money from resource consent holders and put it in the government's bank account.
359: Regional councils to pay rents, royalties, and other money received into Crown Bank Account
Resource Management Act 1991
Paying money when you apply for a permit or approval
165Z: Tender money
Resource Management Act 1991
Rules for deciding how much local councils can charge people for their services
36AAA: Criteria for fixing administrative charges
Resource Management Act 1991
If you don't pay certain costs when asked, the government can make you pay them back like a debt.
149ZF: Liability to pay costs constitutes debt due to EPA or the Crown
Resource Management Act 1991
If you don't pay the costs, they might stop working on your case until you do.
149ZG: Process may be suspended if costs outstanding
Resource Management Act 1991
Rules about how councils can set fees for planning and resource consent activities
360F: Regulations relating to administrative charges and other amounts
Child Support Act 1991
This law sets the name of the Act and when it starts working
1: Title and commencement
Child Support Act 1991
This section explains important words and ideas used in the Child Support Act
2: Interpretation
Child Support Act 1991
How tax assessments are used to figure out child support payments
38: Application of assessments under Income Tax Act 1976 or Tax Administration Act 1994
Child Support Act 1991
What happens when it's hard to know how much money you made
39: Position where income not readily ascertainable
Child Support Act 1991
Commissioner must calculate yearly child support and maintenance payments ordered by court
69: Duty to make assessment
Child Support Act 1991
Parents must tell the government about their living situation to help figure out child support payments
81: Notification requirements of parent
Child Support Act 1991
Objecting to one decision doesn't change other decisions
94: Determination of objection not to affect other assessments or decisions
Child Support Act 1991
You can ask a judge to review if Inland Revenue says no to your request
102: Appeals against decisions of Commissioner
Child Support Act 1991
Money you owe for child support goes to the government
128: Debt due to the Crown
Child Support Act 1991
Money for child support is taken from your benefit payments automatically
131: Social security beneficiaries to pay financial support by automatic deduction
Child Support Act 1991
Commissioner can waive penalties for child support if you're facing serious money troubles
135G: Discretionary relief if serious hardship
Child Support Act 1991
The government can quickly give you money back without asking for special permission first
135O: Refunds paid out of Crown Bank Account without further appropriation
Child Support Act 1991
How child support payments work when you're caring for children and getting a special benefit
143: Payment of voluntary agreement child support to receiving carers who are UCB beneficiaries
Child Support Act 1991
Money for supporting a spouse or partner goes directly to them
145: Payment to spouses or other partners
Child Support Act 1991
Money taken for child support must be kept safe for the government
167: Deductions to be held on trust
Child Support Act 1991
How extra tax money can be used to pay child support
181: Application of tax overpayments
Child Support Act 1991
What happens to child support payments if you go bankrupt
182: Bankruptcy
Child Support Act 1991
How to put a hold on someone's life insurance policy to get money they owe you
185: Charging orders on life insurance policies
Child Support Act 1991
Court can stop people from getting rid of property to avoid paying child support
200: Dispositions may be restrained
Child Support Act 1991
The court can undo property moves made to avoid paying child support
201: Dispositions may be set aside
Child Support Act 1991
Breaking the rules in child support matters can get you in trouble
208: Offences
Child Support Act 1991
How you can use your child support refund to pay other bills
216B: Transfer of refund
Child Support Act 1991
How to ask for your refund to be moved to another payment
216C: Form of request for transfer of refund
Child Support Act 1991
The Commissioner must move your extra money if you ask
216D: Commissioner must transfer refund
Child Support Act 1991
Inland Revenue can write special notes about child support that are believed unless proven wrong
220: Evidentiary certificates by Commissioner
Child Support Act 1991
The law changed how some people get paid first when a company runs out of money
245: Preferential payments
Child Support Act 1991
Some money you get doesn't need any tax paid on it
248: Incomes wholly exempt from tax
Child Support Act 1991
What is a pay-period taxpayer?
249: Interpretation of term pay-period taxpayer
Child Support Act 1991
How the law decides what's most important when someone can't pay their debts
251: Priorities
Child Support Act 1991
Bankruptcy release frees you from some debts
252: Debts from which discharge releases bankrupt
Child Support Act 1991
Money parents keep for basic needs before paying child support
35A: Living allowance
Child Support Act 1991
The government can forgive some old penalties for late child support payments
135AB: Discretionary relief for pre-2021 penalties
Electricity Industry Act 2010
Who counts as part of an electricity company under the law
Schedule 2: When person is involved in industry participant for purposes of section 6A
Electricity Industry Act 2010
Explaining important words and roles in electricity rules
5: Interpretation
Electricity Industry Act 2010
What counts as breaking a rule in this law
6: Extended meaning of breach
Electricity Industry Act 2010
Some people or groups don't have to sign up as electricity industry participants
10: Exemption from obligation to register
Electricity Industry Act 2010
Sometimes you don't have to follow the Electricity Industry Code
11: Exemption from obligation to comply with Code
Electricity Industry Act 2010
How to complain about electricity companies
95: Complaints about Transpower, distributors, and retailers
Electricity Industry Act 2010
Rules for joining a group that helps solve customer problems in the electricity industry
96: Membership of dispute resolution scheme
Electricity Industry Act 2010
Following the rules and decisions of your dispute resolution group
97: Compliance with rules and binding settlements
Electricity Industry Act 2010
Trustees must tell everyone where to find the trust's money reports
100: Publication of audited financial statements
Electricity Industry Act 2010
Rules for picking and paying someone to check a community or customer trust's money
101: Auditor of trusts
Electricity Industry Act 2010
Rules and punishments for trustees who break the law
104: Offences, enforcement, and application of sections 99 to 103
Electricity Industry Act 2010
Rules for fair electricity prices and good customer service
113: Regulations about tariffs and other consumer issues
Electricity Industry Act 2010
Rules for paying money to support the electricity industry
128: Levies
Electricity Industry Act 2010
Protection of retirement money for former Electricity Commission workers
138: Government Superannuation Fund
Electricity Industry Act 2010
Changes made to rules about business and trade
145: Amendments to Commerce Act 1986
Electricity Industry Act 2010
Rules for setting prices on different goods and services
147: Matters covered by input methodologies
Electricity Industry Act 2010
Authority can pause trading if a company is in financial trouble
49: Authority may suspend trading in case of insolvency
Electricity Industry Act 2010
How to settle disagreements about who pays for electricity supply problems
95A: Indemnity disputes
Wildlife Act 1953
Rules for hunting game on private land in New Zealand
19: Licence to hunt or kill game
Electricity Act 1992
Interest charges on rural power bills have been cancelled
49: Interest on levies
Electricity Act 1992
Rules about how much electricity costs and what happens if someone breaks those rules
Electricity Act 1992
What counts as a home for electricity pricing has changed
64: Definition of domestic premises
Electricity Act 1992
Rules about money records for groups that help customers and communities
Electricity Act 1992
Community and customer trusts no longer need to have their money records checked by experts
158A: Community and customer trusts to prepare audited financial statements
Electricity Act 1992
Law about sharing money reports no longer applies
158B: Publication of audited financial statements
Electricity Act 1992
Rules about financial statements for trusts have been removed from the law
158F: Application of sections 158A to 158E
Electricity Act 1992
Rules about how people who benefit from community and customer trusts can access information
Electricity Act 1992
This section changed another law about money, but it's not used anymore
172ZH: Amendment to Public Finance Act 1989
Electricity Act 1992
Paying fines and money owed to the Electricity Board
147O: Enforcement of fines, costs, and expenses
Corrections Act 2004
Your benefit payments can stop straight away if the government finds incorrect information about you.
180C: Social assistance may be suspended immediately if discrepancy discovered
Corrections Act 2004
Notice to tell you why your payments are suspended
180D: Notice required by section 180C(1)(d)
Corrections Act 2004
Staff who contribute to the Government Superannuation Fund can keep doing so if they work in a contract prison
199K: Transferring staff who are contributors to Government Superannuation Fund
Corrections Act 2004
What happens to the money prisoners earn when they work
67: Earnings of employed prisoner
Corrections Act 2004
Sharing prisoner information to help with benefits and payments
180: Purpose of section 180A
Corrections Act 2004
The government can share your personal info with tax officials if they have an agreement.
180E: Information may be disclosed for taxation purposes
Food Act 2014
Unpaid fees and charges are debts you must pay to the government or council.
211: Fees, charges, and levies to constitute debt
Food Act 2014
Breaking the law by lying about food or changing it to deceive people
227: Offences involving intentionally defeating purpose of Act or deceiving in relation to identifying or representing food
Food Act 2014
Breaking food rules: lying about what's in your food or where it comes from is against the law.
228: Offences involving identifying or representing food
Food Act 2014
Reviewer can make you pay costs if you waste the other party's time or money.
360: Reviewer may require payment of costs in review of decision by relevant territorial authority
Building Act 2004
You don't have to pay the building fee if your project costs less than a certain amount.
55: Exemption from levy
Building Act 2004
You don't need to pay more money for building work unless the cost of the work changes after you've already paid.
56: Payment of levy sufficient unless estimated value of building work changes
Building Act 2004
Money from fines for breaking this law goes to the local council that started the court case.
389: Fines to be paid to territorial authority or regional authority instituting prosecution
Building Act 2004
This law says it's okay to collect and use money from special fees, even if people thought it wasn't allowed before.
428: Validation of accumulation of levy
Building Act 2004
Rules about old fees and costs still apply, even if they were charged before this law was made
281D: Validity of previous fees, charges, and additional costs
Building Act 2004
This part doesn't change your rights as a shopper under other laws that protect you.
362C: Consumer rights under Fair Trading Act 1986 or Consumer Guarantees Act 1993 not affected by this Part
Building Act 2004
Selling a house without a code compliance certificate can get you in trouble with the law.
362V: Offence for commercial on-seller to transfer household unit without code compliance certificate
Building Act 2004
You can get in trouble if you sell or bring in building products without following the rules about sharing information.
362VB: Failure to comply with building product information requirements an offence
Charitable Trusts Act 1957
Tell everyone about changes to a charitable trust before the court decides
36: Scheme to be advertised
Charitable Trusts Act 1957
This part explains which charitable donations are covered by the law
39: Funds to which this Part applies
Charitable Trusts Act 1957
You can ask for your donation back before the meeting about changing the charity's purpose
49: Contributor may get back money before date fixed for first meeting of contributors
Charitable Trusts Act 1957
Attorney-General or court can change how meetings about charity money are held or skip them if not worth the trouble
50: Attorney-General or court may dispense with meeting of contributors
Consumer Guarantees Act 1993
This law's name and when it started working
1: Short Title and commencement
Consumer Guarantees Act 1993
This part explains what important words mean in this law
2: Interpretation
Consumer Guarantees Act 1993
This law applies to everyone, including the government
3: Act to bind the Crown
Consumer Guarantees Act 1993
This law works with other laws to protect you
4: Act not a code
Consumer Guarantees Act 1993
Promises sellers make about who owns the things they sell you
5: Guarantees as to title
Consumer Guarantees Act 1993
Goods you buy should be good enough to use
6: Guarantee as to acceptable quality
Consumer Guarantees Act 1993
What it means for something you buy or hire to be good enough
7: Meaning of acceptable quality
Consumer Guarantees Act 1993
Products must work for what you want to use them for
8: Guarantees as to fitness for particular purpose
Consumer Guarantees Act 1993
Sellers must make sure what you buy matches how it was described
9: Guarantee that goods comply with description
Consumer Guarantees Act 1993
Goods must match the sample or demo you saw when buying
10: Guarantee that goods comply with sample
Consumer Guarantees Act 1993
A promise that you won't be charged too much when buying something
11: Guarantee as to price
Consumer Guarantees Act 1993
Makers must provide repairs and parts for a reasonable time
12: Guarantee as to repairs and spare parts
Consumer Guarantees Act 1993
Promises made by product makers must be kept
13: Express guarantees
Consumer Guarantees Act 1993
Rules for promises made by companies who make things you buy
14: Provisions relating to manufacturers' express guarantees
Consumer Guarantees Act 1993
Goods you get as part of a service still have to be good quality
15: Contracts of work and materials
Consumer Guarantees Act 1993
When a seller's product doesn't meet promises, you can ask them to fix it
16: Circumstances where consumers have right of redress against suppliers
Consumer Guarantees Act 1993
When goods are good enough, but someone said something extra that made them seem better
17: Exception in respect of guarantee as to acceptable quality
Consumer Guarantees Act 1993
What you can do if something you bought doesn't work properly
18: Options against suppliers where goods do not comply with guarantees
Consumer Guarantees Act 1993
The seller must fix problems with things you buy
19: Requirement to remedy
Consumer Guarantees Act 1993
Rules about when you can return things you bought that aren't right
Consumer Guarantees Act 1993
You can't return goods if you don't follow the rules for returning them
20: Loss of right to reject goods
Consumer Guarantees Act 1993
When a product is really not what you expected or doesn't work properly
21: Failure of substantial character
Consumer Guarantees Act 1993
How to tell a shop you don't want their stuff anymore
22: Manner of rejecting goods
Consumer Guarantees Act 1993
When something you bought is bad, you can choose to get your money back or get a new one
23: Consumers' options of refund or replacement
Consumer Guarantees Act 1993
People who get gifts have the same rights as if they bought the item themselves
24: Rights of donees
Consumer Guarantees Act 1993
When you can ask the maker to fix or replace things they sold you that don't work properly
Consumer Guarantees Act 1993
The right to seek help from makers when something you bought isn't good
Consumer Guarantees Act 1993
When you can ask the maker of a product to fix problems with it
25: Circumstances where consumers have right of redress against manufacturers
Consumer Guarantees Act 1993
When you can't ask the maker to fix a faulty product
26: Exceptions to right of redress against manufacturers
Consumer Guarantees Act 1993
What you can do if something you bought doesn't work properly
27: Options against manufacturers where goods do not comply with guarantees
Consumer Guarantees Act 1993
Getting Things Done for You: Making Sure Services Are Good and Fair
Consumer Guarantees Act 1993
Services must be done carefully and properly
28: Guarantee as to reasonable care and skill
Consumer Guarantees Act 1993
Guarantee that a service will do what you ask for
29: Guarantee as to fitness for particular purpose
Consumer Guarantees Act 1993
Services must be finished on time
30: Guarantee as to time of completion
Consumer Guarantees Act 1993
A fair price guarantee for services when the price isn't already set
31: Guarantee as to price
Consumer Guarantees Act 1993
What you can do if a service doesn't meet the promised quality
Consumer Guarantees Act 1993
What you can do if a service doesn't meet the promises made to you
32: Options of consumers where services do not comply with guarantees
Consumer Guarantees Act 1993
When you can't ask the supplier to fix a problem with a service
33: Exceptions to right of redress against supplier in relation to services
Consumer Guarantees Act 1993
Your rights when someone does work and provides materials
34: Contracts of work and materials
Consumer Guarantees Act 1993
When you buy something with a small service included, you can't cancel just the service part
35: Application of right to cancel contract
Consumer Guarantees Act 1993
When a service you get has a really big problem
36: Failure of substantial character
Consumer Guarantees Act 1993
How to properly cancel a service contract
37: Rules applying to cancellation
Consumer Guarantees Act 1993
What happens when you cancel a service contract
38: Effects of cancellation
Consumer Guarantees Act 1993
Courts and Tribunals can help make things fair when you cancel a service
39: Ancillary power of court or Disputes Tribunal to grant relief
Consumer Guarantees Act 1993
When this law doesn't work: gifts from friends and charity help
41: Exceptions
Consumer Guarantees Act 1993
When makers don't have to provide repairs and parts for things you buy
42: Exception in respect of repairs and parts
Consumer Guarantees Act 1993
You must follow the Act's rules, except for some business deals
43: No contracting out except for business transactions
Consumer Guarantees Act 1993
When you can stop someone who didn't make a deal with you from being responsible
43A: Exclusion of liability in favour of non-contracting supplier
Consumer Guarantees Act 1993
How to get money back for faulty items bought on a payment plan
44: Assessment of damages in case of hire purchase agreements
Consumer Guarantees Act 1993
Who is responsible when promises are made about goods you buy
45: Liability for representations
Consumer Guarantees Act 1993
Who has to pay if there's a problem with something you bought
46: Liability of assignees and creditors
Consumer Guarantees Act 1993
Which court can help you with problems about things you bought?
47: Jurisdiction
Consumer Guarantees Act 1993
When the Consumer Guarantees Act applies, different rules are used instead of the Sale of Goods Act
48: Exclusion where Consumer Guarantees Act 1993 applies
Consumer Guarantees Act 1993
Changes made to the rules about buying things on payments over time
Consumer Guarantees Act 1993
This rule about consumer rights for hire purchases no longer exists
49: Exclusion where Consumer Guarantees Act 1993 applies
Consumer Guarantees Act 1993
How a special fund for car dealers has changed
50: Application of Motor Vehicle Dealers Fidelity Guarantee Fund
Consumer Guarantees Act 1993
What the Disputes Tribunal can and can't decide
51: Jurisdiction of Disputes Tribunal
Consumer Guarantees Act 1993
When you have a problem with a car, you can ask a special helper to solve it
52: Referral of certain disputes to Disputes Tribunal
Consumer Guarantees Act 1993
This part explains how the law deals with people who take over others' rights
53: Assignees
Consumer Guarantees Act 1993
Changes to another law are saved and included in that law
54: Savings
Consumer Guarantees Act 1993
These changes don't change how the Fair Trading Act and Consumer Guarantees Act work
55: Fair Trading Act 1986 and Consumer Guarantees Act 1993 not affected
Consumer Guarantees Act 1993
This law doesn't work for stuff you bought or services you hired before it started
56: Application of Act
Consumer Guarantees Act 1993
This law explains how to make buying and selling fair for everyone
1A: Purpose
Consumer Guarantees Act 1993
What happens when you buy things using a special credit deal set up by the seller
23A: Goods subject to collateral credit agreement
Consumer Guarantees Act 1993
Rules for cancelling a service you bought with a special payment plan
39A: Services subject to collateral credit agreement
Consumer Guarantees Act 1993
Goods must be delivered on time or you can ask for help
5A: Guarantee as to delivery
Consumer Guarantees Act 1993
Gas and electricity must be safe, reliable, and good enough for everyday use
7A: Guarantee of acceptable quality in supply of gas and electricity
Consumer Guarantees Act 1993
How section 7A works with the rest of the Consumer Guarantees Act
7B: Relationship of section 7A with rest of Act
Consumer Guarantees Act 1993
Gas and electricity sellers can get money back from pipe and line owners if there are problems
46A: Indemnification of gas and electricity retailers
Biosecurity Act 1993
Money collected from a levy must be kept in a special bank account for the Director-General.
140A: Trust accounts for levy money payable to Director-General
Biosecurity Act 1993
Money collected from levies must be kept in a special bank account, separate from other money.
100O: Trust accounts for levy money
Biosecurity Act 1993
Checking people are paying the right amount of levy
100P: Compliance audits for levy
Student Loan Scheme Act 2011
Tax office can take extra money from your pay to fix student loan mistakes
49: Commissioner must issue additional deduction rate notice to obtain Commissioner deductions
Student Loan Scheme Act 2011
Help if you're struggling to pay back your student loan
147: Hardship relief for any tax year
Student Loan Scheme Act 2011
You can't ask to lower your student loan payments anymore
101: Borrower may apply for reduction of deduction rate to reflect lower repayment obligation
Student Loan Scheme Act 2011
Asking to use leftover repayment limit for your second job's earnings
42: Application for unused repayment threshold to be allocated to secondary employment earnings
Student Loan Scheme Act 2011
When the different parts of the student loan law start working
2: Commencement
Student Loan Scheme Act 2011
Student Loan Scheme Act 2011
This law explains why we have student loans and how they work
3: Purposes
Student Loan Scheme Act 2011
Words used in the student loan rules and what they mean
4: Interpretation
Student Loan Scheme Act 2011
This law explains who needs to pay back student loans and when
6: Application of Act
Student Loan Scheme Act 2011
This law explains how bonded scholarships are treated like student loans if you break the rules
7: Application of Act to bonded scholarships
Student Loan Scheme Act 2011
The government must follow the student loan rules too
8: Act binds the Crown
Student Loan Scheme Act 2011
Student Loan Scheme Act 2011
Why the law lets people share information about student loans
9: Purposes of sections 10, 11, 16, and 17
Student Loan Scheme Act 2011
Student loan manager tells tax office about loan requests
10: Loan manager must notify Commissioner of persons who apply for student loan
Student Loan Scheme Act 2011
Loan company tells tax office about student borrowers
16: Loan manager must notify Commissioner of borrower's details
Student Loan Scheme Act 2011
Inland Revenue tells you how much you owe on your student loan
19: Commissioner must inform borrowers about consolidated loan balance
Student Loan Scheme Act 2011
Student Loan Scheme Act 2011
Explains when you're based in New Zealand or overseas for your student loan
21: Overview of being New Zealand-based or overseas-based
Student Loan Scheme Act 2011
What it means to be based in New Zealand for student loans
22: Meaning of New Zealand-based
Student Loan Scheme Act 2011
When the law thinks you live outside New Zealand
23: Meaning of overseas-based
Student Loan Scheme Act 2011
How part-days in New Zealand count for student loans
24: Treatment of partial days
Student Loan Scheme Act 2011
Some people with student loans can be seen as if they're in New Zealand even when they're not
Student Loan Scheme Act 2011
Borrowers abroad might be treated as if they're in New Zealand for their student loans
25: Commissioner may treat certain borrowers as being physically in New Zealand
Student Loan Scheme Act 2011
How to ask to be treated as if you're in New Zealand for your student loan
26: Method of making application and provision of evidence and information
Student Loan Scheme Act 2011
Student loan boss tells you when you're treated as being in NZ
27: Commissioner must notify borrower and specify period or conditions when granting application
Student Loan Scheme Act 2011
You must tell the government when you leave or come back to New Zealand
Student Loan Scheme Act 2011
Tell the government if you'll be away from New Zealand for a long time
28: Borrower to notify Commissioner of absence from New Zealand of 184 or more days
Student Loan Scheme Act 2011
Tell the government when you return to New Zealand for more than 6 months
29: Borrower to notify Commissioner of return to New Zealand of more than 183 days
Student Loan Scheme Act 2011
How you pay back your student loan if you're in New Zealand or overseas
Student Loan Scheme Act 2011
You must repay the money you borrowed for your student loan
30: Borrower's liability to repay consolidated loan balance
Student Loan Scheme Act 2011
Different loan repayment rules for people living in New Zealand and overseas
31: Repayment obligations that apply to New Zealand-based borrowers and overseas-based borrowers
Student Loan Scheme Act 2011
How the law applies to you based on your income sources
32: Interrelationship between subparts 1 and 2
Student Loan Scheme Act 2011
Student Loan Scheme Act 2011
Rules for repaying student loans if you work in New Zealand
33: Application of this subpart
Student Loan Scheme Act 2011
Rules for taking student loan payments from your work pay in New Zealand
34: Repayment codes for New Zealand-based borrowers who derive salary or wages
Student Loan Scheme Act 2011
Tell your boss about your student loan when you start work
35: Borrowers with SL repayment code must notify employers
Student Loan Scheme Act 2011
Bosses take out student loan money from your pay
36: Employer or PAYE intermediary must make standard deductions from salary or wages
Student Loan Scheme Act 2011
How much money your work takes from your pay to help pay back your student loan
37: Deduction rates that apply to standard deductions from salary or wages
Student Loan Scheme Act 2011
Special rules for taking student loan payments from your main benefit
40: Deductions from main benefits
Student Loan Scheme Act 2011
You might be able to use extra money from your main job to help pay off your student loan from your second job.
Student Loan Scheme Act 2011
Words that explain when you need to start paying back your student loan
41: Definitions relating to repayment thresholds
Student Loan Scheme Act 2011
How to guess your income for three months
43: Determining estimated salary or wages
Student Loan Scheme Act 2011
How to work out the leftover money you can earn before paying back your student loan
44: Calculating borrower's unused repayment threshold for pay period
Student Loan Scheme Act 2011
Getting a special certificate to use your leftover repayment threshold for your second job
45: Special deduction rate certificate for unused repayment threshold
Student Loan Scheme Act 2011
The government can give you a special paper that changes how much money is taken from your pay
46: Issue and application of special deduction rate certificate
Student Loan Scheme Act 2011
Keep checking and telling the government about changes to your loan and work
47: Ongoing obligations of borrower to review and notify
Student Loan Scheme Act 2011
When your special student loan repayment rate ends
48: Time when special deduction rate ceases to apply
Student Loan Scheme Act 2011
How the government tells you and your employer about taking more money from your pay for your student loan
50: Procedures for issue of additional deduction rate notice
Student Loan Scheme Act 2011
Checking if the right amount was taken from your pay for your student loan
51: Assessment of standard deductions that ought to have been made
Student Loan Scheme Act 2011
How the government checks and tells you about your student loan payments
52: Recovery of assessed amounts
Student Loan Scheme Act 2011
Students who study full-time don't have to make regular loan payments
Student Loan Scheme Act 2011
Telling the government you don't want money taken out of your pay for your student loan
55: Declaration by eligible borrowers for exemption from standard deductions
Student Loan Scheme Act 2011
What happens when you tell the government about your student loan payments
56: Notice from Commissioner
Student Loan Scheme Act 2011
What happens when you don't need student loan money taken from your pay
57: Consequences of exemption from standard deductions
Student Loan Scheme Act 2011
You can change your mind about not paying your student loan from your pay
58: Withdrawal of declaration
Student Loan Scheme Act 2011
Tell IRD and your boss if something changes with your student loan
59: Notice of change of circumstances
Student Loan Scheme Act 2011
When you can't be exempt from student loan deductions anymore
60: When exemption from standard deductions ceases to apply
Student Loan Scheme Act 2011
What borrowers need to know and decide about paying back their loans
Student Loan Scheme Act 2011
Employers must share details about student loan money taken from pay
61: Information to show salary or wage deductions made
Student Loan Scheme Act 2011
Commissioner helps decide how much to take from your pay for student loans
62: Commissioner must determine question about amount of salary or wage deductions
Student Loan Scheme Act 2011
The Student Loan Boss decides when mistakes in repayments are big enough to worry about
63: Commissioner determines what is significant under-deduction or significant over-deduction
Student Loan Scheme Act 2011
Money taken from your pay for student loans is final unless there's a big mistake
64: Standard deductions are full and final unless significant error
Student Loan Scheme Act 2011
What to do if you think too much money was taken for your student loan
65: Significant over-deduction identified by borrower
Student Loan Scheme Act 2011
The government checks if they took too much money for your student loan
66: Commissioner must determine whether significant over-deduction made
Student Loan Scheme Act 2011
What happens if not enough money is taken from your pay for your student loan
68: Applicable procedures if significant under-deduction
Student Loan Scheme Act 2011
General rules about taking money from your pay for student loans
Student Loan Scheme Act 2011
The government can stop you from changing your loan payments if they think you're not being fair
69: Prohibition on applications or declarations to maintain integrity of student loan scheme
Student Loan Scheme Act 2011
Rules for taking money from your pay for student loans
70: PAYE rules apply to salary or wage deductions
Student Loan Scheme Act 2011
Extra money taken from your pay to repay your student loan
71: Salary or wage deductions in addition to income tax withheld
Student Loan Scheme Act 2011
Student Loan Scheme Act 2011
This part explains who needs to repay student loans
72: Application of this subpart
Student Loan Scheme Act 2011
Explaining how your income is calculated for student loan repayments
73: Meaning of adjusted net income, Schedule 3 adjustments, and related terms
Student Loan Scheme Act 2011
Telling the government about changes to your income for your student loan
74: Notification of Schedule 3 adjustments
Student Loan Scheme Act 2011
You can ask for more time to tell about changes to your student loan repayments
75: Extension of time for notification of Schedule 3 adjustments
Student Loan Scheme Act 2011
The government calculates how much you owe for your student loan each year
76: Commissioner to assess borrower's end-of-year repayment obligation
Student Loan Scheme Act 2011
How to work out your student loan repayment when you earn less than a set amount
77: Calculation of borrower's end-of-year repayment obligation if salary or wages less than annual repayment threshold
Student Loan Scheme Act 2011
How the government works out how much of your student loan you need to pay back each year if you earn enough money
78: Calculation of borrower's end-of-year repayment obligation where salary or wages equal to or more than annual repayment threshold
Student Loan Scheme Act 2011
Pay your final student loan bill for the year
79: Payment of end-of-year repayment obligation
Student Loan Scheme Act 2011
Figuring out your final student loan payment for the year
80: Calculation of terminal payment for tax year
Student Loan Scheme Act 2011
When you need to pay the last bit of your student loan
81: Due date for terminal payment
Student Loan Scheme Act 2011
When you need to pay parts of your student loan during the year
84: Due dates for payment of interim payments
Student Loan Scheme Act 2011
The Commissioner can change when you pay your student loan
85: Commissioner's powers in relation to due dates
Student Loan Scheme Act 2011
Student loan interim payments follow the same rules as tax payments
86: Interim payments to be paid in same manner as provisional tax
Student Loan Scheme Act 2011
What happens if you don't pay back your student loan on time
87: Consequence of failure to meet repayment obligations
Student Loan Scheme Act 2011
Student Loan Scheme Act 2011
This part of the law was removed and doesn't apply to student loans anymore
88: Application of this subpart
Student Loan Scheme Act 2011
Figuring out how much you need to pay back for money you made outside of work
Student Loan Scheme Act 2011
The tax office used to figure out how much you owe on your student loan, but they don't do that anymore.
89: Commissioner to assess borrower's other income repayment obligation
Student Loan Scheme Act 2011
How to figure out how much you need to repay for other types of income
Student Loan Scheme Act 2011
How we used to figure out loan repayments for people with low wages and other income
90: Calculation of borrower's other income repayment obligation where salary or wages below threshold
Student Loan Scheme Act 2011
Old rule for calculating extra student loan payments no longer applies
91: Calculation of borrower's other income repayment obligation where salary or wages equal to or above threshold
Student Loan Scheme Act 2011
Rules for paying back student loans from extra money you earn have been removed
92: Payment of other income repayment obligations
Student Loan Scheme Act 2011
How to figure out leftover student loan payments for the year (old rule, no longer used)
93: Calculation of remaining repayments for tax year
Companies Act 1993
Companies can issue loans that may never be repaid
95A: Perpetual debentures
Companies Act 1993
Reissuing or replacing company debentures that have been paid off
95B: Power to reissue redeemed debentures in certain cases
Companies Act 1993
Court can order you to follow through on agreements to lend money to companies
95C: Specific performance of contracts to subscribe for debentures
Companies Act 1993
Settling share price disputes through independent arbitration
112A: Price for shares referred to arbitration if shareholder objects to price
Companies Act 1993
You might get extra money if your share payment is late
112B: Interest payable on outstanding payments
Companies Act 1993
When a company buys your shares and how it affects your shareholder rights
112C: Timing of transfer of shares
Companies Act 1993
Rules for determining if a company is a subsidiary of another
8: Certain matters to be disregarded
Companies Act 1993
What you can do and get as a shareholder
36: Rights and powers attaching to shares
Companies Act 1993
How you can pay for shares when a company issues them
46: Consideration for issue of shares
Companies Act 1993
Board decides share price and terms for new or existing shares
47: Consideration to be decided by board
Companies Act 1993
Rules for issuing share options and convertible products
49: Consideration in relation to issue of options and convertible financial products
Companies Act 1993
Company directors can approve sharing profits with shareholders if the company can still pay its bills
52: Board may authorise distributions
Companies Act 1993
Rules for offering special deals to company owners
55: Shareholder discounts
Companies Act 1993
Getting back money or assets given to shareholders when the company couldn't afford it
56: Recovery of distributions
Companies Act 1993
Companies must notify shareholders before buying their own shares on the stock exchange
63: Stock exchange acquisitions subject to prior notice to shareholders
Companies Act 1993
Rules for a company selling its own shares
67C: Reissue of shares company holds in itself
Companies Act 1993
Rules for companies helping someone buy their shares
76: Financial assistance
Companies Act 1993
A company must ensure it can pay its bills before helping someone buy its shares
77: Company must satisfy solvency test
Companies Act 1993
Rules for companies providing financial assistance to purchase their own shares
78: Special financial assistance
Companies Act 1993
A report explaining how a company is helping someone buy its shares
79: Disclosure document
Companies Act 1993
Company can give small financial help for share purchases if conditions met
80: Financial assistance not exceeding 5% of shareholders' funds
Companies Act 1993
Companies must keep a detailed record of all share ownership
87: Company to maintain share register
Companies Act 1993
When you're bankrupt, someone else can be registered as the owner of your shares
94: Assignee of bankrupt may be registered
Companies Act 1993
Shareholders' financial responsibilities to the company are limited
97: Liability of shareholders
Companies Act 1993
Rules about owing money to a company for current and former shareholders
99: Additional provisions relating to liability of shareholders and former shareholders
Companies Act 1993
Company rule changes can't force you to buy more shares
101: Shareholders not required to acquire shares by alteration to constitution
Companies Act 1993
Assignee's limited responsibility for bankrupt shareholder's unpaid shares
103: Liability of an assignee
Companies Act 1993
Company actions allowed when all decision-makers agree
107: Unanimous assent to certain types of action
Companies Act 1993
Court can excuse company from buying shares if it can't afford them
115: Court may grant exemption if company insolvent
Companies Act 1993
Shareholders' rights: who can receive money, attend meetings, and make decisions
125: Shareholders entitled to receive distributions, attend meetings, and exercise rights
Companies Act 1993
What counts as having control over a company's shares
146: Meaning of relevant interest
Companies Act 1993
Directors must follow rules when trading company shares
149: Restrictions on share dealing by directors
Companies Act 1993
Actions that can be unfair to shareholders
175: Certain conduct deemed prejudicial
Companies Act 1993
Required records that companies must keep and where to keep them
189: Company records
Companies Act 1993
Overseas financial statements can be accepted if they meet similar standards
203: Recognition of financial reporting requirements of overseas countries
Companies Act 1993
Companies must provide shareholders with annual reports or notices about accessing them
209: Obligation to make annual report available to shareholders
Companies Act 1993
What you need to include in your company's yearly report
211: Contents of annual report
Companies Act 1993
How companies get approval to join together
221: Approval of amalgamation proposal
Companies Act 1993
Rules for handling company records and property ownership during mergers
225A: Registers
Companies Act 1993
Suggesting a plan to help a struggling company pay its debts
228: Compromise proposal
Companies Act 1993
Court can assist with company debt arrangements and ensure fairness
232: Powers of court
Companies Act 1993
A company in trouble can get help. This help is called administration. It has rules to follow. The person in charge is the administrator. They make big decisions for the company. The administrator helps the company pay its debts. The company and its creditors work together. They try to find a way to save the company. If they can't, the company might close down. There are meetings to discuss what to do. The administrator and creditors talk about options. They try to find the best solution for everyone.
Companies Act 1993
How administrators get paid for their work and how their pay can be reviewed
239O: Remuneration of administrator
Companies Act 1993
Rules for property transactions when a company is in administration
239Z: Effect on dealing with company property
Companies Act 1993
Administrator checks company's situation and considers options for creditors
239AE: Administrator must investigate company's affairs and consider possible courses of action
Companies Act 1993
Explaining key terms for secured creditors during company administration
239ABK: Meaning of terms used in this subpart
Companies Act 1993
What happens when a secured creditor enforces their rights during company administration
239ABL: If secured creditor acts before or during decision period
Companies Act 1993
Court can restrict actions of those with rights over a company's property during administration
239ABO: Court may limit powers of secured creditor, etc, in relation to property subject to charge
Companies Act 1993
How a deed of arrangement affects people the company owes money to
239ACT: Extent to which deed binds creditors
Companies Act 1993
Court can cancel or change creditors' alterations to company agreements
239ADB: Court may cancel creditors' variation
Companies Act 1993
Administrator's repayment rights come before most other company debts
239ADM: Administrator's right of indemnity has priority over other debts
Companies Act 1993
Rules for written netting agreements and how they apply
239AEH: Application of set-off under netting agreement
Companies Act 1993
Rules for companies in trouble: • What happens when a company can't pay debts • How to choose a person to help fix the company • What this person can and can't do
Companies Act 1993
What happens when a company starts liquidation
248: Effect of commencement of liquidation
Companies Act 1993
Limits on keeping company documents as security for unpaid debts during liquidation
263: Restriction on enforcement of lien over documents
Companies Act 1993
Combining assets and debts of connected companies during liquidation
271: Pooling of assets of related companies
Companies Act 1993
Essential services must be provided to companies in liquidation
275: Refusal to supply essential services prohibited
Companies Act 1993
Rules for who can and cannot be appointed as a company liquidator
280: Who may be appointed as liquidator
Companies Act 1993
A formal written request for a company to pay its debts
289: Statutory demand
Companies Act 1993
When certain charges on company property can be cancelled
293: Voidable charges
Companies Act 1993
Recovering money from unfair deals made by a company before liquidation
297: Transactions at undervalue
Companies Act 1993
Rules for handling debts when a company can't pay and is being shut down
302: Application of bankruptcy rules to liquidation of insolvent companies
Companies Act 1993
How unsecured creditors can claim money from a company in liquidation
304: Claims by unsecured creditors
Companies Act 1993
What secured creditors can do and must do when a company is being liquidated
305: Rights and duties of secured creditors
Companies Act 1993
How debts are balanced when a company is being liquidated
310: Mutual credit and set-off
Companies Act 1993
How set-off works in netting agreements for creditors' claims
310B: Application of set-off under netting agreement
Companies Act 1993
Netting agreements remain valid when a company is liquidated
310H: Rights under netting agreement not affected by commencement of liquidation
Companies Act 1993
The Bank can officially recognise organisations that handle payment clearing
310K: Certain persons may be declared to be recognised clearing houses
Companies Act 1993
Factors the Bank considers when declaring, changing, or cancelling rules for clearing houses
310L: Matters that Bank must or may have regard to when making, varying, or revoking declaration under section 310K
Companies Act 1993
Bank can set rules for clearing houses when making declarations
310M: Bank may impose conditions in declaration under section 310K
Companies Act 1993
Bank must inform and consult clearing house before changing its declaration
310N: Bank to notify recognised clearing house about Bank's intention to revoke or vary declaration under section 310K
Companies Act 1993
How interest is calculated and paid on claims during company liquidation
311: Interest on claims
Companies Act 1993
Setting up a special account for leftover money from closed companies
316: Establishment of Liquidation Surplus Account
Companies Act 1993
Property ownership changes when a company is removed from the register
324: Property of company removed from register
Companies Act 1993
Directors can be fined if the company breaks rules
374: Penalties that may be imposed on directors in cases of failure by board or company to comply with Act
Companies Act 1993
How companies send documents to shareholders and creditors
391: Service of documents on shareholders and creditors
Companies Act 1993
What happens when creditors meet to discuss a company in trouble
Schedule 5: Proceedings at meetings of creditors
Companies Act 1993
Who gets paid first when a company closes down
Schedule 7: Preferential claims
Companies Act 1993
Special rules apply when putting a licensed insurer into liquidation
240A: Liquidation of licensed insurers
Companies Act 1993
Auditors must follow official standards when checking company finances
207A: Audit must be carried out in accordance with auditing and assurance standards
Companies Act 1993
Shareholders can ask for and receive tax-related financial statements
207F: Shareholders may request copy of financial statements prepared for tax purposes
Companies Act 1993
Explaining key terms for financial statement registration rules
207X: Interpretation in this subpart
Companies Act 1993
How fines for breaking company rules are paid to the government
207ZB: Payment of infringement fee
Companies Act 1993
Rules for changing or combining code companies that affect voting rights
236A: Arrangement or amalgamation involving code company
Companies Act 1993
Different reporting rules for companies that deal with financial markets
209C: Alternative obligations for FMC reporting entities
Companies Act 1993
What happens when a company or group is closed down and its assets and debts are sorted out
Schedule 11: Liquidation of associations
Companies Act 1993
Fee for New Zealand Business Number costs is confirmed as valid
402: Validation of fee used to recover costs of Registrar of New Zealand Business Numbers
Companies Act 1993
Rules for enforcing security over collateral in certain financial agreements during voluntary administration
239ABMA: Enforcement of security interest over collateral for qualifying derivative
Companies Act 1993
Help for businesses struggling with debt due to COVID-19
Schedule 13: COVID-19 business debt hibernation
Companies Act 1993
Managing company funds during liquidation
256A: Duties in relation to company money
Companies Act 1993
Rules for protecting innocent buyers when company property transfers are challenged
296D: Additional provisions relating to setting aside dispositions
Companies Act 1993
Confirming the legality of past fees for Companies Office services
403: Validation of fees used to recover costs of other Companies Office registers, etc
Companies Act 1993
Explaining why the government charges fees for using official registers
404: Purpose of imposing levies
Companies Act 1993
Rules for collecting money from certain groups to help pay for company registration costs
405: Regulations relating to levies
Financial Markets Authority Act 2011
This Act creates a new group to watch over money matters in New Zealand
3: Purpose of this Act
Financial Markets Authority Act 2011
Understanding key terms in the Financial Markets Authority Act
4: Interpretation
Financial Markets Authority Act 2011
The government must follow this law just like everyone else
5: Act binds the Crown
Financial Markets Authority Act 2011
Setting up and running the group that watches over money matters
Financial Markets Authority Act 2011
New government team created to watch over money matters
6: Financial Markets Authority established
Financial Markets Authority Act 2011
The FMA is a special part of the New Zealand government with its own rules
7: FMA is Crown entity
Financial Markets Authority Act 2011
The main goals and jobs of the Financial Markets Authority
Financial Markets Authority Act 2011
The Financial Markets Authority (FMA) helps make sure money markets are fair and safe for everyone
9: FMA's functions
Financial Markets Authority Act 2011
How many people can be on the FMA board?
10: Membership of board of FMA
Financial Markets Authority Act 2011
FMA board can have special helpers chosen by the Minister
11: Associate members
Financial Markets Authority Act 2011
Associate members can do FMA board tasks, but only for specific topics
12: Associate member treated as member of board
Financial Markets Authority Act 2011
How associate members can be removed from their job
13: Removal of associate members
Financial Markets Authority Act 2011
Rules about different parts of the Financial Markets Authority
Financial Markets Authority Act 2011
The FMA can split up its work into different teams
14: FMA may act by divisions
Financial Markets Authority Act 2011
Rules for setting up and running groups within the Financial Markets Authority
15: Membership, chairperson, meetings, and resolutions of division
Financial Markets Authority Act 2011
The FMA can use smaller groups to make decisions and do tasks
16: Powers of division
Financial Markets Authority Act 2011
How many FMA members must attend meetings for decisions to be made
17: Quorum for meetings of FMA
Financial Markets Authority Act 2011
What happens if someone can't make it to an important FMA meeting?
18: Completion of proceedings where member unable to attend meeting
Financial Markets Authority Act 2011
Minister can ask FMA to check and write about money markets
20: Minister may request that FMA inquire and report
Financial Markets Authority Act 2011
Rules for FMA workers using the Government Superannuation Fund
21: Provisions relating to Government Superannuation Fund
Financial Markets Authority Act 2011
FMA and its people can't be sued for doing their job unless they were really careless
22: Protection from liability for FMA and members and employees
Financial Markets Authority Act 2011
The FMA can share information safely while doing its job
23: FMA's warnings, reports, guidelines, or comments protected by qualified privilege
Financial Markets Authority Act 2011
How the FMA proves its decisions in court
24: Evidence of orders and decisions of FMA
Financial Markets Authority Act 2011
How the FMA can gather information and enforce rules to keep financial markets fair
Financial Markets Authority Act 2011
Financial Markets Authority Act 2011
The authority can ask for and collect important information and proof.
Financial Markets Authority Act 2011
FMA can ask you for information, papers, or to talk to them
25: FMA may require person to supply information, produce documents, or give evidence
Financial Markets Authority Act 2011
The FMA can collect different types of information to help make decisions
26: Powers of FMA to receive evidence
Financial Markets Authority Act 2011
Ways you can share information with the FMA
27: How evidence may be given
Financial Markets Authority Act 2011
The FMA might pay you if you're a witness, but not too much
28: Witnesses' expenses
Financial Markets Authority Act 2011
FMA can allow searches of places and things to find proof of broken financial rules
29: Power to enter and search place, vehicle, or other thing
Financial Markets Authority Act 2011
Financial Markets Authority Act 2011
The FMA can share information and documents with other agencies that enforce laws or regulate things, including those in other countries.
Financial Markets Authority Act 2011
FMA can share information with other agencies to help everyone do their job better
30: Sharing of information and documents with law enforcement or regulatory agencies and overseas regulators
Financial Markets Authority Act 2011
The ability to help when regulators from other countries ask for assistance
Financial Markets Authority Act 2011
FMA can help overseas regulators by gathering and sharing information
31: Power of FMA to act on requests of overseas regulators
Financial Markets Authority Act 2011
The FMA carefully considers requests from overseas before deciding to help
32: FMA's consideration of requests
Financial Markets Authority Act 2011
Rules about collecting information and making sure people follow the law
Financial Markets Authority Act 2011
Rules for sharing FMA information with other groups
33: Conditions that may be imposed on providing information, documents, or evidence to other agencies or regulators
Financial Markets Authority Act 2011
Financial Markets Authority Act 2011
FMA can take legal action for someone else to protect the public
34: FMA may exercise person’s right of action
Financial Markets Authority Act 2011
Rules for when the FMA can start or take over a legal case for someone else
35: Requirements for FMA exercising person’s right of action
Financial Markets Authority Act 2011
The court can let the FMA take over some legal cases if it's best for everyone
36: High Court may grant leave in certain circumstances
Financial Markets Authority Act 2011
Steps the FMA must follow to take action for someone else
37: Procedural requirements for leave to exercise person’s right of action
Financial Markets Authority Act 2011
Court helps FMA in legal cases about money matters
38: Powers of High Court for proceedings exercising person’s right of action
Financial Markets Authority Act 2011
FMA can act for a group of people with similar concerns in court
39: Representative actions
Financial Markets Authority Act 2011
Financial Markets Authority Act 2011
FMA can keep certain information secret during their work
44: Power to make confidentiality orders
Financial Markets Authority Act 2011
You can share secret information if the FMA says it's okay
45: Publication or disclosure with FMA's consent
Financial Markets Authority Act 2011
FMA can accept written promises from people or companies about their work
46: FMA may accept undertakings
Financial Markets Authority Act 2011
Keeping promises made to the FMA and what happens if you don't
47: Enforcement of undertakings
Financial Markets Authority Act 2011
Asking the High Court for its opinion on a legal matter
Financial Markets Authority Act 2011
FMA can ask the High Court for help with tricky legal questions
48: FMA may state case for opinion of High Court
Financial Markets Authority Act 2011
FMA can make people share its money warnings
49: FMA may require its warning to be disclosed
Financial Markets Authority Act 2011
Financial Markets Authority Act 2011
FMA can let others collect information for them
52: Power to authorise person to obtain information or documents
Financial Markets Authority Act 2011
Rules for people allowed to get special information for the FMA
53: Requirements for persons authorised to obtain information or documents
Financial Markets Authority Act 2011
People working for the FMA won't get in trouble for doing their job
55: Protection from liability for persons exercising powers
Financial Markets Authority Act 2011
Powers to gather information and protect certain rights
Financial Markets Authority Act 2011
People talking to the FMA have the same rights as in court
56: Witnesses and counsel to have privileges of witnesses and counsel in court
Financial Markets Authority Act 2011
What happens when legal actions are going on while powers are being used
Financial Markets Authority Act 2011
What happens when you challenge the FMA's powers in court
57: Effect of proceedings
Financial Markets Authority Act 2011
Other ways people can break the rules when the FMA is gathering information or making sure the rules are followed
Financial Markets Authority Act 2011
You can get in trouble if you don't cooperate with the Financial Markets Authority
61: Criminal liability for obstructing exercise of powers
Financial Markets Authority Act 2011
Rules for sending official notices from the Financial Markets Authority
62: Notices
Financial Markets Authority Act 2011
How to send and receive important legal messages
63: Service of notices
Financial Markets Authority Act 2011
FMA can use its powers from this law and other laws too
64: Powers not limited
Financial Markets Authority Act 2011
FMA people can't share work secrets in court, with some exceptions
65: Limitation on disclosure of information obtained in FMA's operations
Financial Markets Authority Act 2011
Financial Markets Authority Act 2011
People and companies in finance pay money to help run the FMA
68: Levy of financial markets participants and other persons registered or incorporated under Acts referred to in Schedule 1
Financial Markets Authority Act 2011
FMA must talk to people before asking for money
69: FMA must consult about request for appropriation
Financial Markets Authority Act 2011
Financial Markets Authority Act 2011
Words and their meanings in this part of the law
70: Interpretation
Financial Markets Authority Act 2011
Getting rid of a group that watched over money matters
Financial Markets Authority Act 2011
The old Securities Commission has been replaced by a new Financial Markets Authority
71: Securities Commission disestablished
Financial Markets Authority Act 2011
What happens when the Securities Commission is replaced by the Financial Markets Authority
72: Consequences of disestablishment
Financial Markets Authority Act 2011
Replacing 'Commission' with 'FMA' in old documents
73: References to Securities Commission
Financial Markets Authority Act 2011
Rules for employees moving from the Securities Commission to the Financial Markets Authority
74: Transfer of employees
Financial Markets Authority Act 2011
This law explains what happens when the Securities Commission closes and the Financial Markets Authority takes over
75: Effect of Act
Financial Markets Authority Act 2011
The FMA keeps using old records without needing to change names
76: Registers
Financial Markets Authority Act 2011
What happens when the Government Actuary's office closes
78: Consequences of disestablishment
Financial Markets Authority Act 2011
What to do when you see 'Government Actuary' mentioned in old documents
79: References to Government Actuary
Financial Markets Authority Act 2011
Rules about Ministry workers getting new jobs at the Financial Markets Authority
81: Ministry of Economic Development employees
Financial Markets Authority Act 2011
Financial Markets Authority Act 2011
This law changes other laws to keep everything up to date
82: Amendments to other enactments
Financial Markets Authority Act 2011
Changes to laws and rules when the Securities Commission became the Financial Markets Authority
84: Amendments consequential on replacement of Commission by FMA
Financial Markets Authority Act 2011
Changes to laws and rules: replacing 'Government Actuary' with 'FMA'
85: Amendments consequential on replacement of Government Actuary by FMA
Crimes Act 1961
The law decides how long someone might go to jail if they trick people to get money or cause them to lose money.
241: Punishment of obtaining by deception or causing loss by deception
Crimes Act 1961
Lying to trick people into giving money or buying things for a company is against the law.
242: False statement by promoter, etc
Crimes Act 1961
This law explains what happens if you try to hide or use money from illegal activities.
243: Money laundering
Crimes Act 1961
This law explains when money laundering rules apply to things that happen outside New Zealand.
245: Application of section 243 to acts outside New Zealand
Crimes Act 1961
Using a computer to trick or cheat others for personal gain or to cause harm is against the law.
249: Accessing computer system for dishonest purpose
Crimes Act 1961
This law explains what happens if you make, use, or have fake money.
266: Offences involving coinage
Crimes Act 1961
It's against the law to team up with others to stop people from collecting money that the government is allowed to ask for.
309: Conspiring to prevent collection of rates or taxes
Crimes Act 1961
This law explains how tricking people in sports and dog races to change betting results is considered a crime.
240A: Application of section 240 to match-fixing
Sale and Supply of Alcohol Act 2012
What's included in a local alcohol policy
77: Contents of policies
Sale and Supply of Alcohol Act 2012
This part of the law is about making rules for selling and supplying alcohol to help keep our community safe.
3: Purpose
Sale and Supply of Alcohol Act 2012
The law applies to the government too
7: Act binds the Crown
Sale and Supply of Alcohol Act 2012
Sale and Supply of Alcohol Act 2012
Some people are exempt from rules about selling and giving away alcohol.
Sale and Supply of Alcohol Act 2012
Some alcohol sales by makers and sellers are exempt from the law
8: Certain sales by makers, importers, distributors, and wholesalers exempted
Sale and Supply of Alcohol Act 2012
Some alcohol is exempt from the law if it's not meant to be drunk, like perfume or medicine.
9: Exemption for certain alcohol not intended for drinking
Sale and Supply of Alcohol Act 2012
Some special places like navy ships and police canteens don't follow all the alcohol rules, but have their own rules instead.
10: Certain messes and canteens exempted, but codes of practice required instead
Sale and Supply of Alcohol Act 2012
Alcohol sales at international airports have special rules
11: Authorised sales of alcohol at international airports exempted
Sale and Supply of Alcohol Act 2012
Selling alcohol to guests in your home is allowed if you live there and have 10 or fewer guests.
12: Homestays exempted
Sale and Supply of Alcohol Act 2012
There are different kinds of licences that let people sell or supply alcohol in various ways.
Sale and Supply of Alcohol Act 2012
Types of alcohol licences you can get in New Zealand
13: Kinds of licence
Sale and Supply of Alcohol Act 2012
Selling alcohol to drink on the premises
14: On-licences generally
Sale and Supply of Alcohol Act 2012
Rules for restaurants that let customers bring their own alcohol
15: On-licences: BYO restaurants
Sale and Supply of Alcohol Act 2012
Selling alcohol to take away from an off-licence, and rules for free or paid samples
17: Off-licences: sale and supply on licensed premises
Sale and Supply of Alcohol Act 2012
Selling alcohol from a shop and delivering it to someone else
18: Off-licences: sale for delivery and sales at distance
Sale and Supply of Alcohol Act 2012
Alcohol can be delivered straight to off-licences from suppliers with a prior arrangement
19: Off-licences: direct delivery of alcohol, by arrangement with holder, by distributor, importer, manufacturer, or wholesaler
Sale and Supply of Alcohol Act 2012
Auctioneers with a special licence can sell alcohol at auctions.
20: Off-licences: auctioneers
Sale and Supply of Alcohol Act 2012
Selling alcohol to club members on club premises
21: Club licences
Sale and Supply of Alcohol Act 2012
Licences for special events that let you sell alcohol in certain ways.
22: Special licences
Sale and Supply of Alcohol Act 2012
Following some rules doesn't mean you can ignore other rules in the Act
23: Limitation on effect of sections 14 to 22
Sale and Supply of Alcohol Act 2012
You don't have to sell alcohol to everyone, or let them drink on your premises.
24: No obligation to serve
Sale and Supply of Alcohol Act 2012
Getting an extra alcohol licence for a place that already has one
25: Issue of second licence for premises already licensed
Sale and Supply of Alcohol Act 2012
You must follow the rules to get a licence to sell alcohol in New Zealand.
26: Licences not to be held without express authority of this Act
Sale and Supply of Alcohol Act 2012
Only eligible people can get an alcohol licence
27: Licences not to be issued to persons not empowered to hold them
Sale and Supply of Alcohol Act 2012
Who can sell alcohol: people, companies, and groups over 20 years old
28: Who can hold on-licences, off-licences, and special licences
Sale and Supply of Alcohol Act 2012
Clubs have rules about what kind of alcohol licences they can hold.
29: Limitations on holding of on-licences and off-licences by clubs
Sale and Supply of Alcohol Act 2012
Clubs can get a special licence to sell alcohol
30: Who can hold club licences
Sale and Supply of Alcohol Act 2012
There are rules about who can get a licence to sell alcohol from a shop or store.
Sale and Supply of Alcohol Act 2012
What kinds of places can get a licence to sell takeaway alcohol?
32: Kinds of premises for which off-licences may be issued
Sale and Supply of Alcohol Act 2012
Some areas can have off-licences even if they're not normally allowed, if selling alcohol there wouldn't be economic.
34: Exception for certain areas where some licensed premises not economic
Sale and Supply of Alcohol Act 2012
Special licences for restaurants, auctioneers, and caterers that let people bring their own alcohol.
Sale and Supply of Alcohol Act 2012
Rules for restaurants that let customers bring their own alcohol
37: On-licences for BYO restaurants
Sale and Supply of Alcohol Act 2012
Selling alcohol at events: special rules for caterers
38: On-licences for caterers
Sale and Supply of Alcohol Act 2012
Special alcohol licence for people who run auctions
39: Off-licences for auctioneers
Sale and Supply of Alcohol Act 2012
There are rules about when special licences to sell alcohol can be given out.
Sale and Supply of Alcohol Act 2012
No special alcohol licence if a permanent one is better for you.
41: No special licence where permanent licence or variation of permanent licence more appropriate
Sale and Supply of Alcohol Act 2012
Rules for getting a special licence to sell alcohol to drink elsewhere
42: Restrictions on issue of special licences for consumption off-premises
Sale and Supply of Alcohol Act 2012
What times shops and places are allowed to sell alcohol
Sale and Supply of Alcohol Act 2012
Maximum hours to sell or serve alcohol in New Zealand
43: Default national maximum trading hours
Sale and Supply of Alcohol Act 2012
When you can sell alcohol if there's no local alcohol rule
44: Permitted trading hours for premises without relevant local alcohol policy
Sale and Supply of Alcohol Act 2012
When you can sell alcohol depends on your local area's rules and your licence.
45: Permitted trading hours for premises with relevant local alcohol policy
Sale and Supply of Alcohol Act 2012
Alcohol can't be sold outside allowed trading hours, except in some special cases.
46: No sale or supply outside permitted trading hours: all licences
Sale and Supply of Alcohol Act 2012
No alcohol sales on some public holidays and restricted sales on Anzac Day morning.
47: Sale and supply on Anzac Day morning, Good Friday, Easter Sunday, and Christmas Day restricted: on-licences
Sale and Supply of Alcohol Act 2012
Some public holidays have rules about selling alcohol from off-licences.
48: Sale on Anzac Day morning, Good Friday, Easter Sunday, and Christmas Day restricted: off-licences
Sale and Supply of Alcohol Act 2012
Buying alcohol online is allowed at any time, but there are still some delivery rules.
49: Remote sales exempted from trading hours restrictions
Sale and Supply of Alcohol Act 2012
People who sell alcohol in shops, bars, or clubs must follow certain rules.
Sale and Supply of Alcohol Act 2012
Places that sell alcohol must also sell non-alcoholic drinks at fair prices.
51: Non-alcoholic drinks to be available
Sale and Supply of Alcohol Act 2012
Licenced places must sell low-alcohol drinks for people to drink there.
52: Low-alcohol drinks to be available
Sale and Supply of Alcohol Act 2012
Places that sell alcohol must also sell food at fair prices
53: Food to be available
Sale and Supply of Alcohol Act 2012
Get help with finding a safe way home from a place that sells alcohol
54: Help with and information about transport to be available
Sale and Supply of Alcohol Act 2012
People with special licences to sell alcohol must follow certain rules.
Sale and Supply of Alcohol Act 2012
Rules for selling alcohol to take away with a special licence
55: Requirements relating to special licences for consumption off-premises
Sale and Supply of Alcohol Act 2012
There are other rules you must follow when selling or supplying alcohol.
Sale and Supply of Alcohol Act 2012
Alcohol sellers must display signs showing their opening hours at every main entrance.
56: Display of signs: on-licences, off-licences
Sale and Supply of Alcohol Act 2012
Showing your alcohol licence where people can see it
57: Display of licence: all licences
Sale and Supply of Alcohol Act 2012
Rules for buying alcohol from a store without going there
59: Requirements relating to remote sales by holders of off-licences
Sale and Supply of Alcohol Act 2012
Clubs can only sell alcohol to members and their guests.
60: Sale and supply in clubs to members and guests only
Sale and Supply of Alcohol Act 2012
Rules for clubs that sell alcohol, like having a secretary and managing money properly
61: Administrative requirements for club licences
Sale and Supply of Alcohol Act 2012
Clubs that sell alcohol: you can't drink your own.
62: No bring-your-own alcohol in clubs
Sale and Supply of Alcohol Act 2012
Rules that must be followed are imposed as conditions.
Sale and Supply of Alcohol Act 2012
Rules you must follow when selling or supplying alcohol
63: Requirements and restrictions imposed as conditions
Sale and Supply of Alcohol Act 2012
The government keeps a record book of alcohol licences and certificates
65: Secretary of authority to set up and maintain registers
Sale and Supply of Alcohol Act 2012
A record of all alcohol licence applications and decisions made by the licensing committee.
66: Record of applications
Sale and Supply of Alcohol Act 2012
A certified copy of official records is proof of what it says.
67: Certified extracts to be evidence
Sale and Supply of Alcohol Act 2012
People selling alcohol must give an address where they can get important papers.
68: Licensees and managers to have address for service
Sale and Supply of Alcohol Act 2012
Tell the licensing authority if your alcohol-licensed company's owners or name change
69: Notification of licensing authority by company of changes in company shareholding or name
Sale and Supply of Alcohol Act 2012
Tell the licensing authority if you buy or sell shares in an alcohol-licensed company
70: Notification of licensing authority by beneficial owner of shares of changes in shareholding
Sale and Supply of Alcohol Act 2012
Getting a replacement alcohol licence or certificate if yours is lost or damaged
72: Duplicate licence or certificate
Sale and Supply of Alcohol Act 2012
What happens when you give up your alcohol licence or manager's certificate
73: Surrender of licence or manager's certificate
Sale and Supply of Alcohol Act 2012
Sale and Supply of Alcohol Act 2012
Councils can create rules about alcohol in their area
75: Territorial authorities may have local alcohol policies
Sale and Supply of Alcohol Act 2012
Councils can work together to make one set of alcohol rules for their whole area.
76: Territorial authorities may adopt joint local alcohol policy
Sale and Supply of Alcohol Act 2012
Council must tell the public about its new alcohol rules
80: Territorial authority must give public notice of finalised policy
Sale and Supply of Alcohol Act 2012
When a new local alcohol rule starts 30 days after it's made public
81: When local alcohol policy adopted
Sale and Supply of Alcohol Act 2012
Councils can restart making alcohol rules for their area if they stopped working on them.
83: Territorial authority may recommence development of local alcohol policy
Sale and Supply of Alcohol Act 2012
What a council can do if asked to rethink an alcohol policy rule
84: Actions territorial authority may take if asked to reconsider element of provisional policy
Sale and Supply of Alcohol Act 2012
What happens when a council appeals a High Court decision about alcohol laws?
85: Effect of High Court decisions on appeal by territorial authority
Sale and Supply of Alcohol Act 2012
What happens when a provisional alcohol policy is resubmitted to the licensing authority
86: Effect of resubmission of provisional policy to licensing authority
Sale and Supply of Alcohol Act 2012
When a local alcohol policy is officially approved and put in place.
87: When local alcohol policy adopted
Sale and Supply of Alcohol Act 2012
What happens when a new local alcohol rule starts
90: When local alcohol policy is in force
Sale and Supply of Alcohol Act 2012
Local alcohol rules must follow New Zealand's laws and not contradict them.
94: Local alcohol policies to be consistent with general law
Sale and Supply of Alcohol Act 2012
How councils can cancel their local alcohol rules and make new ones.
96: Revocation of local alcohol policies
Sale and Supply of Alcohol Act 2012
Sale and Supply of Alcohol Act 2012
Which alcohol licences does this law apply to?
98: Licences to which subpart applies
Sale and Supply of Alcohol Act 2012
People need to apply for a licence to sell or supply alcohol.
Sale and Supply of Alcohol Act 2012
Apply for an alcohol licence through your local licensing committee
99: Applications to be made to licensing committee
Sale and Supply of Alcohol Act 2012
How to fill out a licence application form correctly
100: Form of application
Sale and Supply of Alcohol Act 2012
Telling people about your alcohol licence application
101: Notification requirements
Sale and Supply of Alcohol Act 2012
How to object to a liquor licence application
102: Objections to applications
Sale and Supply of Alcohol Act 2012
Police and health officials check alcohol licence applications
103: Police, Medical Officer of Health, and inspector must inquire into applications
Sale and Supply of Alcohol Act 2012
Who gets to decide if you can get a liquor licence?
104: Who decides application for licence
Sale and Supply of Alcohol Act 2012
What the law considers when deciding who can sell alcohol
105: Criteria for issue of licences
Sale and Supply of Alcohol Act 2012
People in charge can refuse a licence application even if no one objected to it.
107: Authority or committee may refuse licence even if application not opposed
Criminal Procedure Act 2011
Getting stolen property back to its rightful owner
377: Restitution of property
Criminal Procedure Act 2011
Paying court fees: what you need to know when you go to court
382: Payment and recovery of fees
Building Societies Act 1965
Registrar can ask for changes to documents before adding them to building society records
121C: Registrar may require document to be registrable or otherwise comply before registration
Building Societies Act 1965
How the government saves important building society papers
121D: When documents are registered
Building Societies Act 1965
Registrar can fix or update the list of building societies
121E: Alterations to register
Building Societies Act 1965
This law's name and when it started
1: Short Title and commencement
Building Societies Act 1965
People and Rules for Groups that Help You Save Money for a Home
Building Societies Act 1965
Explaining important words used in the Building Societies Act
2: Interpretation
Building Societies Act 1965
Who can help the main Registrar manage building societies
4: Deputy Registrars of Building Societies
Building Societies Act 1965
The rule about building societies having an official seal was removed
5: Official seal
Building Societies Act 1965
Building societies don't need to keep special lists anymore
6: Registers to be kept
Building Societies Act 1965
This rule about looking at society information is no longer used
8: Information as to societies, and inspection of documents kept by Registrars
Building Societies Act 1965
How building societies are set up and run: Rules for starting, joining, and managing money clubs
Building Societies Act 1965
This part of the law explaining why people could start a building society has been removed
9: Purpose for which building society may be established
Building Societies Act 1965
Building societies can help people with money and property
9A: Functions of building societies
Building Societies Act 1965
Building societies can do many things to help them work, unless their rules say they can't
9B: Powers of building societies
Building Societies Act 1965
Building societies' actions can't be called wrong just because they weren't allowed to do them
9C: Ultra vires transactions
Building Societies Act 1965
Registering or filing society documents doesn't mean everyone knows about them
9D: Registration of documents not to constitute constructive notice
Building Societies Act 1965
Rules for dealing with a building society
9E: Dealings between society and other persons
Building Societies Act 1965
Dealing with a building society is safe, even if someone has been dishonest
9F: Effect of fraud
Building Societies Act 1965
Two types of building societies: ongoing and time-limited
10: Permanent and terminating societies
Building Societies Act 1965
Building societies can get and give back money using shares
11: Power to raise and repay funds
Building Societies Act 1965
Building societies can't do things with land anymore
12: Powers in relation to land
Building Societies Act 1965
How to start a building society in New Zealand
13: Mode of establishing society
Building Societies Act 1965
Rules for starting a building society must be checked and approved
14: Registration of rules of society
Building Societies Act 1965
A building society becomes a separate legal entity when it's officially registered
15: Incorporation of society
Building Societies Act 1965
You can ask a judge to look at your rules if the Registrar says no
16: Appeal against refusal to register
Building Societies Act 1965
Rules tell you what a building society must do and how it works
17: Contents of rules
Building Societies Act 1965
Rules of a building society apply to everyone involved and visitors don't need to check if the society follows its own rules
18: Effect of rules
Building Societies Act 1965
You can ask for and get a copy of a society's rules
20: Copies of rules to be supplied on request
Building Societies Act 1965
Building societies must have unique names to avoid confusion
21: Restriction on registration of names
Building Societies Act 1965
Building societies must use their official registered name or face penalties
22: Society to use registered name
Building Societies Act 1965
How to change the name of your building society
23: Change of name
Building Societies Act 1965
You can join a building society without buying a share
24: Members who are not shareholders
Building Societies Act 1965
Young people can join building societies but have limited rights
25: Members under age of 20
Building Societies Act 1965
Sharing ownership of building society shares with others
26: Joint shareholders
Building Societies Act 1965
Members only owe what they agreed to pay for their share or loan
27: Liability of members
Building Societies Act 1965
This part explaining how to buy shares in certain societies no longer exists
27A: Interpretation
Building Societies Act 1965
This rule about buying shares in building societies no longer exists
27B: Agreements to purchase shares
Building Societies Act 1965
A rule about cancelling share purchases was removed
27C: Right of purchaser to cancel agreement
Building Societies Act 1965
What happens when an agreement to buy shares in a closing building society is cancelled (no longer applies)
27D: Effect of cancellation of agreement
Building Societies Act 1965
This rule about agreements for buying shares in certain societies no longer exists
27E: No contracting out
Building Societies Act 1965
The rule about changing a list of building society rules doesn't exist anymore
27F: Schedule 7 may be amended
Building Societies Act 1965
Building societies can't start working until they get a special permission paper
28: Business not to be commenced before incorporation
Building Societies Act 1965
Founding members must buy shares before the society can start
29: Minimum subscription by founding members
Building Societies Act 1965
When building societies could start advertising (old rule)
30: Commencement of advertising
Building Societies Act 1965
This rule about starting the process of drawing lots for building society money no longer exists
31: Commencement of balloting for appropriations
Building Societies Act 1965
Rules for special shares that could win you prizes in a building society
31A: Bonus balloting shares and bonus ballots
Building Societies Act 1965
Building societies can join together to become one society
32: Union of societies
Building Societies Act 1965
How a society can pass on its duties to another society
33: Transfer of engagements
Building Societies Act 1965
Extra rules for societies joining together or passing on their duties
34: Supplementary provisions as to union and transfer of engagements
Building Societies Act 1965
Building societies can sell some of their business, but not all of it
34A: Power to dispose of part of business undertaking
Building Societies Act 1965
Rules about lending money for houses and how to keep things fair and safe
Building Societies Act 1965
Helping people buy homes with mortgages (no longer in use)
35: Advances on security of mortgage of land for residential purposes
Building Societies Act 1965
This rule about money lending in building societies doesn't exist anymore
36: Ordinary limitations on special advances
Building Societies Act 1965
Old rule about extra mortgage money for building societies no longer exists
37: Permission to exceed limit for special advances
Building Societies Act 1965
Building societies can't give extra money to people buying houses with existing loans anymore
38: Permission to make special advance to purchaser of mortgaged property
Building Societies Act 1965
Rules about lending money to people when they use their house as a promise to pay it back
Building Societies Act 1965
This part used to explain who counts as a member, but it was removed
39: Meaning of member for the purposes of this Part
Building Societies Act 1965
Old rules about figuring out the worth of loan guarantees no longer exist
40: Valuation of security
Building Societies Act 1965
Old rule about extra protection for building society loans no longer exists
41: Additional security for advances
Building Societies Act 1965
Old rule about keeping track of money given out by building societies, no longer used
42: Record of advances
Building Societies Act 1965
This old rule about building societies getting security from others no longer exists
43: Security taken from third party
Building Societies Act 1965
This rule about extra money for property sales no longer exists
44: Arrangement for excess advance in connection with sale of property
Building Societies Act 1965
This rule about building societies giving money to property buyers no longer exists
45: Implied warranty on advance to purchaser, unless notice given to the contrary
Building Societies Act 1965
This rule about talking about enough security has been removed
46: Representation as to sufficiency of security
Building Societies Act 1965
Old rules about extra mortgages no longer apply
47: Restrictions on second or subsequent mortgages
Building Societies Act 1965
Old rule about getting money for life insurance from building societies no longer applies
48: Advance for single premium life policy
Building Societies Act 1965
Building societies can now pay for mortgage introductions
49: Restriction on commissions for introduction of mortgage business
Building Societies Act 1965
Rules for selling houses with mortgages (no longer used)
50: Provisions as to sale of mortgaged property
Building Societies Act 1965
Old rule about lending money based on members' shares no longer exists
51: Limitation on advances on security of members' shares
Building Societies Act 1965
Rules for lending money without using land or shares as security no longer exist
51A: Advances on security other than mortgage of land or members' shares, or without security
Building Societies Act 1965
Registrar could ask for expert proof about fair money sharing in building groups
52: Power of Registrar to require actuary's certificate as to appropriations by ballot
Building Societies Act 1965
How to show a mortgage is paid off (old rule, no longer used)
53: Memorandum of discharge of mortgage
Building Societies Act 1965
How societies manage extra money and keep important documents safe
Building Societies Act 1965
Words used in the old rules about building societies' money
54: Interpretation
Building Societies Act 1965
Old rules about how building societies could use extra money are no longer part of the law
55: Investment and banking of surplus funds
Building Societies Act 1965
Old rule about societies holding special money has been removed
55A: Societies to hold certain public securities
Building Societies Act 1965
Rules for building societies on money matters and how they handle people's savings
Building Societies Act 1965
Building societies can no longer borrow money under this rule
56: Borrowing powers
Building Societies Act 1965
Building societies can't have savings accounts anymore
57: Restrictions on savings bank deposits
Building Societies Act 1965
Old rules about special savings accounts for homes and farms no longer apply
57A: Home ownership accounts and farm ownership accounts
Building Societies Act 1965
Rules about interest on savings no longer apply to building societies
58: Interest on deposits
Building Societies Act 1965
This rule about borrowing too much money from building societies no longer exists
59: Liability for borrowing in excess of powers
Building Societies Act 1965
This section about helping other building societies was removed from the law
60: Assistance to other building societies
Building Societies Act 1965
Old rule about sharing money details with new members was removed
61: New investors and depositors to receive copies of accounts
Building Societies Act 1965
People under 20 can no longer use special rules for putting money in building societies
62: Depositor under age of 20
Building Societies Act 1965
Old rule about choosing special building societies for trustees to invest in
63: Designation of societies for investments by trustees
Building Societies Act 1965
Rules about money: How building societies can save, borrow, and help people buy homes
Building Societies Act 1965
Building societies can invest their money in different ways
56A: Investment powers
Freedom Camping Act 2011
Who gets the money from freedom camping fines?
31: Entitlement to infringement fees
Dog Control Act 1996
Getting your dog registration money back if your dog dies or you're struggling financially
39: Refund and reduction of fees
Dog Control Act 1996
Lying when registering a dog can get you a fine of up to $3,000
41: Penalty for false statement relating to application for registration
Evidence Act 2006
Bank staff don't have to show bank records in court if the bank isn't part of the case.
75: Bank officer not compellable to produce banking records
Immigration Advisers Licensing Act 2007
People who might not be allowed to become immigration advisers
16: Persons subject to restriction on being licensed
Land Transport Act 1998
Rules about money collected for roads and transport
270: Fees and charges identified as land transport revenue
Land Transport Act 1998
Money from transport fees goes into a special fund for transport projects
274: Land transport revenue to be paid into national land transport fund
Land Transport Act 1998
Rules for paying for roads and transport services
168: Regulations relating to fees and charges for land transport
Land Transport Act 1998
Rules about putting wheel clamps on parked cars
98D: Immobilising devices applied to parked motor vehicles
Land Transport Act 1998
Money from transport fees goes into a special government bank account
168AA: Land transport revenue to be paid into Crown Bank Account
Land Transport Act 1998
Fees for bringing in cars that make too much pollution
182: Charges payable by category 2 light vehicle importer if emissions targets exceeded
Public Works Act 1981
Money you owe can be taken out of your compensation
91: Costs may be deducted from compensation awarded
Public Works Act 1981
Public Trust can manage and grow money from land sales until it's needed
98: Public Trust may invest compensation money
Public Works Act 1981
How money is handled when mortgaged land is taken for public projects
99: Mortgaged land
Public Works Act 1981
Extra money you might have to pay if you're late paying for irrigation
219: Penalty for late payment
Public Works Act 1981
The government can put a 'hold' on your land if you owe them money for water
221: Charge on land
Auctioneers Act 2013
This law explains how auctioneers are registered and what rules they need to follow
3: Purpose of Act
Auctioneers Act 2013
What important words mean in this law about auctions
4: Interpretation
Auctioneers Act 2013
Registered auctioneers can only hire other qualified auctioneers
7: Restriction on who registered auctioneers may engage as auctioneer
Auctioneers Act 2013
What you need to tell us when you want to become an auctioneer
9: Information and material to be included in application
Auctioneers Act 2013
How the Registrar checks and approves your application to become an auctioneer
10: Acceptance of application
Auctioneers Act 2013
Explaining why an application to be an auctioneer was turned down
11: Refusal of application
Auctioneers Act 2013
Your auctioneer licence runs out after a year unless you renew it
12: Registration expires after 12 months
Auctioneers Act 2013
Auctioneers must confirm their details yearly to stay registered
13: Annual confirmation
Auctioneers Act 2013
How the Registrar can cancel an auctioneer's registration
14: Cancelling registrations
Auctioneers Act 2013
When an auctioneer is no longer allowed to sell things at auctions
15: When registered auctioneer ceases to be registered
Auctioneers Act 2013
Telling the Registrar when important things change for auctioneers
16: Obligation to notify Registrar of changes
Auctioneers Act 2013
Auctioneers must keep detailed records of sellers, items, and auction details
17: Auctioneer record
Auctioneers Act 2013
Keeping and sharing your auction record
18: Storage and inspection of auctioneer record
Auctioneers Act 2013
Person in charge of managing auctioneers' registration
19: Registrar of Auctioneers
Auctioneers Act 2013
The Registrar can give you a paper that proves if someone is an auctioneer
20: Registrar's certificate
Auctioneers Act 2013
A list of all registered auctioneers that anyone can look up online
21: Register of auctioneers
Auctioneers Act 2013
How to disagree with decisions about your auctioneer registration
22: Appeals
Auctioneers Act 2013
The court can temporarily stop an auctioneer's registration from being cancelled
23: Interim order by District Court
Auctioneers Act 2013
Rules to follow if you're an auctioneer to avoid getting in trouble
24: Offences
Auctioneers Act 2013
Rules for existing auctioneers when the new law starts
26: Application of Act to existing licence holders and others
Auctioneers Act 2013
Changes to the law mean you now need to be registered to run auctions
27: Amendments removing exemption from requirement to be registered
Auctioneers Act 2013
Making changes to other laws because of the new auctioneers law
28: Consequential repeal and amendments
Auctioneers Act 2013
Changes to rules about people who sell things for others at special sales
Schedule : Amendments relating to auctioneers
Employment Relations Act 2000
How money for joining a workers' group can be taken out of your pay if you say it's okay
55: Deduction of union fees
Employment Relations Act 2000
This explains how employers can disagree with a notice asking them to pay money to their workers.
225: Objections to demand notice
Employment Relations Act 2000
This rule explained how pay cuts during small strikes couldn't make your pay less than the lowest amount allowed by law.
95E: Relationship between specified pay deduction and minimum wage
Employment Relations Act 2000
People who helped break work rules might have to pay money owed to workers if the boss can't pay.
142Y: When person involved in breach liable for default in payment of wages or other money due to employee
Employment Relations Act 2000
A reminder notice tells you again about a fine you got and must look just like the first notice.
235DC: Reminder notices
Health and Safety at Work Act 2015
Rules for a special payment to help keep workplaces safe
201: Funding levy
Health and Safety at Work Act 2015
Businesses and individuals cannot use insurance to pay health and safety fines
29: Insurance against fines unlawful
Health and Safety at Work Act 2015
Rules for setting and managing work safety fees
215: Regulations relating to levies
Social Security Act 2018
This law helps people in need by giving money and support
3: Purpose of this Act
Social Security Act 2018
This Act explains how to get help from the government and what you need to do
5: Guide to this Act
Social Security Act 2018
Words you don't know are explained in a special section
6: Definitions are in dictionary in Schedule 2
Social Security Act 2018
The Minister can tell MSD how to do its job
7: Minister may give MSD binding directions
Social Security Act 2018
Deciding if someone is single or in a relationship for benefit purposes
8: Determinations person is single or in de facto relationship
Social Security Act 2018
How to understand references to old laws in the new Social Security Act
9: Interpretation: references to old law, and using it as a guide
Social Security Act 2018
Tables comparing old and new laws to help understand changes
10: Comparative tables of old and new provisions
Social Security Act 2018
Special rules for when changes happen to the Social Security Act 2018
11: Transitional, savings, and related provisions
Social Security Act 2018
The government must follow the Social Security Act 2018 just like everyone else
12: Act binds the Crown
Social Security Act 2018
Guides and outlines in the Act are helpful notes, not official rules
13: Status of guides or outlines
Social Security Act 2018
Examples help explain the law but don't change what it actually says
14: Status of examples
Social Security Act 2018
This part explains how MSD can help you with money
15: What this Part does
Social Security Act 2018
Who can get government help based on where they live
16: Residential requirement
Social Security Act 2018
You can only get one main benefit or pension at a time
18: General limitation on receiving more than 1 benefit
Social Security Act 2018
No benefit for people living in New Zealand illegally or on temporary visas
19: General limitation on receiving benefit: persons unlawfully resident or present in New Zealand and persons holding temporary entry class visa
Social Security Act 2018
Rules for getting help when you're looking for a job
20: Jobseeker support: requirements
Social Security Act 2018
Age rules for getting jobseeker support
23: Jobseeker support: age requirement
Social Security Act 2018
You can get help if you have no money or very little money
24: Jobseeker support: no or minimum income
Social Security Act 2018
Jobseeker support: extra money for people who are struggling financially
25: Jobseeker support: discretionary grant on ground of hardship
Social Security Act 2018
When you can't get jobseeker support
26: Jobseeker support: ineligibility
Social Security Act 2018
You need a doctor's note to get jobseeker support for health reasons
27: Jobseeker support: on ground of health condition, injury, or disability: application must include certificate
Social Security Act 2018
MSD might ask you to see a doctor if you apply for jobseeker support because of health reasons
28: Jobseeker support: on ground of health condition, injury, or disability: medical examination
Social Security Act 2018
Rules for getting help as a single parent
29: Sole parent support: requirements
Social Security Act 2018
The sole parent requirement is for single parents caring for young children
30: What is sole parent requirement
Social Security Act 2018
When the government might treat you as a child's parent for help purposes
31: When dependent child may be regarded as applicant’s child
Social Security Act 2018
Your support changes from sole parent to jobseeker when your youngest child turns 14
33: Expiry of sole parent support, and replacement with jobseeker support, when youngest dependent child turns 14 years old
Social Security Act 2018
Rules for getting money to help if you can't work much or can't see
34: Supported living payment: on ground of restricted work capacity or total blindness: requirements
Social Security Act 2018
You can't get support if you caused your own work problems or blindness on purpose
36: Supported living payment: on ground of restricted work capacity or total blindness: ineligibility
Social Security Act 2018
Medical check-up for people who can't work much or are blind and want financial help
37: Supported living payment: on ground of restricted work capacity or total blindness: medical examination
Social Security Act 2018
Special payment rules for couples when one person is in long-term care
38: Supported living payment: on ground of restricted work capacity or total blindness: payment not apportioned in specified cases
Social Security Act 2018
Helping people with health problems try working while keeping their support payment
39: Supported living payment: on ground of restricted work capacity: encouraging open employment
Social Security Act 2018
Rules for getting money to care for someone at home full-time
40: Supported living payment: on ground of caring for another person: requirements
Social Security Act 2018
You need a doctor's note to get money for caring for someone full-time
41: Supported living payment: on ground of caring for another person: application must include certificate
Social Security Act 2018
MSD can ask for a medical check when you apply to get paid for caring for someone at home
42: Supported living payment: on ground of caring for another person: medical examination
Social Security Act 2018
Rules for getting money help if you're a young person with no kids
49: Youth payment: requirements
Social Security Act 2018
When you're ready to start studying or training full-time
50: When person is study ready
Social Security Act 2018
Youth payment helps young people with little or no money
51: Youth payment: no or minimum income
Social Security Act 2018
When you can't get money from your parents or guardians
52: When person has parental support gap
Social Security Act 2018
Extra help for young people in tough times
53: Youth payment: discretionary grant on ground of hardship
Social Security Act 2018
Youth payment can continue for a short time after you turn 18
54: Youth payment: continuation after turning 18 years old
Social Security Act 2018
Extra money for young people who follow special rules
55: Youth payment: incentive payments
Social Security Act 2018
Rules for getting money as a young parent
56: Young parent payment: requirements
Social Security Act 2018
Young parents can get money help even if they earn a little bit
58: Young parent payment: no or minimum income
Social Security Act 2018
When you don't have parents or guardians to support you with money
59: When person has parental support gap
Social Security Act 2018
Young parents in hardship might get help even if they don't live in New Zealand
60: Young parent payment: discretionary grant on ground of hardship
Social Security Act 2018
Young parents can keep getting payments after turning 20 in some cases
61: Young parent payment: continuation after turning 20 years old
Social Security Act 2018
Extra money for young parents who follow certain rules
62: Young parent payment: incentive payments
Social Security Act 2018
Help for people who can't earn enough money
63: Emergency benefit: discretionary grant on ground of hardship
Social Security Act 2018
Extra money during a big sickness in New Zealand
64: Emergency benefit: grant during epidemic in New Zealand
Social Security Act 2018
MSD can give you money to help with housing costs if you qualify
65: Accommodation supplement: discretionary grant
Social Security Act 2018
You can't get extra money for housing if you live in certain government or community homes
66: Social housing exclusion
Social Security Act 2018
Reasons you can't get extra money for housing costs
67: Other funding exclusion
Social Security Act 2018
Special rules for couples sharing a home with others when getting housing cost help
68: Accommodation supplement: special rules for joint tenants who are in relationship
Social Security Act 2018
When the government can say no or change your housing cost help
69: Accommodation supplement: refusal, reduction, or cancellation of grant in certain circumstances
Social Security Act 2018
The government helps some people pay for childcare
76: Childcare assistance: purpose
Social Security Act 2018
Rules for getting help with childcare costs
77: Childcare assistance: eligibility
Social Security Act 2018
Allowance for children with serious disabilities who live at home or in special care
78: Child disability allowance: discretionary grant
Social Security Act 2018
MSD may ask for a doctor's note when you apply for money to help with your child's disability
80: Child disability allowance: MSD may require medical certificate
Social Security Act 2018
The government might ask your child to see a doctor before giving you money to help with their disability
81: Child disability allowance: MSD may require medical examination
Social Security Act 2018
How the government pays money to help with a child who has a disability
82: Child disability allowance: payment
Social Security Act 2018
Child disability allowance can't be paid with most other benefits or pensions
83: Child disability allowance: not payable with other assistance or pension
Social Security Act 2018
Extra money for disability costs if you need it
85: Disability allowance: discretionary grant
Social Security Act 2018
Expenses not covered by disability allowance for people in care homes
86: Disability allowance: excluded expenses
Social Security Act 2018
MSD can change or stop your disability allowance if you get similar help elsewhere
87: Disability allowance: refusal, reduction, or cancellation of grant in certain circumstances
Social Security Act 2018
You might need to see a special doctor before getting disability money
88: Disability allowance: medical examination
Social Security Act 2018
Extra money for couples when one partner is in hospital or care
89: Special disability allowance: entitlement in special circumstances
Social Security Act 2018
Rules for getting help with funeral costs when someone dies
90: Funeral grant: general eligibility and definitions
Social Security Act 2018
Temporary extra money to help with basic costs when you're struggling
95: Temporary additional support: purpose
Social Security Act 2018
Rules for getting extra money when you're short on cash
96: Temporary additional support: requirements
Social Security Act 2018
You might get less or no extra money if you or your partner do certain things
97: Temporary additional support: refusal, reduction, or cancellation of grant in certain circumstances
Social Security Act 2018
This part explains important words used in the rules about extra money help
98: Interpretation
Social Security Act 2018
This rule about special help notices no longer exists
102: Special assistance: status of, and access to, notices
Social Security Act 2018
Money help for 18-year-olds still in school
103: Provisions relating to children aged 18 years or over who continue education
Social Security Act 2018
This part explains the duties of MSD and people who get benefits
104: What this Part does
Social Security Act 2018
MSD must clearly explain your responsibilities and rights when you get social support
106: MSD must make people affected aware of their obligations, consequences of non-compliance, and their review and appeal rights
Social Security Act 2018
MSD must tell you how leaving New Zealand affects your benefit
107: MSD must explain rules relating to absence from New Zealand
Social Security Act 2018
Ways to help people follow rules about pensions from other countries
Social Security Act 2018
MSD helps you with overseas pensions
108: MSD must assist in relation to obtaining overseas pension, etc
Social Security Act 2018
Rules for people getting benefits: what you need to do
109: Outline of beneficiary’s general and specific obligations
Social Security Act 2018
Rules you must follow when getting benefit money
110: When obligations apply
Social Security Act 2018
You need a bank account for your benefit and must tell MSD about it
111: Beneficiary must hold, and give MSD details of, bank account
Social Security Act 2018
You need to give MSD your tax number when you ask for or get help with money
112: Beneficiary must supply tax file number
Social Security Act 2018
You must tell MSD about changes in your life that might affect your benefit
113: Beneficiary must notify change of circumstances
Social Security Act 2018
You must tell MSD before you leave New Zealand if you get most types of benefits
114: Obligation to notify absence from New Zealand
Social Security Act 2018
You might lose money if you miss a work ability test without a good reason
119: Person who fails to comply with requirement to undergo work ability assessment is subject to sanction
Social Security Act 2018
Getting ready for work while receiving benefits
120: Work-preparation obligations
Social Security Act 2018
Work preparation tasks for some people getting supported living payments
123: Persons subject to work-preparation obligations if sufficient capacity to comply
Social Security Act 2018
You may be punished if you don't do your work-preparation tasks without a good reason
126: Person who fails to comply with work-preparation obligation subject to sanction
Contract and Commercial Law Act 2017
This law explains different types of agreements and business matters in simple terms
5: Overview of this Act
Contract and Commercial Law Act 2017
Rules for switching to the new law and keeping important old rules
6: Transitional, savings, and related provisions
Contract and Commercial Law Act 2017
Explaining important words used in this part of the law
9: Interpretation
Contract and Commercial Law Act 2017
Contract and Commercial Law Act 2017
This part explains how you can benefit from promises made in legal documents even if you didn't sign them
10: Purpose
Contract and Commercial Law Act 2017
Explaining special words used in this part of the law
11: Interpretation
Contract and Commercial Law Act 2017
Promises made in contracts can help people who didn't sign them
12: Deed or contract for benefit of person who is not party to deed or contract
Contract and Commercial Law Act 2017
Section 12 doesn't work if the contract wasn't meant to give someone special rights
13: Section 12 does not apply if no intention to create obligation enforceable by beneficiary
Contract and Commercial Law Act 2017
You might need permission to change or cancel a promise made to someone else
14: Variation or discharge of promise may require beneficiary’s consent
Contract and Commercial Law Act 2017
Changing or ending promises: when everyone agrees or when it's allowed
15: Variation or discharge by agreement or in accordance with express provision
Contract and Commercial Law Act 2017
Court can allow changes or cancellations to promises or duties
16: Court may authorise variation or discharge
Contract and Commercial Law Act 2017
How you can make someone keep a promise they made about you in a contract
17: Enforcement by beneficiary
Contract and Commercial Law Act 2017
The person being sued can defend themselves just like they would against the original person they made a promise to
18: Availability of defences
Contract and Commercial Law Act 2017
This part of New Zealand law doesn't apply to agreements made using other countries' rules
19: This subpart does not apply to promises, contracts, or deeds governed by foreign law
Contract and Commercial Law Act 2017
This law keeps other rules about contracts and doesn't change them
20: Savings
Contract and Commercial Law Act 2017
Contract and Commercial Law Act 2017
This part explains how courts can help fix mistakes in contracts
21: Purpose of this subpart
Contract and Commercial Law Act 2017
This section sets new rules for contract mistakes
22: This subpart to be code
Contract and Commercial Law Act 2017
What words mean and how we use them in this part of the law
23: Interpretation
Contract and Commercial Law Act 2017
Courts can help if you made a mistake when agreeing to a contract
24: Relief may be granted if mistake by one party is known to another party or is common or mutual
Contract and Commercial Law Act 2017
A mistake in understanding a contract's meaning is not the same as other contract mistakes
25: Mistake does not include mistake in interpretation of contract
Contract and Commercial Law Act 2017
You can't claim a mistake if you knew about it before signing the contract
26: Decision to enter into contract not influenced by mistake if party aware of it
Contract and Commercial Law Act 2017
When you make a mistake in a contract, the court looks at how much it was your fault
27: Mistake caused by party seeking relief
Contract and Commercial Law Act 2017
Court can help people connected to someone in a contract
29: Court may grant relief to person claiming through or under party
Contract and Commercial Law Act 2017
This law protects innocent buyers when someone else made a mistake
31: Rights of third persons not affected
Contract and Commercial Law Act 2017
Rules for foreign contracts don't follow this part of NZ law
32: This subpart does not apply to contracts governed by foreign law
Contract and Commercial Law Act 2017
Contract and Commercial Law Act 2017
What it means to cancel a contract
33: Meaning of cancel
Contract and Commercial Law Act 2017
A contract's own rules for fixing problems come first
34: Remedy provided in contract
Contract and Commercial Law Act 2017
What happens if someone lies or misleads you in a contract
Contract and Commercial Law Act 2017
When someone lies to you about a deal, you can get money back
35: Damages for misrepresentation
Contract and Commercial Law Act 2017
You can end a deal if someone else shows they won't do their part
36: Party may cancel contract if another party repudiates it
Contract and Commercial Law Act 2017
You can stop a deal if someone fooled you or breaks the rules
37: Party may cancel contract if induced to enter into it by misrepresentation or if term is or will be breached
Contract and Commercial Law Act 2017
You can't change your mind about a contract once you've said it's okay
38: No cancellation if contract is affirmed
Contract and Commercial Law Act 2017
Court decides if you can cancel a contract when someone else misbehaves
39: Parties with substantially same interest
Contract and Commercial Law Act 2017
New rules replace old ones for cancelling contracts
40: Sections 36 to 39 have effect in place of rules of common law and of equity
Contract and Commercial Law Act 2017
Cancelling a contract: When it starts to count
41: When cancellation may take effect
Contract and Commercial Law Act 2017
What happens when you cancel a contract
42: Effect of cancellation
Contract and Commercial Law Act 2017
How a court can help when there's a problem with a contract
Contract and Commercial Law Act 2017
The court can make things fair when someone ends a contract
43: Power of court to grant relief
Contract and Commercial Law Act 2017
Things the court thinks about when making decisions about contracts
45: Matters court must have regard to
Contract and Commercial Law Act 2017
Protecting honest buyers who pay fair prices for property
46: Protection of purchaser of property in good faith and for valuable consideration
Contract and Commercial Law Act 2017
If you change things after a contract, the court might not be able to help you
47: Party who has altered position
Contract and Commercial Law Act 2017
Who can ask for help with contract problems
48: Persons who may apply
Contract and Commercial Law Act 2017
When someone breaks a contract, you can ask for money to make things fair
49: Recovery of damages
Contract and Commercial Law Act 2017
Rules that try to stop courts from looking into things
Contract and Commercial Law Act 2017
What someone says or promises before making a deal can still matter
50: Statement, promise, or undertaking during negotiations
Contract and Commercial Law Act 2017
Courts can check if someone had permission to make promises for others, even if a contract says they can't
51: Authority for making or giving statement, promise, or undertaking
Contract and Commercial Law Act 2017
Rules to protect you when buying things
52: Contracts for sale of goods
Contract and Commercial Law Act 2017
The Disputes Tribunal can still use its special powers when you take a case to them
53: Proceeding before Disputes Tribunal
Contract and Commercial Law Act 2017
What happens when someone gives you their contract rights and duties
54: Remedies enforceable by or against assignee
Contract and Commercial Law Act 2017
You can't be charged more than what you'd get from a contract someone gave you
55: Damages may not exceed value of performance of assigned contract
Contract and Commercial Law Act 2017
The person giving you a contract must pay for mistakes they made or information they didn't share
56: Assignee indemnified by assignor
Contract and Commercial Law Act 2017
Rules to know when you take over someone else's contract
57: Other provisions relating to assignees
Contract and Commercial Law Act 2017
Rules for foreign contracts don't follow this part of NZ law
58: This subpart does not apply to contracts governed by foreign law
Contract and Commercial Law Act 2017
This part keeps important contract rules the same as before
59: Savings
Contract and Commercial Law Act 2017
Contract and Commercial Law Act 2017
This part explains when you don't have to follow a contract anymore because it's too hard or impossible
60: Application
Contract and Commercial Law Act 2017
You can get back money you already paid and don't have to pay money you owed when a contract ends
61: Money paid may be recovered and money payable ceases to be payable
Contract and Commercial Law Act 2017
Court can let you keep or get back money you spent on an unfinished job
62: Court may allow party who has incurred expenses to retain or recover money
Contract and Commercial Law Act 2017
You might have to pay back money if you got something valuable from an agreement that ended early
63: Sum may be recovered if party has obtained valuable benefit
Contract and Commercial Law Act 2017
Court can treat a benefit given to someone else as if it was given to you
64: Benefit may be treated as being obtained
Contract and Commercial Law Act 2017
Courts can count extra costs when deciding how much money was spent on a contract
65: Estimates of expenses
Contract and Commercial Law Act 2017
Insurance money and frustrated contracts: When it counts and when it doesn't
66: Money payable under contract of insurance
Contract and Commercial Law Act 2017
The court must follow special rules in your contract when things go wrong
67: Court must give effect to provision in contract
Contract and Commercial Law Act 2017
Court can split contracts into finished and unfinished parts when something goes wrong
68: Court must treat performed part of contract that can be properly severed as separate contract
Contract and Commercial Law Act 2017
Sometimes this part of the law doesn't count for certain agreements
69: This subpart does not apply in certain circumstances
Contract and Commercial Law Act 2017
Contract and Commercial Law Act 2017
Words used in this law and what they mean
70: Interpretation
Contract and Commercial Law Act 2017
What makes a contract illegal?
71: Illegal contract defined
Contract and Commercial Law Act 2017
Contracts stay legal even if they break rules, unless the rules say otherwise
72: Breach of enactment
Contract and Commercial Law Act 2017
Contracts that break the law don't count and can't be used
73: Illegal contracts have no effect
Contract and Commercial Law Act 2017
Protection for innocent people who receive property from illegal contracts
74: Protection of persons who acquire property in good faith and without notice
Contract and Commercial Law Act 2017
The court can help you if you're in a tricky situation with an illegal contract
75: Who may be granted relief
Contract and Commercial Law Act 2017
The court can help make things fair when there's a problem with a contract
76: Court may grant relief
Contract and Commercial Law Act 2017
The court can add rules when it helps someone in a contract
77: Order may be subject to terms and conditions
Contract and Commercial Law Act 2017
Court can't help if it's not good for everyone
79: Court must not grant relief if not in public interest
Contract and Commercial Law Act 2017
Who can ask the court for help with a contract
81: Persons who may apply
Contract and Commercial Law Act 2017
Rules about agreements that limit competition in business
Contract and Commercial Law Act 2017
Courts can change or remove unfair rules in contracts
83: Restraints of trade
Contract and Commercial Law Act 2017
Rules for special contracts that limit your actions or court options stay the same
84: Law relating to restraint of trade and to ouster of jurisdiction not affected
Contract and Commercial Law Act 2017
Contract and Commercial Law Act 2017
Explaining important words used in this part of the law
85: Interpretation
Contract and Commercial Law Act 2017
Contracts don't work against kids, but still count for grown-ups
86: Contracts unenforceable against minors but otherwise have effect
Contract and Commercial Law Act 2017
Court can check if contracts with minors are fair
87: Court may inquire into fairness and reasonableness of contract
Contract and Commercial Law Act 2017
Courts can make decisions about fair contracts with young people
88: Court orders where contract was fair and reasonable
Legislation Act 2019
The Governor-General can allow the Inland Revenue Department to create tax laws.
68: Power to authorise IRD to draft Inland Revenue Bills
Legislation Act 2019
What happens when a law is cancelled and not confirmed on time?
125: Usual effect of revocation if not confirmed by deadline
Residential Tenancies Act 1986
How the money from selling a tenant's left-behind things is used and how the landlord can get back what they're owed
62C: Application of proceeds of sale and recovery of amount owing
Residential Tenancies Act 1986
You can ask for money from your sold stuff within a year if your landlord sold it after you left
62D: Tenant may claim proceeds of sale
Residential Tenancies Act 1986
If you pay a small bond for your boarding house room, the landlord must give you a receipt and return your money when you leave, unless you owe them something.
66D: Bond of 1 week’s rent or less
Residential Tenancies Act 1986
The landlord pays for shared costs, while you pay for what you use in your own room.
66E: Outgoings
Residential Tenancies Act 1986
How to ask for your bond money back when the other person doesn't agree
22A: Applications to chief executive for payment of bond without agreement of other party
Residential Tenancies Act 1986
The government can try to give back money that was kept safe for renters if no one claims it after a long time.
22D: Chief executive may take steps to refund bonds
Residential Tenancies Act 1986
The government can share your address to give back your rental bond money if they can't find you.
22E: MSD may disclose address information for bond refund purposes
Residential Tenancies Act 1986
The landlord can only ask for a bond that's equal to 4 weeks' rent or less.
18: Bonds to be no more than 4 weeks' rent
Residential Tenancies Act 1986
When a landlord receives money for a bond, they must give a receipt and send the money to the government quickly.
19: Duties of landlord on receipt of bond
Residential Tenancies Act 1986
The boss of the rental office must safely keep the money you give as a bond and tell you and your landlord about it.
20: Duties of chief executive in relation to bonds
Residential Tenancies Act 1986
If the landlord agrees, you can pay your rental bond directly to the government instead of to the landlord.
21: Tenant may pay bond direct to chief executive with landlord's consent
Residential Tenancies Act 1986
Telling the government when your name or address changes for your rental bond
21A: Notification of changes of address to chief executive
Residential Tenancies Act 1986
When both the landlord and tenant agree, they can ask for the bond money to be paid out
22: Agreed applications to chief executive for payment of bond
Residential Tenancies Act 1986
Landlords can only ask for up to two weeks' rent ahead of time and can't make you pay before your current rent is used up.
23: Rent in advance
Residential Tenancies Act 1986
Rules for landlords when they want to make the rent higher for people renting their houses
24: Rent increases
Residential Tenancies Act 1986
Landlords must give renters a proper receipt when they pay rent
29: Receipts for rent
Residential Tenancies Act 1986
Explains how rent is calculated daily and divided up when a tenancy ends
31: Apportionment of rent
Residential Tenancies Act 1986
Landlords can't make tenants pay extra money or higher rent if they break the rules
32: Accelerated rent or damages prohibited
Residential Tenancies Act 1986
The landlord pays for general costs, while the tenant pays for things they use themselves.
39: Responsibility for outgoings
Residential Tenancies Act 1986
A special bank account for holding money related to renting homes
Residential Tenancies Act 1986
A special bank account that holds money from tenants' bonds and other rental payments
127: Residential Tenancies Trust Account
Residential Tenancies Act 1986
The government's top money-checker looks after the special bank account for rented homes.
128: Auditor-General to be auditor of Residential Tenancies Trust Account
Residential Tenancies Act 1986
This law explains how you should give money to the government when you're told to.
134A: Method of payment
Residential Tenancies Act 1986
Rules for people who help others find places to live or stay
139: Regulations relating to accommodation brokers
Residential Tenancies Act 1986
Rules for including rent increase details in fixed-term tenancy agreements
Schedule 1: Clauses for rent increases in fixed-term tenancy agreements
Residential Tenancies Act 1986
The landlord gets the money if the tenant accidentally damages the property, not the insurance company.
49C: Landlord, not insurer, to benefit from tenant liability for careless damage
Residential Tenancies Act 1986
Landlords must tell you how much the rent is when they advertise a place for you to live in.
22F: Landlord must state amount of rent when advertising residential premises
Residential Tenancies Act 1986
The landlord can get money back from the tenant for costs related to changing who lives in the house.
44A: Recovery of expenses incurred by landlord
Residential Tenancies Act 1986
The owner must let you get fast internet in your rented home if it's possible and doesn't cost them anything, unless there's a good reason not to.
45B: Landlord must permit and facilitate installation of fibre connection in certain circumstances
Residential Tenancies Act 1986
List of fines and fees for breaking tenancy rules
Schedule 1B: Fines and fees for infringement offences
Fair Trading Act 1986
Rules for charity fund-raisers about sharing information when asking for money
28A: Regulations relating to disclosure by fund-raisers making requests for charitable purposes
Fair Trading Act 1986
Why the law helps regulators from other countries
48B: Purpose of sections 48C to 48O (which relate to assistance to overseas regulators)
Fair Trading Act 1986
Explaining important words used in the Fair Trading Act about working with other countries
48C: Definitions of terms used in sections 48B to 48O
Fair Trading Act 1986
Rules about sharing information that was forced from someone with other countries
48D: Restrictions on providing compulsorily acquired information and investigative assistance
Fair Trading Act 1986
The Commission can share certain information with overseas regulators
48M: Sharing of non-compulsorily acquired information not affected
Fair Trading Act 1986
This law makes sure trading is fair for everyone in New Zealand
1A: Purpose
Fair Trading Act 1986
Sellers can't trick buyers by pretending to bid on their own items at auctions
14A: When vendor bids are misrepresentations
Fair Trading Act 1986
The Minister can make, change, or cancel rules to help keep products safe
30A: Product safety policy statements
Fair Trading Act 1986
The government checks if safety rules for products are still good every five years
30B: Review of product safety policy statements
Fair Trading Act 1986
When companies choose to take back unsafe products, they must tell the government quickly
31A: Voluntary product recall
Fair Trading Act 1986
Rules for choosing people to check if things are safe to use
33A: Appointment of product safety officers
Fair Trading Act 1986
Proof of job for product safety officers
33B: Certificates of appointment
Fair Trading Act 1986
Product safety officers can check places for unsafe goods
33C: Powers of product safety officers
Fair Trading Act 1986
Stopping the sale of possibly dangerous goods to keep people safe
33D: Suspension of supply notices
Fair Trading Act 1986
How to ask for help if someone breaks the rules in trading
43A: Application for order under section 43
Fair Trading Act 1986
Rules for which courts can make orders based on how much money is involved
43B: Limits on jurisdiction of District Court and Disputes Tribunal to make orders under section 43
Fair Trading Act 1986
The government can agree to promises people make about following the rules
46A: Commission may accept undertakings
Fair Trading Act 1986
How the Commerce Commission can make you keep your promises
46B: Enforcement of undertakings
Fair Trading Act 1986
Commission can give staff permission to check and enforce rules about product safety and information
47K: Commission may authorise employees for monitoring and enforcement purposes
Fair Trading Act 1986
What employees can do to check if shops are following the rules
47L: Powers of authorised employees
Fair Trading Act 1986
Rules for taking legal action about money-related products and services
48P: Proceedings relating to financial products or financial services
Fair Trading Act 1986
You can't be fined twice for the same mistake with money stuff
48Q: No pecuniary penalty and fine for same conduct involving financial products or financial services
Fair Trading Act 1986
The rule about proving claims doesn't apply to special financial papers
48R: Unsubstantiated representations prohibition does not apply to financial markets disclosure
Fair Trading Act 1986
Some actions allowed by financial market rules don't break fair trading rules
48S: Certain conduct under Financial Markets Conduct Act 2013 does not contravene various provisions of this Act
Fair Trading Act 1986
Rules in this law apply no matter what, even if you make a different agreement
5C: No contracting out: general rule
Fair Trading Act 1986
Trading businesses can agree to different rules if it's fair
5D: No contracting out: exception for parties in trade
Fair Trading Act 1986
Don't make claims about things you're selling without proof
12A: Unsubstantiated representations
Fair Trading Act 1986
The court considers all the details when someone makes a claim without proof
12B: Court must have regard to certain matters
Fair Trading Act 1986
Only the Commerce Commission can take legal action for claims made without proof
12C: Limitation on commencement of proceedings in relation to unsubstantiated representations
Fair Trading Act 1986
What happens if you get stuff you didn't ask for in the mail
21A: Liability of recipient of unsolicited goods
Fair Trading Act 1986
You don't have to pay for services you didn't ask for
21B: Liability of recipient of unsolicited services
Fair Trading Act 1986
You don't have to pay for things you didn't ask for
21C: Prohibition on asserting right to payment in respect of unsolicited goods or unsolicited services
Fair Trading Act 1986
Rules for unsolicited goods and services made by the Governor-General
21D: Regulations
Fair Trading Act 1986
Businesses selling online must tell you they're a business
28B: Disclosure of trader status on Internet
Fair Trading Act 1986
Rules for buying and selling: How to be fair when shopping or running a business
Fair Trading Act 1986
This part explains the rules for different ways of buying things
36A: Purpose of Part
Fair Trading Act 1986
What a layby sale is and how it works
36B: Meaning of layby sale agreement
Fair Trading Act 1986
Rules for sellers when making a layby sale agreement
36C: Disclosure requirements relating to layby sale agreement
Fair Trading Act 1986
You can ask the seller for more details about your layby sale agreement, and they must provide it for free
36D: Further disclosure if requested by consumer
Fair Trading Act 1986
When you buy something in parts, the shop looks after it until you finish paying
36E: Risk in goods
Fair Trading Act 1986
You can cancel a layby sale before taking the items home
36F: Cancellation of layby sale agreement by consumer
Fair Trading Act 1986
When a shop can stop your layby agreement
36G: Cancellation of layby sale agreement by supplier
Fair Trading Act 1986
What happens when you end a layby agreement
36H: Effect of cancellation of layby sale agreement
Fair Trading Act 1986
What happens to your layby purchase if the shop goes broke?
36I: Bankruptcy, receivership, liquidation, or voluntary administration of supplier: completion of layby sale agreement
Fair Trading Act 1986
What happens if a store goes out of business before you finish paying for something?
36J: Bankruptcy, receivership, or liquidation of supplier: consumer priority
Fair Trading Act 1986
What it means when a business tries to sell you things without you asking
36K: Meaning of uninvited direct sale agreement
Fair Trading Act 1986
Rules for sellers when they make unexpected sales to you
36L: Disclosure requirements relating to uninvited direct sale agreements
Fair Trading Act 1986
You can cancel a sale if someone comes to your house to sell you something
36M: Cancellation of uninvited direct sale agreement by consumer
Fair Trading Act 1986
Rules for sellers who come to your home or work without invitation
36N: Enforcement of uninvited direct sale agreement by supplier
Fair Trading Act 1986
What happens when you cancel a door-to-door sale agreement
36O: Effect of cancellation of uninvited direct sale agreement
Fair Trading Act 1986
What sellers must do when you cancel a door-to-door sale
36P: Supplier's obligations on cancellation of uninvited direct sale agreement
Fair Trading Act 1986
What you need to do when you cancel a sale from a door-to-door salesperson
36Q: Consumer's obligations on cancellation of uninvited direct sale agreement
Fair Trading Act 1986
Money rules when you cancel a surprise door-to-door sale
36R: Compensation on cancellation of uninvited direct sale agreement
Fair Trading Act 1986
Rules about financial products and when they don't have to follow all the usual rules
36S: Regulations
Fair Trading Act 1986
What is an extended warranty and who can offer it when you buy something?
36T: Meaning of extended warranty agreement and related definitions
Fair Trading Act 1986
Rules for sellers when offering extended warranties
36U: Disclosure requirements relating to extended warranty agreements
Fair Trading Act 1986
How to cancel an extended warranty and get your money back
36V: Cancellation of extended warranty agreement
Fair Trading Act 1986
Rules about extended warranties can be made by the Governor-General
36W: Regulations
Fair Trading Act 1986
What some important words mean in this part of the law about buying and selling
36X: Definitions
Fair Trading Act 1986
Each piece of property sold at an auction is its own separate deal
36Z: Each lot is separate contract of sale
Fair Trading Act 1986
How an auction starts and finishes, and what happens after
36ZA: Start and end of auction
Fair Trading Act 1986
Rules for joining an auction must be clearly shown to everyone taking part
36ZB: Notice to participants
Fair Trading Act 1986
Rules for buying things at auctions from businesses
36ZC: Vendors selling in trade
Fair Trading Act 1986
Rules about sellers bidding on their own items at auctions
36ZD: Vendor bids
Fair Trading Act 1986
You can take back your bid before an auction finishes
36ZE: Bids may be withdrawn until end of auction
Fair Trading Act 1986
Auctioneers must give you your money and a sale report within a set time
36ZF: Account and payment of proceeds
Fair Trading Act 1986
What are infringement offences and how much do they cost?
40B: Infringement offence, etc, defined
Fair Trading Act 1986
The government can give you a written warning if they think you broke the rules
40D: Issue of infringement notice
Fair Trading Act 1986
Rules for giving you a notice if you break a Fair Trading rule
40E: Procedural requirements for infringement notices
Fair Trading Act 1986
The Commerce Commission gives money from fines to the government
40F: What Commission does with infringement fees
Fair Trading Act 1986
An infringement notice protects you from getting a criminal record
40G: Effect of infringement notice
Fair Trading Act 1986
Rules to stop businesses from using unfair terms in their contracts with customers
26A: Unfair contract terms in standard form consumer contracts
Fair Trading Act 1986
The Commerce Commission can ask a court to decide if a contract term is unfair
46H: Application by Commission for declaration of unfair contract term
Fair Trading Act 1986
Courts can decide if some contract terms are not fair for customers or small businesses
46I: Declaration of unfair contract terms
Fair Trading Act 1986
Rules about contracts that are mostly written by one side
46J: Standard form contracts
Fair Trading Act 1986
Rules about which contract terms can't be called unfair
46K: Terms that may not be declared to be unfair contract terms
Fair Trading Act 1986
When a contract term is not fair to one side
46L: When term in consumer contract or small trade contract is unfair
Fair Trading Act 1986
List of ways a contract can be unfair to one person
46M: Examples of unfair contract terms
Fair Trading Act 1986
This explains the name of the law and when it started working
1: Short Title and commencement
Fair Trading Act 1986
Understanding important words and phrases used in the Fair Trading Act
2: Interpretation
Fair Trading Act 1986
New Zealand's fair trading rules apply even when you're overseas
3: Application of Act to conduct outside New Zealand
Fair Trading Act 1986
You can't get in trouble under this law if you didn't break other money rules, but this rule doesn't exist anymore
5A: No liability under Act if not liable under Securities Act 1978 or Securities Markets Act 1988
Fair Trading Act 1986
The Fair Trading Act doesn't cover company buying and selling rules
5B: Act does not apply to certain conduct regulated by Takeovers Code
Fair Trading Act 1986
Commission's job is to help people understand buying and selling rules
6: Functions of Commission in relation to dissemination of information
Fair Trading Act 1986
The government no longer sets aside money for this law in the same way
7: Money to be appropriated by Parliament for purposes of this Act
Fair Trading Act 1986
The rule about yearly reports was removed from the law in 2005
8: Annual report
Fair Trading Act 1986
Rules about being fair and honest when selling things or making deals
Fair Trading Act 1986
Businesses must be honest and not trick people
9: Misleading and deceptive conduct generally
Fair Trading Act 1986
You must be honest when selling things
10: Misleading conduct in relation to goods
Fair Trading Act 1986
Businesses must be honest about their services
11: Misleading conduct in relation to services
Fair Trading Act 1986
Be honest about jobs and don't trick people looking for work
12: Misleading conduct in relation to employment
Fair Trading Act 1986
No lying or tricking when buying or selling things
13: False or misleading representations
Fair Trading Act 1986
Telling lies or tricking people when buying or selling land is not allowed
14: False representations and other misleading conduct in relation to land
Accident Compensation Act 2001
What counts as money you earn from your job
9: Earnings as an employee: what it means
Accident Compensation Act 2001
Money your spouse pays you for work: when it counts as earnings
10: Earnings as an employee: payments to spouse or partner
Accident Compensation Act 2001
Things not counted as your earnings when you're an employee
11: Earnings as an employee: what it does not include
Accident Compensation Act 2001
How money is counted when you work for yourself
14: Earnings as a self-employed person
Accident Compensation Act 2001
How the law calculates money you make as an owner-worker in a company
15: Earnings as a shareholder-employee
Accident Compensation Act 2001
Explaining who counts as a spouse in accident compensation cases
18: Spouse (and spouse in relation to deceased claimant)
Accident Compensation Act 2001
When your injury from medical care is officially recognised
38: Date on which person is to be regarded as suffering treatment injury
Accident Compensation Act 2001
ACC gives you benefits according to this law
68: Corporation provides entitlements in accordance with this Act
Accident Compensation Act 2001
The types of help you can get if you're hurt in an accident
69: Entitlements provided under this Act
Accident Compensation Act 2001
Rules for who can decide if you need urgent accident treatment
74: Limits on treatment providers in decisions on acute treatment
Accident Compensation Act 2001
First week injury pay counts as regular pay for some legal purposes
99: First week compensation is salary or wages for certain purposes
Accident Compensation Act 2001
Money you get each week when you can't work because of an injury
Accident Compensation Act 2001
The Corporation might pay you extra money if they're late giving you your weekly payments
114: Payment of interest when Corporation makes late payment of weekly compensation
Accident Compensation Act 2001
Updating payment amounts for different types of ACC compensation
116: Indexation of lump sum compensation, funeral grant, survivor's grant, and child care payments
Accident Compensation Act 2001
You can't get help if you killed the person you're meant to get help for
120: Disentitlement for conviction for murder
Accident Compensation Act 2001
ACC pays money owed to you to your family after you die
126: Corporation to pay amount to claimant's estate
Accident Compensation Act 2001
Getting compensation payments when you're hurt and outside New Zealand
127: Payment of weekly compensation and lump sum compensation to claimant outside New Zealand
Accident Compensation Act 2001
How ACC handles money: Rules for collecting fees and managing funds
Accident Compensation Act 2001
Where the money comes from and goes to for work injuries
167: Application and source of funds
Accident Compensation Act 2001
Employers must pay special money to help with work accidents
168: Employers to pay levies
Accident Compensation Act 2001
How much money you pay for work accident insurance
169: Rates of levies
Accident Compensation Act 2001
How ACC groups jobs to set work accident insurance costs
170: Classification of industries or risks
Accident Compensation Act 2001
No Work Account levy on wages above a set limit
172: Work Account levy not payable on earnings of employee over specified maximum
Accident Compensation Act 2001
Self-employed people don't pay extra levy on money earned above a set limit
172A: Work Account levy not payable on earnings of self-employed person over specified maximum
Accident Compensation Act 2001
The government guesses how much you might owe for workplace accidents
173: Estimation of levy
Accident Compensation Act 2001
What happens when your workplace is checked or if you don't let it be checked
180: Effect of audit or refusal to allow audit
Accident Compensation Act 2001
Special deals between employers and ACC about paying for worker injuries
184: Accreditation agreements
Accident Compensation Act 2001
This rule about how much money to collect for old claims is no longer part of the law
194: Rate of levy
Accident Compensation Act 2001
Self-employed people no longer have to pay special fees for accident cover
202: Self-employed persons to pay levies
Accident Compensation Act 2001
How the ACC and self-employed people agree on weekly payments after an injury
209: Procedure for reaching agreement
Accident Compensation Act 2001
Self-employed people who buy extra protection still need to pay the regular earner levy
212: Earner levies for self-employed persons who purchase weekly compensation
Accident Compensation Act 2001
This section explains where the money for motor vehicle accident help comes from and how it's used
213: Application and source of funds
Accident Compensation Act 2001
How much you pay for car and petrol fees
214: Rate of levies
Accident Compensation Act 2001
Different charges for different types of vehicles and owners
216: Levy categories
Accident Compensation Act 2001
How you pay for car and motorbike safety
217: Collection of levies
Accident Compensation Act 2001
How money is collected and used for non-work injuries
218: Application and source of funds
Accident Compensation Act 2001
Money taken from your pay to help with accident costs
221: Collection of levies by deduction from employee earnings
Accident Compensation Act 2001
Money for people who buy weekly payments from ACC if they get hurt and can't work
224: Compensation for persons who purchase weekly compensation
Accident Compensation Act 2001
Where the money comes from and what it's used for when you get hurt during medical care
228: Application and source of funds
Accident Compensation Act 2001
Rules for paying levies when you earn money as both an employee and self-employed person
231: Mixed earnings as employee and self-employed person
Accident Compensation Act 2001
You can pay your levy in smaller parts over time, with possible extra costs
234: Levies may be collected by instalments
Accident Compensation Act 2001
ACC can fix mistakes in their decisions about how much you pay
237: Corporation may revise decisions
Accident Compensation Act 2001
You must pay a levy even if you disagree with it and ask for it to be checked
238: Effect of review or appeal about levy
Accident Compensation Act 2001
ACC decides how to group people to figure out their payments
240: Determinations
Accident Compensation Act 2001
ACC needs you to tell them how much money you make or will make
241: Statements
Accident Compensation Act 2001
When you don't have to pay a small levy amount
244: Amounts of levy exempt from payment
Accident Compensation Act 2001
ACC can ask for information to figure out how much money people owe
246: Information available to Corporation
Accident Compensation Act 2001
Changing when your money year ends and telling the Corporation about it
247: Change of balance date
Accident Compensation Act 2001
ACC can get back money they shouldn't have given you or that you owe them
248: Recovery of debts by Corporation
Accident Compensation Act 2001
ACC pays back extra money if you get both social security benefits and ACC payments
252: Relationship with social security benefits: reimbursement by Corporation
Accident Compensation Act 2001
Rules for when ACC pays you money by mistake and you also qualify for a benefit
253: Relationship with social security benefits: reimbursement to Corporation
Accident Compensation Act 2001
The Accident Compensation Corporation (ACC) will give you back money if you pay them too much
255: Refunds payable by Corporation
Accident Compensation Act 2001
How ACC handles your payments and where they go
256: Application of payments
Accident Compensation Act 2001
ACC can borrow money and make financial promises, but must follow rules
276: Power to borrow, etc
Accident Compensation Act 2001
ACC must create yearly money reports
278: Annual financial statements
Accident Compensation Act 2001
ACC can share information about people getting weekly payments to help with benefit checks and repayments
281: Disclosure of information by Corporation for benefit and benefit debt recovery purposes
Accident Compensation Act 2001
ACC and insurers must work together to help you if you get hurt again
295: Obligation to provide entitlements where subsequent injury occurs
Accident Compensation Act 2001
Minister must consider everyone's needs when making decisions
300: Public interest
Accident Compensation Act 2001
Agreement between ministers for ACC to pay for hospital and health services
301: Service agreement for purchase of public health acute services and other health services
Accident Compensation Act 2001
No extra tax on fines or penalties from ACC
311: Goods and services tax not payable on penalties or fines
Accident Compensation Act 2001
Breaking the rules about taking money from people's pay can get you in big trouble
316: Offences in relation to deductions
Accident Compensation Act 2001
Rules for giving out lump sum payments for injuries
326: Regulations relating to lump sum compensation
Accident Compensation Act 2001
Rules for adjusting payments to match changes in living costs
327: Regulations relating to indexation
Accident Compensation Act 2001
Rules for setting and paying accident compensation fees
329: Regulations relating to levies
Accident Compensation Act 2001
Rules about sharing and collecting information for accident compensation
332: Regulations relating to information
Accident Compensation Act 2001
Rules for how accident compensation works
333: General power to make regulations
Accident Compensation Act 2001
Changes to tax laws needed because of this new law
338: Consequential tax amendments
Accident Compensation Act 2001
Old law parts still work for some things
343: Saving in respect of other ongoing matters under 1998 Act
Accident Compensation Act 2001
Money for first week off work due to accidents before April 2002
362: First week compensation for incapacity commencing before 1 April 2002
Accident Compensation Act 2001
Extra money for late weekly payments
371: Interest on late payments of weekly compensation
Accident Compensation Act 2001
Rules for getting lump sum payments from old accident laws
380: Lump sum compensation under former Acts
Accident Compensation Act 2001
Money for families when someone died from an injury before April 2002
382: Survivor's grant to surviving spouses or partners, children, and other dependants for death before 1 April 2002
Accident Compensation Act 2001
Money for children and families when someone died before 2002
385: Compensation payable to children and other dependants under 1972 and 1982 Acts
Accident Compensation Act 2001
Adjusting old accident payments for changes in the cost of living
388: Indexation of certain entitlements payable under former Acts
Accident Compensation Act 2001
Old rules for accident insurance payments from before 2002
393: Levies, premiums, and other payments under former Acts
Accident Compensation Act 2001
Rules for taking money from workers' pay to cover accident insurance
Schedule 4: Deductions on account of earner levies
Accident Compensation Act 2001
Changes to tax rules because of the new accident law
Schedule 7: Consequential tax amendments
Accident Compensation Act 2001
Rules for keeping ACC's money fair and steady
166A: Principles of financial responsibility in relation to Accounts
Accident Compensation Act 2001
Changes to the rules about paying for work accidents
336A: Repeal of and amendments to provisions relating to residual levies for Work Account
Accident Compensation Act 2001
Changes to rules about old car fees for the Motor Vehicle Account
336B: Repeal of and amendments to provisions relating to residual levies for Motor Vehicle Account
Partnership Law Act 2019
Splitting money or stuff you earn doesn't always mean you're partners
13: Sharing gross returns
Partnership Law Act 2019
Getting money from a business doesn't always make you a partner
15: Where receiving profits or payments does not make person partner or liable as partner
Partnership Law Act 2019
What happens when someone who borrowed money or bought a business can't pay their debts
16: What happens if borrower or buyer is insolvent
Partnership Law Act 2019
Partners may be responsible for mistakes made by other partners in their business
23: Liability of firm for partner’s wrongful acts or omissions
Partnership Law Act 2019
Partners must handle other people's money and things carefully
24: Misapplication of money or property received for or in custody of firm
Partnership Law Act 2019
You might have to pay if you pretend to be a business partner
27: Person liable if they represent themselves as partner
Partnership Law Act 2019
Partners can change their rights and duties if everyone agrees
35: Partners’ rights and duties may be varied by consent
Partnership Law Act 2019
Partners can be fined for not following the rules about money reports
63: Financial reporting offences
Partnership Law Act 2019
If your partnership already reports finances under another law, you don't need to do it again
65: Duties do not apply if alternative financial reporting duties under Financial Markets Conduct Act 2013
Partnership Law Act 2019
Different ways a partnership can end: after a set time, when a project finishes, or when a partner says they want to stop
66: Partnership dissolved at end of term, by end of venture or undertaking, or by notice
Partnership Law Act 2019
What happens to your share when you leave or die in a business partnership
79: Right of outgoing partner or partner’s estate to share profits or obtain interest
Partnership Law Act 2019
Special COVID-19 debt rules for businesses have ended
34A: COVID-19 business debt hibernation may apply
Public Service Act 2020
Rules about getting and keeping a government job
Schedule 8: Employment provisions
Privacy Act 2020
Agency's decision to give you access to your information
45: Decision to grant access to personal information
Privacy Act 2020
Deciding if a privacy breach is serious enough to report
113: Assessment of likelihood of serious harm being caused by privacy breach
Privacy Act 2020
When and how agencies can charge for accessing or correcting your personal information
66: Charges
Privacy Act 2020
Rules for retirement plans and superannuation for the Commissioner and Deputy Commissioner
16: Superannuation or retiring allowances
Privacy Act 2020
How you can get compensation if someone interferes with your privacy
103: Damages
Racing Industry Act 2020
Racing Industry Act 2020
When different parts of the Racing Industry Act 2020 start working
2: Commencement
Racing Industry Act 2020
This law explains what the Racing Industry Act 2020 aims to achieve
3: Purposes
Racing Industry Act 2020
This law explains how racing works in New Zealand and who's in charge
4: Outline
Racing Industry Act 2020
This part explains what important words mean in the Racing Industry Act 2020
5: Interpretation
Racing Industry Act 2020
Rules for changing from the old racing system to the new one
7: Transitional, savings, and related provisions
Racing Industry Act 2020
Racing groups must write a yearly plan about what they will do
16: Racing codes must prepare statement of intent
Racing Industry Act 2020
Racing groups have to make and share a yearly plan about their activities
17: Racing codes must prepare business plan
Racing Industry Act 2020
Racing groups must share money from TAB NZ with their racing clubs
19: Racing codes must distribute funds received from TAB NZ to racing clubs
Racing Industry Act 2020
Members can't make money from racing club property
20: No pecuniary interest in club property
Racing Industry Act 2020
You need permission to change or sell your racing club's land
21: Restriction on dealing with racing venue
Racing Industry Act 2020
Special rule for land with racing venues must be written on official records
22: Restriction on dealing must be recorded on record of title
Racing Industry Act 2020
Racing Industry Act 2020
This part explains important words used in the racing law
23: Interpretation
Racing Industry Act 2020
Club's leftover money and property goes to bigger racing group when club shuts down
24: Transfer of assets on dissolution of club
Racing Industry Act 2020
Racing clubs can share their stuff when they join together
25: Transfer of assets if racing clubs combine
Racing Industry Act 2020
Racing clubs can give away extra racecourses to their racing group
26: Transfer of surplus venue by agreement
Racing Industry Act 2020
The Governor-General can step in to move unused racetracks to new owners when people can't agree
27: Transfer of surplus venues by Order in Council
Racing Industry Act 2020
Special rules make it easier to transfer a racing venue when it's no longer needed
32: Effect of transfer of surplus venue
Racing Industry Act 2020
Racing Industry Act 2020
Rules that control how races are run and what everyone involved must do
37: Racing rules
Racing Industry Act 2020
Racing clubs must talk to others before changing their rules
38: Amendment of racing rules
Racing Industry Act 2020
Racing rules must be shared and are like a contract for everyone in racing
39: Availability and status of racing rules
Racing Industry Act 2020
Rules about who can enter racecourses during races
40: Rules controlling or prohibiting admission to racecourses
Racing Industry Act 2020
Racing rules must follow New Zealand laws
41: Rules must not conflict with any Act or general law
Racing Industry Act 2020
A new group is formed to keep racing fair and honest
42: Racing Integrity Board established
Racing Industry Act 2020
The Racing Integrity Board aims to set and enforce good rules for everyone in racing
43: Objectives of Board
Racing Industry Act 2020
How the Racing Integrity Board is chosen and what its members do
45: Board members
Racing Industry Act 2020
How the Racing Integrity Board gets money to do its job
46: Funding of Board
Racing Industry Act 2020
The racing board makes a yearly plan to show what it will do
47: Board must prepare statement of intent
Racing Industry Act 2020
The Racing Board makes a plan each year about what they'll do
48: Board must prepare business plan
Racing Industry Act 2020
Rules for racing decision-makers are in Schedule 2
50: Further provisions relating to adjudicative committees and appeals tribunals
Racing Industry Act 2020
The racing boss can pick people to check if betting places follow the rules
51: Chief executive may appoint inspectors
Racing Industry Act 2020
Inspectors can check racing places without paying and ask for information
52: Powers of inspector
Racing Industry Act 2020
You can be punished for getting in the way of an inspector doing their job
53: Obstructing inspector
Racing Industry Act 2020
Racing Industry Act 2020
Rules for horse and dog races, and how to run racing clubs and racecourses
Racing Industry Act 2020
The law creates a new racing organisation called TAB New Zealand
54: TAB New Zealand established
Racing Industry Act 2020
TAB NZ is run by a group of people chosen by the Minister
55: Governing body of TAB NZ
Racing Industry Act 2020
TAB NZ's main jobs: help people bet and make money to support racing and sports
57: Objectives of TAB NZ
Racing Industry Act 2020
TAB NZ's jobs: planning races, managing betting, and helping the racing industry
58: Functions of TAB NZ
Racing Industry Act 2020
TAB NZ must create and check its money records each year
59: Accounts and audit
Racing Industry Act 2020
TAB NZ must have a check-up every five years to see if it's doing a good job
60: Performance and efficiency audit
Racing Industry Act 2020
TAB NZ must be careful with its money and spend wisely
61: TAB NZ must operate in financially responsible manner
Racing Industry Act 2020
TAB NZ writes a yearly plan about its goals and shares it with important people
62: TAB NZ must prepare statement of intent
Racing Industry Act 2020
TAB NZ makes a yearly plan and talks to racing groups about it
63: TAB NZ must prepare business plan
Racing Industry Act 2020
TAB NZ must write a yearly report about their activities and share it with important people
64: Annual report
Racing Industry Act 2020
TAB NZ can save extra money in special accounts for future use
65: TAB NZ may maintain reserves
Racing Industry Act 2020
Planning races and deciding when and where they happen
66: Setting of racing calendar and allocation of racing dates
Racing Industry Act 2020
The dates committee can change racing schedules if TAB NZ and racing codes can't agree
67: Change of racing dates, allocations, or conditions
Racing Industry Act 2020
TAB NZ gives racing clubs permission to hold betting races
68: Issue of betting licences
Racing Industry Act 2020
Changes to racing dates or rules mean betting licences might need to change too
69: Amendment or revocation of betting licence
Racing Industry Act 2020
No betting licenses for races on some special days and holidays
70: Betting licence must not be issued for certain days
Racing Industry Act 2020
TAB NZ gives agreed-upon money to racing groups each year
72: Distribution to codes
Racing Industry Act 2020
Rules for sharing out money from betting
73: Regulations relating to distribution from betting profits
Racing Industry Act 2020
Rules for the betting company: how it's set up, what it does, and how it shares money from bets
Racing Industry Act 2020
TAB NZ can run different kinds of betting on races and sports
74: TAB NZ may conduct betting
Racing Industry Act 2020
Racing clubs can run a special type of betting if they follow the rules
75: Racing clubs may conduct equalisator betting
Racing Industry Act 2020
Rules for how TAB NZ manages betting on races
76: Racing betting rules
Racing Industry Act 2020
How TAB NZ spends the money it gets from horse racing bets
77: Application of revenue from racing betting
Racing Industry Act 2020
TAB NZ needs permission from sports groups to run betting on their events
79: Agreements with New Zealand national sporting organisations
Racing Industry Act 2020
TAB NZ can make deals with Sport NZ to allow betting on sports without official NZ groups
80: Agreements with Sport and Recreation New Zealand
Racing Industry Act 2020
TAB NZ can use its current offices and tools for sports betting, or set up new ones
81: Use of facilities
Racing Industry Act 2020
How TAB uses money from sports betting
82: Application of revenue from sports betting
Racing Industry Act 2020
TAB NZ can make rules about other betting, but they need approval and must follow guidelines
83: Rules relating to other racing or sports betting conducted by TAB NZ
Racing Industry Act 2020
How TAB NZ takes a small part of your bet money for horse races and sports events
84: Deductions for totalisator betting
Racing Industry Act 2020
TAB NZ must share new betting rules with the government and put them online for everyone to see
85: Availability of betting rules
Racing Industry Act 2020
Rules for how much money you can win when betting on races
86: Amounts of dividends
Racing Industry Act 2020
Rules for using TAB NZ's betting systems for special games
87: Use of betting systems for gaming purposes
Racing Industry Act 2020
TAB NZ can mix betting money with other countries to make bigger prizes
88: Amalgamation with overseas betting systems
Racing Industry Act 2020
It's illegal for under-18s to bet or for others to help them bet
89: Offences relating to underage betting
Racing Industry Act 2020
You must show proof of your age when asked by certain people
90: Power to require particulars
Racing Industry Act 2020
You can take legal action if someone doesn't pay up on a fair bet
91: Betting contracts enforceable
Racing Industry Act 2020
TAB NZ or racing clubs can choose not to accept your bet
92: Bets may be refused
Racing Industry Act 2020
Racing Industry Act 2020
Getting permission from the local council to open a new betting place
93: When territorial authority consent is required
Racing Industry Act 2020
Asking your local council for permission to open a TAB venue
94: Application for territorial authority consent
Racing Industry Act 2020
How councils decide if a new betting shop can open
95: Considering and determining application for territorial authority consent
Racing Industry Act 2020
Councils must make rules about betting shops in their area
96: Territorial authority must adopt TAB venue policy
Racing Industry Act 2020
Rules for making and updating betting shop policies
97: Adoption and review of TAB venue policy
Racing Industry Act 2020
Rules to help keep people safe when betting on races and sports
98: Regulations relating to harm prevention and minimisation
Racing Industry Act 2020
Rules about who can and can't go into TAB betting places
99: Regulations relating to admission to and exclusion from TAB venues
Civil Aviation Act 2023
Breaking rules about paying aviation levies can lead to fines or prison
422: Offences in relation to levy orders
Civil Aviation Act 2023
Airline rules: contracts can't override your rights
278: Contracting out
Customer and Product Data Act 2025
Protection for sharing customer information when you think you're following the law
91: Defence for providing data in compliance or purported compliance with this Act
Customer and Product Data Act 2025
Making data more useful and accessible while promoting safety and innovation
Customer and Product Data Bill
A simple explanation of how this law wants to make it easier for you to control and share your information
Customer and Product Data Bill
Understanding the Big Picture: The Main Ideas Behind the Rules
Customer and Product Data Act 2025
When this law begins to apply to everyone
2: Commencement
Customer and Product Data Act 2025
This law helps you and businesses use data safely to improve services and products
3: Purpose
Customer and Product Data Act 2025
This part explains important words used in the law
5: Interpretation
Customer and Product Data Bill
The government must follow this law too
13: Act binds the Crown
Customer and Product Data Act 2025
Rules for managing information and making decisions about data sharing
Customer and Product Data Act 2025
Customer and Product Data Act 2025
You don't have to agree to data sharing to get a product
42: Authorisation must not be required as condition of providing product
Customer and Product Data Act 2025
Explaining how to allow someone to use your information
37: Giving authorisation
Customer and Product Data Act 2025
Checking who you are when you ask for information
45: Verification of identity of person who makes request
Customer and Product Data Act 2025
Companies must keep track of how they share people's information
46: Data holder must keep records about regulated data service
Customer and Product Data Bill
Rules about how companies handle your information and products
Customer and Product Data Act 2025
Rules for making the Customer and Product Data Act 2025 work
131: General regulations
Customer and Product Data Bill
Companies must create and follow rules about customer and product information
47: Data holders and accredited requestors must have customer data, product data, and action performance policies
Customer and Product Data Act 2025
This law explains how companies must handle your personal and product information when you or someone you trust asks for it
4: Overview
Customer and Product Data Act 2025
Who is in charge of keeping important customer and product information
6: Data holder
Customer and Product Data Act 2025
What the law means by customers and their information
8: Customer, customer data, and designated customer data
Customer and Product Data Act 2025
What products are and what information about them is important
9: Product, product data, and designated product data
Customer and Product Data Act 2025
Rules that explain how to follow the Customer and Product Data Act 2025
138: Standards
Customer and Product Data Act 2025
Customer and Product Data Act 2025
Give your info if you say it's okay and the asker is allowed
15: Data holder must provide customer data to accredited requestor if customer’s authorisation is confirmed
Customer and Product Data Bill
Companies must have a computer system ready to handle data requests
27: Data holder must operate electronic system for providing regulated data services
Customer and Product Data Act 2025
Customer and Product Data Act 2025
Data holder must follow verified customer requests from approved requestors
19: Data holder must perform certain actions on accredited requestor’s request if customer’s authorisation is confirmed
Customer and Product Data Act 2025
Companies must share specific product info if you ask nicely through a special system
22: Data holder must provide product data to any person
Customer and Product Data Act 2025
Companies must check if you've allowed them to share your information before they do it
39: Authorisation must be confirmed
Customer and Product Data Act 2025
Businesses must let customers complain if they're unhappy with how their data is used
48: Data holders and accredited requestors must have customer complaints process
Customer and Product Data Act 2025
The boss decides if someone can use customer information
112: Decision by chief executive
Customer and Product Data Act 2025
Only you, your helper, or a special approved person can ask for your customer data
43: Only customer, secondary user, or accredited requestor may request regulated data service
Customer and Product Data Act 2025
Breaking the rules of an exemption is the same as breaking the original law
142: Effect of breach of term or condition of exemption
Customer and Product Data Act 2025
Rules about what information can be shared and who can use it
107: Contents of designation regulations
Customer and Product Data Bill
What is a regulated data service and why is it important?
10: Regulated data service
Customer and Product Data Act 2025
Customer and Product Data Act 2025
Customer and Product Data Act 2025
Customer and Product Data Act 2025
When the boss can stop someone from asking for customer info
118: When chief executive may suspend or cancel accreditation
Customer and Product Data Act 2025
Rules for keeping and sharing customer and product information
32: Requirements for data holders in regulations or standards
Customer and Product Data Act 2025
Rules about asking for, giving, and sharing information
Customer and Product Data Bill
Words and phrases are explained to help understand the law.
Customer and Product Data Bill
This section explains what happens during changes and how things are kept safe.
Customer and Product Data Act 2025
Where the law applies and who it affects
11: Territorial application of Act
Customer and Product Data Bill
How to tell someone if you're worried about your information
Customer and Product Data Act 2025
You can check and change who sees your information
40: Customer or secondary user must be able to control authorisation
Customer and Product Data Act 2025
Rules about paying fees and charges to the government
134: Miscellaneous provisions relating to fees and charges
Customer and Product Data Act 2025
How to ask for permission to handle customer info
109: How application is made
Customer and Product Data Act 2025
How long your permission to ask for data lasts
116: Duration of accreditation
Customer and Product Data Bill
Approved companies must tell the government what they did with people's information each year
113: Annual reporting by accredited requestors
Customer and Product Data Act 2025
How permission to use your information can stop
38: Ending authorisation
Customer and Product Data Act 2025
Companies with data must follow rules when sharing or using it
31: Data holders must comply with requirements for requests, providing services, and making information available
Customer and Product Data Bill
A computer system that uses electricity to work with information
Customer and Product Data Act 2025
Rules for sharing information when you have a joint bank account or loan
21: How data holders and accredited requestors must deal with joint customers
Customer and Product Data Act 2025
Customer and Product Data Act 2025
Customer and Product Data Act 2025
Customer and Product Data Act 2025
Someone with special permission to ask for information
7: Accredited requestor
Customer and Product Data Act 2025
The government keeps a list of everyone involved in sharing customer and product data
121: Register of participants in customer and product data system
Customer and Product Data Act 2025
The register helps you find out who can ask for and share customer data
122: Purposes of register
Customer and Product Data Act 2025
What's in the public list of companies that handle your information
126: Contents of register that is publicly available
Customer and Product Data Act 2025
You could be fined for not giving requested information or documents
57: Offence for failing to comply with notice to supply information or produce documents
Customer and Product Data Act 2025
Rules about paying for services under this law
133: Regulations relating to fees and charges
Customer and Product Data Act 2025
Customer and Product Data Act 2025
Customer and Product Data Act 2025
You can't make deals to avoid following this law
143: No contracting out
Customer and Product Data Act 2025
Rules for companies dealing with people who can act for you when it comes to your data
24: How data holders and accredited requestors must deal with secondary users
Customer and Product Data Act 2025
Customer and Product Data Act 2025
You must follow special rules to fix problems if you break this law
58: Data holder or accredited requestor must take prescribed steps to avoid, mitigate, or remedy loss or damage caused by contravention
Customer and Product Data Act 2025
This law doesn't stop you from getting other kinds of help if someone breaks the rules
60: Other remedies or powers not limited
Customer and Product Data Act 2025
Requestors must keep customer data records for 5 years
47: Accredited requestor must keep records about regulated data service
Customer and Product Data Act 2025
Breaking rules about giving you your information is like messing with your privacy
51: Access request not IPP 6 request but contravention is interference with privacy
Customer and Product Data Act 2025
Breaking rules about storing or protecting personal info is like breaking a privacy rule
52: Certain contraventions relating to storage and security treated as breaching information privacy principle 5
Customer and Product Data Act 2025
Customer and Product Data Act 2025
Companies must do certain things you ask them to do with your information
18: Data holder must perform certain actions on customer’s request
Customer and Product Data Act 2025
Customer and Product Data Act 2025
Different ways you can be punished if you break the rules
69: Civil liability remedies available under this subpart
Customer and Product Data Act 2025
The biggest fine you might have to pay if you break important data sharing rules
71: Maximum penalty (Tier 1)
Fast-track Approvals Act 2024
How the government gets paid back for their work
106: Methods of cost recovery
About this project
What is this project?
How do we do this?
Why is the law written like it is?
Should we use AI for this?
Is this information the actual law?
You can talk to Community Law or Citizen's Advice Bureau about your rights.
Remember that AI can make mistakes, and just reading the law isn't enough to understand how it could be used in court.